Lake City, Kansas (KS) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Lake City, Kansas and the surrounding area include CommunityAmerica Credit UnionCommunityAmerica Credit UnionA+5.0 ★Texas Ratio: 5.94% High Interest Savings at 5.00% APY, First Federal Bank of Kansas CityFirst Federal Bank of Kansas CityA+5.0 ★Texas Ratio: 4.95% Grow Savings Account at 5.00% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MOA+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, The Bank of TescottThe Bank of TescottA+5.0 ★Texas Ratio: 2.34% Traditions High Yield Business Savings Account at 4.00% APY, and Farmway Credit UnionFarmway Credit UnionA+5.0 ★Texas Ratio: 3.99% Roth IRA Share Accounts at 3.80% APY.
Lake City is a smaller community with no bank or credit union branches currently in our database. 56 institutions serving the Kansas area are available to Lake City residents, with savings rates as high as 5.00% APY from CommunityAmerica Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lake City, Kansas and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Lake City, Kansas & Surrounding Communities
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $500.00
Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.
Intro rate subject to change
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.
Qualifying balance up to $100,000.00
w/Direct Deposit into Checking.
In Branch Only
In Branch Only
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
*Special terms and conditions apply*
Rounds up debit card transactions and share drafts (checks)
In Branch Only
All Balances
On balances above $25,000 and up to $50,000
Online Only
In Branch Only
On balances up to $25,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lake City, KS Savings Rate Trends
Compare local Lake City, KS savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield savings rates fell 0.109 points over the past 7 days to 1.170% APY, down from 1.279%.
Kansas standard savings rates rose 0.207 points over the past 7 days to 0.657% APY, up from 0.451%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lake City, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lake City, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lake City, Kansas
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lake City, Kansas safe?
How often do savings rates change in Lake City, Kansas?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lake City, Kansas?
How do I open a savings account in Lake City, Kansas?
Best Savings Rates in Lake City, Kansas
- CommunityAmerica Credit Union
High Interest Savings — 5.00% APY - First Federal Bank of Kansas City
Grow Savings Account — 5.00% APY - First Bank Creve Coeur, MO
Kids Cash Savings — 4.00% APY - The Bank of Tescott
Traditions High Yield Business Savings Account — 4.00% APY - Farmway Credit Union
Roth IRA Share Accounts — 3.80% APY
