The best savings rates for Florida include Radiant Credit UnionRadiant Credit Union405 SE 2nd PL, Gainesville, FL 32601 6808A+5.0 ★Texas Ratio: 5.29% Even-Up Share* at 10.00% APY, Panhandle Credit UnionPanhandle Credit Union2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408A+5.0 ★Texas Ratio: 1.21% Rising Tide Youth Share at 10.00% APY, Trax Federal Credit UnionTrax Federal Credit Union12125 N 56th St, Temple Terrace, FL 33617A+5.0 ★Texas Ratio: 5.81% Youth Share at 5.10% APY, Together Credit UnionTogether Credit Union3209 E Busch Blvd, Tampa, FL 33612 8737A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, and Midflorida Credit UnionMidflorida Credit Union129 S Kentucky Ave, Lakeland, FL 33801A+5.0 ★Texas Ratio: 2.45% High Five Savings at 5.00% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Florida compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Florida and the surrounding area. Last Updated and Verified: April 2, 2026
Balance: $5 - $1,000
Qualifying balance up to $5,000.00
Qualifying balance up to $2,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; No monthly fees. High yield checking required.
No minimum balance
Qualifying balance up to $5,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $5,000.00
Contact your local banker for more details!
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
E-statements or $5 paper statements
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $100,000.00
$100,000 & Over
Qualifying balance up to $250,000
Relationship
Daily Balances Of $5,000-$100,000
Qualifying balance up to $2,500.00
Qualifying balance up to $50,000.00
Qualifying balance up to $1,000.00
Minimum of $5,000 not currently deposited at Huntington.
Daily Balances Of up to $4,999.99
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.