The best savings rates for Waconia, Minnesota and the surrounding area include Southpoint Financial Credit UnionSouthpoint Financial Credit Union502 Cherry Dr, Waconia, MN 55387 4578A+5.0 ★Texas Ratio: 2.84% EzMoney Savings+ at 4.07% APY, Security Bank & Trust Company MNSecurity Bank & Trust Company MN539 S Elm St, Waconia, MN 55387A+5.0 ★Texas Ratio: 5.01% Super Kids Savings at 1.38% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)205 Main St, Frost, MN 56033A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN 55121 7707A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, and West Metro Schools Credit UnionWest Metro Schools Credit Union1001 Highway 7, Hopkins, MN 55305A5.0 ★Texas Ratio: 7.84% Holiday Savings at 5.00% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Waconia, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Waconia, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Waconia, Minnesota and the surrounding area. Last Updated and Verified: April 2, 2026
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
max $300 deposit per month
Qualifying balance up to $25,000.00
$10,000,000 3.00% Under Prime
Contact your local banker for more details!
Minimum of $5,000 not currently deposited at Huntington.
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
(Personal & Business)
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
Qualifying balance up to $25,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waconia, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waconia, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.