Whiting, Iowa (IA) Savings Rates - April 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Whiting, Iowa and the surrounding area include Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, First Federal Credit UnionFirst Federal Credit UnionA5.0 ★Texas Ratio: 12.07% Kids First Savings at 5.00% APY, Vibrant Credit UnionVibrant Credit UnionA-5.0 ★Texas Ratio: 15.61% Digital Advantage Savings at 4.40% APY, IH Mississippi Valley Credit UnionIH Mississippi Valley Credit UnionB4.6 ★Texas Ratio: 20.04% SavingsBooster at 4.00% APY, and Cedar Rapids Bank and Trust CompanyCedar Rapids Bank and Trust CompanyA+5.0 ★Texas Ratio: 3.72% A savings account designed for children 18 years of age and under at 4.00% APY.
Whiting is a smaller community with no bank or credit union branches currently in our database. 56 institutions serving the Iowa area are available to Whiting residents, with savings rates as high as 5.12% APY from Fidelity Bank & Trust (IA). Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Whiting, Iowa and the surrounding area. Last Updated and Verified: April 8, 2026
Compare the Best Savings Rates in Whiting, Iowa & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.07%
Kids First Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $500.00
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
Digital Advantage Savings
4.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
SavingsBooster
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
Preferred Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
A savings account designed for children 18 years of age and under
4.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Iowa Trust & SB Emmetsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
High Yield Savings Account
3.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
No fees; No hassle; No worries
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Contact your local banker for more details!
Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
SavingsBooster
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
3.43%
$0
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
CNB Health Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
Community Business Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
Individual Retirement Account (IRA) - Savings
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
CNB Health Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
HSA (Health Savings Account)
3.04%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
with e-statements
Farmers State Bank Lake View, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Savings
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Iowa Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Health Savings Account
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Green+ Savings
3.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
SavingsBooster
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Ultimate Savings Account
3.00%
$10,000
▼
Rate2.97%
Min Deposit$10,000
Min Balance—
UpdatedApr 2, 2026
Details
In-Branch Only
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Health Savings Account
3.00%
$100
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Christmas Club Savings
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $10,000.00
Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
Individual Retirement Account (IRA) - Savings
2.88%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
IRA Preferred Rate Savings
2.78%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
JUMBO SAVINGS ACCOUNT
2.77%
$0
▼
Rate2.74%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Lincoln Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
Companion Savings Account
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Platinum Savings
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
IRA Savings
2.52%
$50
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Mount Vernon B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Health Savings Account
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Health Savings Account
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
Grow & Go Savings Account
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
High-Yield Savings
2.45%
$50,000
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details
Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
Health Savings Account Fixed Rate
2.32%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details
Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Minimum of $2,500 to earn dividends
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Bright Savings Online-Only Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
High-Yield Savings
2.25%
$50,000
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
IRA Share Savings
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
High-Yield Savings
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details
Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Money Market Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Minimum of $2,500 to earn dividends
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
SavingsBooster
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
High-Yield Savings
1.85%
$50,000
▼
Rate1.83%
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details
Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Money Market Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Minimum of $2,500 to earn dividends
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Money Market Savings Account
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Greater Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Qualifying balance up to $50,000.00; Qualifications Required
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Whiting, IA Savings Rate Trends
Compare local Whiting, IA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IA Avg
1.910%
▼ 0.221 vs 7 days ago
Iowa high-yield savings rates fell 0.221 points over the past 7 days to 1.910% APY, down from 2.131%.
Standard Savings — IA Avg
0.805%
▼ 0.005 vs 7 days ago
Iowa standard savings rates fell 0.005 points over the past 7 days to 0.805% APY, down from 0.809%.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Whiting, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Whiting, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Whiting, Iowa
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.
Are savings accounts in Whiting, Iowa safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.
How often do savings rates change in Whiting, Iowa?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Whiting, Iowa may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Whiting, Iowa?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Whiting, Iowa offer in-person customer service, which some customers prefer.
How do I open a savings account in Whiting, Iowa?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Whiting, Iowa
Here are recent savings rates observed in Whiting, Iowa and the surrounding area:
- Fidelity Bank & Trust (IA)
Snap $tack Savings — 5.12% APY - First Federal Credit Union
Kids First Savings — 5.00% APY - Vibrant Credit Union
Digital Advantage Savings — 4.40% APY - IH Mississippi Valley Credit Union
SavingsBooster — 4.00% APY - Cedar Rapids Bank and Trust Company
A savings account designed for children 18 years of age and under — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Whiting, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 8, 2026
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