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Minnesota Savings Rate Trends

Burnsville, Minnesota (MN) Savings Rates - April 2026

The best savings rates for Burnsville, Minnesota and the surrounding area include The Huntington National BankThe Huntington National Bank1400 County Road 42 W, Burnsville, MN 55337A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, SharePoint Credit UnionSharePoint Credit Union200 E Travelers Trl Ste 110, Burnsville, MN 55337A+5.0 ★Texas Ratio: 4.61% eSavings^ - Introductory Rate at 3.00% APY, TruStone Financial Credit UnionTruStone Financial Credit Union14300 Nicollet Ct, Burnsville, MN 55306A+5.0 ★Texas Ratio: 5.44% Traditional and Roth IRA Savings at 1.00% APY, Wells FargoWells Fargo109 Town Sq, Burnsville, NC 28714A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY.

Burnsville has 18 local institutions in our database, with savings rates as high as 3.55% APY from The Huntington National Bank at 1400 County Road 42 W, Burnsville, MN 55337. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Burnsville, Minnesota and the surrounding area. Last Updated and Verified: April 6, 2026

Compare the Best Savings Rates in Burnsville, Minnesota & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1400 County Road 42 W, Burnsville, MN 55337
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
eSavings^ - Introductory Rate
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: monthly direct deposit; Balances above $10,000 will earn the going rate on the Secondary Savings, currently 0.10% APY.

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
eSavings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: 50 minimum direct deposit per month; enroll in online banking; Intro rate expires: 24; Qualifying balance up to $10,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1400 County Road 42 W, Burnsville, MN 55337
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14300 Nicollet Ct, Burnsville, MN 55306
Traditional and Roth IRA Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
IRA Savings
0.40%
$0
Rate0.39%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14300 Nicollet Ct, Burnsville, MN 55306
MoneyWise Primary Share (Youth)
0.30%
$5
Rate0.30%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14300 Nicollet Ct, Burnsville, MN 55306
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14300 Nicollet Ct, Burnsville, MN 55306
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14300 Nicollet Ct, Burnsville, MN 55306
Primary Share Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14300 Nicollet Ct, Burnsville, MN 55306
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
Secondary Savings
0.10%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
Primary Savings
0.10%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5.00 and Above

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
eSavings^ - Ongoing Rate
0.10%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
All Star Savings1
0.10%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
200 E Travelers Trl Ste 110, Burnsville, MN 55337
All Star Savings
0.10%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
109 Town Sq, Burnsville, NC 28714
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
Holiday Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

max $300 deposit per month

Grand Rapids SB
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
Education Savings
4.33%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
SMART Savings
4.32%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
EzMoney Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $5,000.00

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
EzMoney Savings+
4.07%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Little Drake Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $1,000.00

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Investor Savings
3.92%
$0
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
Elite Business Savings
3.82%
$25,000
Rate3.75%
Min Deposit$25,000
Min Balance
UpdatedApr 3, 2026
Details

FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
Elite Savings
3.82%
$25,000
Rate3.75%
Min Deposit$25,000
Min Balance
UpdatedApr 3, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Estate Savings
3.81%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
UBM Direct Savings
3.75%
$1,000,000
Rate3.69%
Min Deposit$1,000,000
Min Balance
UpdatedApr 3, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Business High Yield Savings Account
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Contact your local banker for more details!

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
IRA Variable Rate Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Peoples Preferred Savings
3.51%
$1,000
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 3, 2026
Details

Fairmont School Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Savings Account
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.

Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Luminate Radiant Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

(Personal & Business)

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
3.43%
$0
Rate3.38%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
High Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
High Yield Savings Account
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
3.40%
$0
Rate3.36%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
Rate3.36%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Investor Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
ELITE Money Market Savings
3.30%
$0
Rate3.26%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Money Market Savings
3.30%
$0
Rate3.26%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Border Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Limited Edition Savings Account
3.30%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $25,000.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
High Yield Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $199,999.00

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
3.20%
$0
Rate3.16%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Peoples Preferred Savings
3.20%
$1,000
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedApr 3, 2026
Details

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Money Market Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Tiered Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Christmas Club Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Luminate Brighter Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

(Personal)

PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Youth Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $2,000.00

Stearns Bank Upsala N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Above the Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Grow your money

Stearns Bank Holdingford
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Above The Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Grow your money

Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Above the Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Burnsville, MN Savings Rate Trends

Compare local Burnsville, MN savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Savings Trends →
High-Yield Savings — MN Avg
1.885%
▼ 0.037 vs 7 days ago

Minnesota high-yield savings rates fell 0.037 points over the past 7 days to 1.885% APY, down from 1.922%.

Standard Savings — MN Avg
0.906%
▼ 0.109 vs 7 days ago

Minnesota standard savings rates fell 0.109 points over the past 7 days to 0.906% APY, down from 1.015%.

As of Apr 8, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Burnsville, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Burnsville, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Burnsville, Minnesota

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Minnesota, help your money grow faster through a higher APY.

Are savings accounts in Burnsville, Minnesota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.

How often do savings rates change in Burnsville, Minnesota?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Burnsville, Minnesota may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Burnsville, Minnesota?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Burnsville, Minnesota offer in-person customer service, which some customers prefer.

How do I open a savings account in Burnsville, Minnesota?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Burnsville, Minnesota

Here are recent savings rates observed in Burnsville, Minnesota and the surrounding area:
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • SharePoint Credit Union
    eSavings^ - Introductory Rate — 3.00% APY
  • TruStone Financial Credit Union
    Traditional and Roth IRA Savings — 1.00% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
  • Genisys Credit Union
    High Yield Youth Savings — 5.12% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Burnsville, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 6, 2026