Fredericktown, Missouri (MO) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Fredericktown, Missouri and the surrounding area include Ozarks Federal OFSLOzarks Federal OFSL217 W Main St, Fredericktown, MO 63645A+5.0 ★Texas Ratio: 4.52% Children's Savings at 0.05% APY, Alliance Credit Union Fenton, MOAlliance Credit Union Fenton, MOA+5.0 ★Texas Ratio: 4.34% Star Student Savings Club at 10.00% APY, Neighbors Credit UnionNeighbors Credit UnionA5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY, Infuze Credit UnionInfuze Credit UnionA+5.0 ★Texas Ratio: 4.06% High-Rate Savings at 5.01% APY, and Alltru Federal Credit UnionAlltru Federal Credit UnionA5.0 ★Texas Ratio: 13.67% Cubby Youth Savings at 5.01% APY.
Fredericktown has 4 local institutions in our database, with savings rates as high as 0.05% APY from Ozarks Federal OFSL at 217 W Main St, Fredericktown, MO 63645. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fredericktown, Missouri and the surrounding area. Last Updated and Verified: April 8, 2026
Compare the Best Savings Rates in Fredericktown, Missouri & Surrounding Communities
Kid's earn 10% APY on the first $500 they save!; The first $500 on deposit will earn 9.57% interest for an APY of 10.00%.
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00; linked to High-Rate Checking. No monthly service fees and online and mobile banking access.
Prizes for deposits over $10; Annual birthday surprise
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifications Required; Qualifying balance up to $2,500.00
As high as
Qualifying balance up to $250,000.00
Qualifying balance up to $500.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.
Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000
Earn $5.00 Quarterly with a deposit of at least $25.00; Qualifying balance up to $2,500.00
Rates effective as of 10/14/2025
Quarter ending March 31, 2026
on balances up to 1,499,999.
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $50,000.00
All Balances
Amount: $0 - $25,000.00
On balances above $25,000 and up to $50,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fredericktown, MO Savings Rate Trends
Compare local Fredericktown, MO savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates fell 0.934 points over the past 7 days to 1.065% APY, down from 1.999%.
Missouri standard savings rates rose 0.108 points over the past 7 days to 0.703% APY, up from 0.595%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fredericktown, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fredericktown, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fredericktown, Missouri
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fredericktown, Missouri safe?
How often do savings rates change in Fredericktown, Missouri?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fredericktown, Missouri?
How do I open a savings account in Fredericktown, Missouri?
Best Savings Rates in Fredericktown, Missouri
- Ozarks Federal OFSL
Children's Savings — 0.05% APY - Alliance Credit Union Fenton, MO
Star Student Savings Club — 10.00% APY - Neighbors Credit Union
SMART Savings — 10.00% APY - Infuze Credit Union
High-Rate Savings — 5.01% APY - Alltru Federal Credit Union
Cubby Youth Savings — 5.01% APY
