Wellesley, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Wellesley, Massachusetts and the surrounding area include Needham BankNeedham Bank458 Washington St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 3.75% GoalGetter Savings at 4.00% APY, Middlesex Savings BankMiddlesex Savings Bank278 Washington St, Wellesley, MA 02481A+5.0 ★Texas Ratio: 0.61% Business Savings Accounts at 1.50% APY, Common Trust Federal Credit UnionCommon Trust Federal Credit Union1 Hollis St Ste 105, Wellesley, MA 02482A+5.0 ★Texas Ratio: 1.82% Regular Share at 0.10% APY, Eastern Bank Boston, MAEastern Bank Boston, MA195 Linden St, Wellesley, MA 02482A+5.0 ★Texas Ratio: 2.03% Statement Savings at 0.01% APY, and Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Wellesley, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wellesley, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Wellesley, Massachusetts and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Wellesley, Massachusetts & Surrounding Communities
Qualifying balance up to $10,000.00; Open Online
paid Monthly
paid Monthly
paid Monthly
Open Online
Qualifying balance up to $9,999.99
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00; Qualifications Required
Earn 10x the National Average2
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
bump up for PayBackSM or Quarter Back® customers
Balances $100,000 -$500,000
High Yield Savings5
NEW MONEY ONLY
Qualifying balance up to $500.00
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
$50,000.00 or more
Membership account; No monthly service charge
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wellesley, MA Savings Rate Trends
Compare local Wellesley, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.511 points this week to 1.589% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.284 points this week to 0.361% APY, up from 0.077% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wellesley, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wellesley, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Wellesley, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Wellesley, Massachusetts safe?
How often do savings rates change in Wellesley, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Wellesley, Massachusetts?
How do I open a savings account in Wellesley, Massachusetts?
Best Savings Rates in Wellesley, Massachusetts
- Needham Bank
GoalGetter Savings — 4.00% APY - Middlesex Savings Bank
Business Savings Accounts — 1.50% APY - Common Trust Federal Credit Union
Regular Share — 0.10% APY - Eastern Bank Boston, MA
Statement Savings — 0.01% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY
