Brainerd, Minnesota (MN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Brainerd, Minnesota and the surrounding area include Mid Minnesota Federal Credit UnionMid Minnesota Federal Credit Union200 S 6th St, Brainerd, MN 56401 3536A+5.0 ★Texas Ratio: 3.30% High Yield Savings at 3.40% APY, Crow Wing Power Credit UnionCrow Wing Power Credit Union17330 State Highway 371, Brainerd, MN 56401A+5.0 ★Texas Ratio: 1.19% Holiday Savings Accounts at 0.30% APY, Brainerd BN Credit UnionBrainerd BN Credit Union804 Laurel St Ste 101, Brainerd, MN 56401 3799A+5.0 ★Texas Ratio: 1.27% Universal Savings at 0.15% APY, Wells FargoWells Fargo424 W Washington St, Brainerd, MN 56401A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)205 Main St, Frost, MN 56033A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Brainerd, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Brainerd, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Brainerd, Minnesota and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Brainerd, Minnesota & Surrounding Communities
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
Rates as high as
Rates as high as; Qualifying balance up to $199,999.00
Qualifying balance up to $500.00
Rates as high as; Qualifying balance up to $500.00
Rates as high as; Qualifying balance up to $4,999.00
Rates as high as
Rates as high as; Qualifying balance up to $9,999.00
Rates as high as; Qualifying balance up to $25,000.00
Rates as high as; Qualifying balance up to $75,000.00
Rates as high as
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $5,000.00
Balances above $500.00 are paid the standard share savings rate.
Qualifying balance up to $25,000.00
max $300 deposit per month
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
$10,000,000 3.00% Under Prime
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
Introductory APY
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
(Personal & Business)
Introductory APY
Introductory APY
$500,000-$2,499,999.99 3.50% Under Prime
Introductory APY
Introductory APY
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Brainerd, MN Savings Rate Trends
Compare local Brainerd, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield savings rates rose 0.348 points this week to 1.186% APY, up from 0.838% last week.
Minnesota standard savings rates fell 0.028 points this week to 0.409% APY, down from 0.437% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Brainerd, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brainerd, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Brainerd, Minnesota
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Brainerd, Minnesota safe?
How often do savings rates change in Brainerd, Minnesota?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Brainerd, Minnesota?
How do I open a savings account in Brainerd, Minnesota?
Best Savings Rates in Brainerd, Minnesota
- Mid Minnesota Federal Credit Union
High Yield Savings — 3.40% APY - Crow Wing Power Credit Union
Holiday Savings Accounts — 0.30% APY - Brainerd BN Credit Union
Universal Savings — 0.15% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Fidelity Bank & Trust (IA)
Snap $tack Savings — 5.12% APY
