Hutchinson, Minnesota (MN) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Hutchinson, Minnesota and the surrounding area include Southpoint Financial Credit UnionSouthpoint Financial Credit Union1250 Highway 15 S, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 2.84% EzMoney Savings at 4.07% APY, Novation Credit UnionNovation Credit Union45 Hassan St SE, Hutchinson, MN 55350A+5.0 ★Texas Ratio: 4.02% Youth Savings at 2.55% APY, Citizens Bank & Trust Co. MNCitizens Bank & Trust Co. MN102 Main St S, Hutchinson, MN 55350F1.0 ★Texas Ratio: 70.18% Money Market Savings Tier 2 at 0.30% APY, Wells FargoWells Fargo135 Main St N, Hutchinson, MN 55350A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and MidCountry BankMidCountry Bank201 Main St S, Hutchinson, MN 55350B+4.8 ★Texas Ratio: 17.71% Savings4Business at 0.04% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hutchinson, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hutchinson, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hutchinson, Minnesota and the surrounding area. Last Updated and Verified: April 2, 2026
Compare the Best Savings Rates in Hutchinson, Minnesota & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
EzMoney Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $5,000.00
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
EzMoney Savings+
4.07%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
2.71%
$0
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
45 Hassan St SE, Hutchinson, MN 55350
Youth Savings
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $10,000
Novation Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
45 Hassan St SE, Hutchinson, MN 55350
High-Yield Savings Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
45 Hassan St SE, Hutchinson, MN 55350
High-Yield Savings
2.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Savings always accessible without penalty
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
2.31%
$0
▼
Rate2.29%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Health Savings Account (HSA)
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
1.81%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
IRA Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
0.71%
$0
▼
Rate0.71%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
0.56%
$0
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
Money Market Savings Tier 2
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
Money Market Savings Tier 1
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
Blue Chip Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
EzMoney Savings+
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
UrChoice Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Membership Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
45 Hassan St SE, Hutchinson, MN 55350
Primary Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
135 Main St N, Hutchinson, MN 55350
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1250 Highway 15 S, Hutchinson, MN 55350
Premium Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
Savings4Business
0.04%
$50
▼
Rate0.04%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
IRA Savings
0.04%
$10
▼
Rate0.04%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
$20,000 and over
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
Health Savings Account (HSA)
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
Savings4Me
0.04%
$50
▼
Rate0.04%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
Health Savings Account (HSA)
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
IRA Savings
0.03%
$10
▼
Rate0.03%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
$10,000 - $19,999.99
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
IRA Savings
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
$100 - $9,999.99
Novation Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
45 Hassan St SE, Hutchinson, MN 55350
High-Yield Savings Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
IRA Savings
0.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
$0 - $99.99
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
201 Main St S, Hutchinson, MN 55350
Health Savings Account (HSA)
0.00%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
High Yield Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
205 Main St, Frost, MN 56033
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
1001 Highway 7, Hopkins, MN 55305
Holiday Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
max $300 deposit per month
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $25,000.00
Grand Rapids SB
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
523 Nw 1st Ave, Grand Rapids, MN 55744
Education Savings
4.33%
$0
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
SMART Savings
4.32%
$0
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Little Drake Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Investor Savings
3.92%
$0
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Pioneer Bank Mapleton, MN
Institution Rating:
A-5.0 ★Texas Ratio: 14.28%
301 Main St E, Mapleton, MN 56065
Platinum Plus Savings
3.82%
$5,000
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
$10,000,000 3.00% Under Prime
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
Elite Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
Elite Business Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
UBM Direct Savings
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1650 Lake St S, Forest Lake, MN 55025
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Contact your local banker for more details!
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
IRA Variable Rate Savings
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
325 S Broad St, Mankato, MN 56001
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
3.51%
$1,000
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
Luminate Radiant Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
(Personal & Business)
Fairmont School Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
110 Eltinge Pl, Fairmont, MN 56031 3423
Share Savings Account
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings Account
3.40%
$75,000
▼
Rate0.00%
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2573 Credit Union Dr, PRIOR LAKE, MN 55372
Money Market Savings
3.40%
$2,500
▼
Rate3.36%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Estate Savings
3.39%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Bank Mapleton, MN
Institution Rating:
A-5.0 ★Texas Ratio: 14.28%
301 Main St E, Mapleton, MN 56065
Platinum Plus Savings
3.30%
$5,000
▼
Rate3.25%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
$500,000-$2,499,999.99 3.50% Under Prime
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Plato Blvd E, Saint Paul, MN 55107
Investor Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hutchinson, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hutchinson, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hutchinson, Minnesota
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Minnesota, help your money grow faster through a higher APY.
Are savings accounts in Hutchinson, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do savings rates change in Hutchinson, Minnesota?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hutchinson, Minnesota may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Hutchinson, Minnesota?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hutchinson, Minnesota offer in-person customer service, which some customers prefer.
How do I open a savings account in Hutchinson, Minnesota?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Hutchinson, Minnesota
Here are recent savings rates observed in Hutchinson, Minnesota and the surrounding area:
- Southpoint Financial Credit Union
EzMoney Savings — 4.07% APY - Novation Credit Union
Youth Savings — 2.55% APY - Citizens Bank & Trust Co. MN
Money Market Savings Tier 2 — 0.30% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - MidCountry Bank
Savings4Business — 0.04% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hutchinson, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 2, 2026
