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Kansas Savings Rate Trends

Wakefield, Kansas (KS) Savings Rates - April 2026

The best savings rates for Wakefield, Kansas and the surrounding area include First Federal Bank of Kansas CityFirst Federal Bank of Kansas CityA+5.0 ★Texas Ratio: 4.95% Grow Savings Account at 5.00% APY, CommunityAmerica Credit UnionCommunityAmerica Credit UnionA+5.0 ★Texas Ratio: 5.94% High Interest Savings at 5.00% APY, The Bank of TescottThe Bank of TescottA+5.0 ★Texas Ratio: 2.34% Traditions High Yield Business Savings Account at 4.00% APY, Truity Federal Credit UnionTruity Federal Credit UnionA5.0 ★Texas Ratio: 7.04% Savings at 4.00% APY, and First Bank Creve Coeur, MOFirst Bank Creve Coeur, MOA+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY.

Wakefield is a smaller community with no bank or credit union branches currently in our database. 55 institutions serving the Kansas area are available to Wakefield residents, with savings rates as high as 5.00% APY from First Federal Bank of Kansas City. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Wakefield, Kansas and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in Wakefield, Kansas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Grow Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
High Interest Savings
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Traditions High Yield Business Savings Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Kids Cash Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $500.00

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Traditional IRA Share Accounts
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Education IRA Share Accounts
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Share Accounts Education
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Share Accounts Roth
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Share Accounts Traditional
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Roth IRA Share Accounts
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Blue Savings for Business
3.75%
$0
Rate3.68%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
eSavings
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Super Savings
3.66%
$50
Rate3.60%
Min Deposit$50
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $100,000.00

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Premium High-Yield Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
Youth Savings 1 year
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Traditions High Yield Savings
3.16%
$0
Rate3.12%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Traditions High Yield Business Savings
3.16%
$0
Rate3.12%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
High Yield Savings Account
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
Youth Savings 2 year
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
Youth Savings 3-5 year
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
Online Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

w/Direct Deposit into Checking.

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
Youth Savings 5-7 year
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings IRA*
2.75%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

In Branch Only

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Icon High-Yield Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Platinum Savings
2.63%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Business Premier Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

$200,000-$1,000,000

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings IRA*
2.50%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

In Branch Only

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Savings Plus
2.50%
$25
Rate2.47%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
EZ Saver Savings Account
2.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Rounds up debit card transactions and share drafts (checks)

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
EZ Saver Savings
2.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

*Special terms and conditions apply*

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Personal IRA Savings
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

All Balances

First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Explorer Savings2& UTMA Savings3
2.00%
$10
Rate1.98%
Min Deposit$10
Min Balance
UpdatedApr 3, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings IRA*
2.00%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

In Branch Only

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Traditions High Yield Business Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Advantage Savings
2.00%
$5,000
Rate2.00%
Min Deposit$5,000
Min Balance
UpdatedMar 28, 2026
Details

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Maxi Shares
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Platinum Savings Account
1.91%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Rainy Day Savings
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

On balances above $25,000 and up to $50,000

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Savings
1.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
Rainy Day Savings
1.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Savings
1.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Savings
1.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
High Yield Savings Account
1.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Personal Savings
1.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
TriCentury Savings
1.50%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Online Only

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings IRA*
1.50%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 3, 2026
Details

In Branch Only

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Rainy Day Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

On balances up to $25,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Business
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
1.35%
$0
Rate1.34%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Wakefield, KS Savings Rate Trends

Compare local Wakefield, KS savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Savings Trends →
High-Yield Savings — KS Avg
1.824%
▲ 0.545 vs 7 days ago

Kansas high-yield savings rates rose 0.545 points over the past 7 days to 1.824% APY, up from 1.279%.

Standard Savings — KS Avg
0.833%
▲ 0.382 vs 7 days ago

Kansas standard savings rates rose 0.382 points over the past 7 days to 0.833% APY, up from 0.451%.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wakefield, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wakefield, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Wakefield, Kansas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Kansas, help your money grow faster through a higher APY.

Are savings accounts in Wakefield, Kansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.

How often do savings rates change in Wakefield, Kansas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wakefield, Kansas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Wakefield, Kansas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wakefield, Kansas offer in-person customer service, which some customers prefer.

How do I open a savings account in Wakefield, Kansas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Wakefield, Kansas

Here are recent savings rates observed in Wakefield, Kansas and the surrounding area:
  • First Federal Bank of Kansas City
    Grow Savings Account — 5.00% APY
  • CommunityAmerica Credit Union
    High Interest Savings — 5.00% APY
  • The Bank of Tescott
    Traditions High Yield Business Savings Account — 4.00% APY
  • Truity Federal Credit Union
    Savings — 4.00% APY
  • First Bank Creve Coeur, MO
    Kids Cash Savings — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wakefield, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026