Pikesville, Maryland (MD) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Pikesville, Maryland and the surrounding area include PNC BankPNC Bank1819 Reistertown Road, Pikesville, MD 21208A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Eastern Savings Bank, FSBEastern Savings Bank, FSB1417 Reisterstown Rd, Pikesville, MD 21208B-4.4 ★Texas Ratio: 22.57% Business Money Market Savings Accounts at 2.90% APY, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1809 Reisterstown Rd, Pikesville, MD 21208 6329A5.0 ★Texas Ratio: 9.35% Educator Savings at 2.50% APY, Municipal Employees Credit Union of Balt Credit UnionMunicipal Employees Credit Union of Balt Credit Union1777 Reisterstown Rd, Pikesville, MD 21208A5.0 ★Texas Ratio: 11.50% Share Savings at 0.10% APY, and SPECTRASPECTRAA+5.0 ★Texas Ratio: 0.00% Brilliant Kids Savings at 10.38% APY.
Pikesville has 31 local institutions in our database, with savings rates as high as 3.25% APY from PNC Bank at 1819 Reistertown Road, Pikesville, MD 21208. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Pikesville, Maryland and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Pikesville, Maryland & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1819 Reistertown Road, Pikesville, MD 21208
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1809 Reisterstown Rd, Pikesville, MD 21208 6329
Educator Savings
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $10,000.00; ** Available to Baltimore County and Harford County school employees in the public and private sector
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
2.40%
$500,000
▼
Rate2.37%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
1.25%
$100,000
▼
Rate1.24%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
1.00%
$75,000
▼
Rate0.99%
Min Deposit$75,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
0.95%
$50,000
▼
Rate0.95%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1809 Reisterstown Rd, Pikesville, MD 21208 6329
Educator Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
** Available to Baltimore County and Harford County school employees in the public and private sector
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
0.15%
$10,000
▼
Rate0.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1777 Reisterstown Rd, Pikesville, MD 21208
Share Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1777 Reisterstown Rd, Pikesville, MD 21208
IRA Savings Account Roth
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1777 Reisterstown Rd, Pikesville, MD 21208
Holiday Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1809 Reisterstown Rd, Pikesville, MD 21208 6329
Youth Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum $5 daily balance to earn dividends
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1809 Reisterstown Rd, Pikesville, MD 21208 6329
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
*Minimum $100 daily balance to earn dividends.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1809 Reisterstown Rd, Pikesville, MD 21208 6329
Secondary Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
*Minimum $100 daily balance to earn dividends.; Secondary savings includes Christmas Club accounts
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
1777 Reisterstown Rd, Pikesville, MD 21208
IRA Savings Account Traditional
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
0.08%
$500
▼
Rate0.08%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Business Money Market Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★Texas Ratio: 22.57%
1417 Reisterstown Rd, Pikesville, MD 21208
Consumer Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1819 Reistertown Road, Pikesville, MD 21208
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1819 Reistertown Road, Pikesville, MD 21208
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Brilliant Kid's Savings Account
10.38%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Online Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IRA Savings
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate3.93%
Min Deposit$1
Min Balance—
UpdatedMar 24, 2026
Details
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Advantage Savings
3.75%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Platinum Savings
3.75%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Start Smart Savings
3.75%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Smart Savings
3.75%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
High-Yield VIP Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 2, 2026
Details
Guaranteed rate for the first 90 days.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Savings Accounts
3.56%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.46%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Youth Savings
3.44%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
High Yield Savings
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Preferred Savings Accounts
3.25%
$20,000
▼
Rate3.20%
Min Deposit$20,000
Min Balance—
UpdatedApr 4, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.25%
$50,000
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
IRA Savings Account
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
High Yield Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Preferred Savings Accounts
3.20%
$50
▼
Rate3.15%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Educator Summer Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $20,000.00
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
New Educator Summer Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$5 minimum balance; No monthly or maintenance charges; Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer; Open to all 10 month employees in education - public or private, Harford County or beyond; Member must live, work, or attend school or church in Harford County or have immediate family at Har-co; Qualifying balance up to $20,000.00
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Premium Online Savings Account
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$5 minimum balance to open
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Thrift Savings Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Pikesville, MD Savings Rate Trends
Compare local Pikesville, MD savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MD Avg
2.219%
▼ 0.181 vs 7 days ago
Maryland high-yield savings rates fell 0.181 points over the past 7 days to 2.219% APY, down from 2.401%.
Standard Savings — MD Avg
1.210%
▲ 0.620 vs 7 days ago
Maryland standard savings rates rose 0.620 points over the past 7 days to 1.210% APY, up from 0.590%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pikesville, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pikesville, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Pikesville, Maryland
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maryland, help your money grow faster through a higher APY.
Are savings accounts in Pikesville, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do savings rates change in Pikesville, Maryland?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Pikesville, Maryland may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Pikesville, Maryland?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Pikesville, Maryland offer in-person customer service, which some customers prefer.
How do I open a savings account in Pikesville, Maryland?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Pikesville, Maryland
Here are recent savings rates observed in Pikesville, Maryland and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Eastern Savings Bank, FSB
Business Money Market Savings Accounts — 2.90% APY - Freedom Of Maryland Federal Credit Union
Educator Savings — 2.50% APY - Municipal Employees Credit Union of Balt Credit Union
Share Savings — 0.10% APY - SPECTRA
Brilliant Kids Savings — 10.38% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Pikesville, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026
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