The best savings rates for Winter Park, Florida and the surrounding area include Fairwinds Credit UnionFairwinds Credit Union699 N Orlando Ave, Winter Park, FL 32789 2917A+5.0 ★Texas Ratio: 1.48% Emergency Savings at 5.00% APY, Suncoast Credit UnionSuncoast Credit Union1870 Aloma Ave Ste 100, Winter Park, FL 32789 4050A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, Climate First BankClimate First Bank1150 S Orlando Ave, Winter Park, FL 32789A+5.0 ★Texas Ratio: 0.00% Super Duper Savings at 4.01% APY, Axiom BankAxiom Bank272 West New England Avenue, Winter Park, FL 32789A-4.9 ★Texas Ratio: 16.62% Goal Savings at 3.25% APY, and PNC BankPNC Bank1000 N Orlando Ave, Winter Park, FL 32789A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Winter Park, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Winter Park, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Winter Park, Florida and the surrounding area. Last Updated and Verified: March 26, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00; High yield checking required.
No minimum balance
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
E-statements or $5 paper statements
Qualifying balance up to $100,000.00
Qualifying balance up to $250,000
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Compare local Winter Park, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.729 points this week to 0.652% APY, down from 4.382% last week.
Florida standard savings rates fell 0.663 points this week to 0.777% APY, down from 1.440% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Winter Park, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Winter Park, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.