The best savings rates for Mill Spring, Missouri and the surrounding area include Neighbors Credit UnionNeighbors Credit Union6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY, Midwest BankCentreMidwest BankCentre2191 Lemay Ferry Rd, Lemay, MO 63125A+5.0 ★Texas Ratio: 4.44% Youth Savings at 5.01% APY, Montgomery BankMontgomery Bank1 Montgomery Bank Plaza St, Sikeston, MO 63801A+5.0 ★Texas Ratio: 0.99% Kid's Club Savings at 5.01% APY, Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 4.06% High-Rate Savings at 5.01% APY, and Together Credit UnionTogether Credit Union3805 Union Rd, Saint Louis, MO 63125 4320A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mill Spring, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mill Spring, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mill Spring, Missouri and the surrounding area. Last Updated and Verified: March 24, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000
Qualifying balance up to $15,000. Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
For ages 12 & under with 5% APY
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $250,000.00
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000
Balances $.01 and above earn the 91-Day Treasury Bill yield rate minus 1%. Interest rate and APY change monthly on the first business day.
Rates effective as of 10/14/2025
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
on balances up to 1,499,999.
Quarter ending December 31, 2025
Qualifying balance up to $50,000.00
Qualifying balance up to $100,000.00
On balances above $25,000 and up to $50,000
Qualifications Required; Qualifying balance up to $25,000.00
Balance cap: $100,000
Compare local Mill Spring, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates rose 1.343 points this week to 1.543% APY, up from 0.200% last week.
Missouri standard savings rates rose 0.348 points this week to 0.691% APY, up from 0.342% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mill Spring, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mill Spring, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.