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Mississippi Savings Rate Trends

Port Gibson, Mississippi (MS) Savings Rates - April 2026

The best savings rates for Port Gibson, Mississippi and the surrounding area include Riverland Federal Credit UnionRiverland Federal Credit UnionGrand Gulf Nuclear Station, Port Gibson, MS 39150A+5.0 ★Texas Ratio: 4.24% High-Yield Savings at 3.10% APY, BankPlusBankPlus609 Farmer St, Port Gibson, MS 39150A+5.0 ★Texas Ratio: 2.28% Personal Savings at 0.05% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, First Federal S&L Pascagoula, MSFirst Federal S&L Pascagoula, MSA+5.0 ★Texas Ratio: 3.26% Essential Savings at 3.25% APY, and Chevron Federal Credit UnionChevron Federal Credit UnionA+5.0 ★Texas Ratio: 2.35% Money Market Savings at 3.20% APY.

Port Gibson has 6 local institutions in our database, with savings rates as high as 3.10% APY from Riverland Federal Credit Union at Grand Gulf Nuclear Station, Port Gibson, MS 39150. Use the table below to compare all available offers, including options from institutions serving the broader Mississippi area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Port Gibson, Mississippi and the surrounding area. Last Updated and Verified: April 14, 2026

Compare the Best Savings Rates in Port Gibson, Mississippi & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Grand Gulf Nuclear Station, Port Gibson, MS 39150
High-Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Grand Gulf Nuclear Station, Port Gibson, MS 39150
Money Market Savings
0.65%
$0
Rate0.64%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Grand Gulf Nuclear Station, Port Gibson, MS 39150
Money Market Savings
0.40%
$0
Rate0.39%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Grand Gulf Nuclear Station, Port Gibson, MS 39150
HSA (Health Savings)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Grand Gulf Nuclear Station, Port Gibson, MS 39150
Regular Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
609 Farmer St, Port Gibson, MS 39150
Personal Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Essential Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

On balances of $25,000+

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Air Force Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.13%
High Yield Savings Account
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Essential Savings
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Essential Savings
2.75%
$25
Rate2.72%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Savings
2.75%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

($0 Opening Balance)

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Bank of Holly Springs
Institution Rating:
A5.0 ★Texas Ratio: 9.54%
REGULAR SAVINGS
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
IRA Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Nonprofit Bonus Rate Savings Account
1.96%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Rainy Day Savings
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

On balances above $25,000 and up to $50,000

CM Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Shares
1.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Business
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Rainy Day Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

On balances up to $25,000

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
High Yield Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Christmas Club Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Holiday Club Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,500.00

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
IRA Savings
0.75%
$100,000
Rate0.75%
Min Deposit$100,000
Min Balance
UpdatedApr 11, 2026
Details

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
IRA Shares
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

CM Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Shares
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Regular Shares
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

APCO Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
HIGH-YIELD Share Account
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Minimum $5

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Premium Savings Money Market
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Savings
0.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
Share Account
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
IRA Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Premium Savings Money Market
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
First Catastrophe Savings
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Savings Tier Two
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99

Citizens Bank & Trust Co. MS
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Community Bank of Mississippi
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Make Cents Savings
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CB matches 5% of rounded-up savings quarterly

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Savings Tier One
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Choice Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Regular Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

With a balance of $100 or greater

First Choice Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Kids Club Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

With a balance of $25 or greater

First Choice Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Christmas Club Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

First State Bank Waynesboro, MS
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
Kasasa Saver Savings
0.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required: Linked to free Kasasa Cash or Cash Back account (required for this account); Automatic transfers of Kasasa rewards; Qualifying balance up to $20,000.00

First National Bank of Clarksdale
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Regular Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Port Gibson, MS Savings Rate Trends

Compare local Port Gibson, MS savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi Savings Trends →
High-Yield Savings — MS Avg
2.001%
▲ 0.241 vs 7 days ago

Mississippi high-yield savings rates rose 0.241 points over the past 7 days to 2.001% APY, up from 1.760%.

Standard Savings — MS Avg
1.073%
Unchanged vs 7 days ago

Mississippi standard savings rates currently average 1.073% APY based on data from institutions in our monitoring network.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Port Gibson, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Port Gibson, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Port Gibson, Mississippi

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Mississippi, help your money grow faster through a higher APY.

Are savings accounts in Port Gibson, Mississippi safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Mississippi up to $250,000 per depositor, per institution.

How often do savings rates change in Port Gibson, Mississippi?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Mississippi rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Port Gibson, Mississippi may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Port Gibson, Mississippi?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Port Gibson, Mississippi offer in-person customer service, which some customers prefer.

How do I open a savings account in Port Gibson, Mississippi?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Port Gibson, Mississippi

Here are recent savings rates observed in Port Gibson, Mississippi and the surrounding area:
  • Riverland Federal Credit Union
    High-Yield Savings — 3.10% APY
  • BankPlus
    Personal Savings — 0.05% APY
  • Fsnb
    Cents-able Savings — 7.00% APY
  • First Federal S&L Pascagoula, MS
    Essential Savings — 3.25% APY
  • Chevron Federal Credit Union
    Money Market Savings — 3.20% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Port Gibson, Mississippi. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026