Seffner, Florida (FL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Seffner, Florida and the surrounding area include Suncoast Credit UnionSuncoast Credit Union901 W Dr Martin Luther King Jr Blvd, Seffner, FL 33584A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, GTE Federal Credit UnionGTE Federal Credit Union1209 W Martin Luther King, Seffner, FL 33584A5.0 ★Texas Ratio: 6.42% Non-Profit High Yield Savings at 0.60% APY, Tampa Bay Federal Credit UnionTampa Bay Federal Credit Union11210 E Martin Luther King Blvd, Seffner, FL 33584 8359A-5.0 ★Texas Ratio: 14.65% Coverdell Educational Savings at 0.10% APY, Radiant Credit UnionRadiant Credit Union405 SE 2nd PL, Gainesville, FL 32601 6808A+5.0 ★Texas Ratio: 5.29% Even-Up Share* at 10.00% APY, and Panhandle Credit UnionPanhandle Credit Union2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408A+5.0 ★Texas Ratio: 1.21% Rising Tide Youth Share at 10.00% APY.
To see how these savings rates in Seffner, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Seffner, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Seffner, Florida and the surrounding area. Last Updated and Verified: March 20, 2026
Seffner, FL Savings Rate Trends
Compare local Seffner, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — FL Avg
1.034%
Florida high-yield savings rates currently average 1.034% APY based on data from institutions in our monitoring network.
Standard Savings — FL Avg
0.605%
▲ 0.155 from last week
Florida standard savings rates rose 0.155 points this week to 0.605% APY, up from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Seffner, Florida & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
901 W Dr Martin Luther King Jr Blvd, Seffner, FL 33584
High Yield Savings Account
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00; High yield checking required.
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Non-Profit High Yield Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Non-Profit High Yield Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Non-Profit High Yield Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Business High Yield Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Regular shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Coverdell Educational Savings
0.10%
$500
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
(variable rate)
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Coverdell Educational Savings (tipo variable)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Roth IRA Savings
0.10%
$500
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
(variable rate)
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Traditional IRA Savings
0.10%
$500
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
(variable rate)
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Business High Yield Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Regular shares
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Business High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Jump Start Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Regular Share Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Business Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Health Savings Account
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000.00
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Savings Account
0.05%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Special shares
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Special Savings
0.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tampa Bay Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359
Single Service Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Business High Yield Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Non-Profit High Yield Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Regular shares
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
1209 W Martin Luther King, Seffner, FL 33584
Special shares
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
405 SE 2nd PL, Gainesville, FL 32601 6808
Even-Up Share*
10.00%
$0
▼
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408
Rising Tide Youth Share
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Balance: $5 - $1,000
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $5,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
3407 Bahia Vista St, Sarasota, FL 34239
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
Emergency Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $1,000.00
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
Cash Kids Club Savings
4.94%
$10
▼
Rate4.82%
Min Deposit$10
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $500.00
Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Personal High Yield Savings
4.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings
4.01%
$50
▼
Rate3.93%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper.
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings Account
4.01%
$50
▼
Rate3.93%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. Rates may change. No minimum balance required to earn interest. Fees may reduce earnings.
First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 Crosspointe Dr, Naples, FL 34110
Online Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
550 Wells Rd, Orange Park, FL 32073
Savings Special
3.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Savings
3.56%
$50
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
terms apply; A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Youth Savings
3.56%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
SMB Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
200 E Broad St, Groveland, FL 34736
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Goal Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $250,000
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2950 Aventura Blvd, Aventura, FL 33180
Premier Relationship Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1050 Lake Sumter Lndg, The Villages, FL 32162
Savings
3.15%
$2,500
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connection Plus Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Structured Savings IRA
3.02%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances Of $5,000-$100,000
ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connection Plus Savings
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
201 Center Rd, Venice, FL 34285
Above the Norm Personal Market Savings
2.99%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedMar 15, 2026
Details
Grow your money
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1301 Industrial Dr, Crestview, FL 32539
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1050 Lake Sumter Lndg, The Villages, FL 32162
Savings
2.63%
$2,500
▼
Rate2.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Structured Savings IRA
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances Of up to $4,999.99
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1301 Industrial Dr, Crestview, FL 32539
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
9690 Nw 41 Street, Doral, FL 33178
High Yield Savings
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1301 Industrial Dr, Crestview, FL 32539
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
9690 Nw 41 Street, Doral, FL 33178
High Yield Savings Account
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Seffner, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seffner, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Seffner, Florida
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.
Are savings accounts in Seffner, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do savings rates change in Seffner, Florida?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Seffner, Florida may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Seffner, Florida?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Seffner, Florida offer in-person customer service, which some customers prefer.
How do I open a savings account in Seffner, Florida?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Seffner, Florida
Here are recent savings rates observed in Seffner, Florida and the surrounding area:
- Suncoast Credit Union
High Yield Savings Account — 4.50% APY - GTE Federal Credit Union
Non-Profit High Yield Savings — 0.60% APY - Tampa Bay Federal Credit Union
Coverdell Educational Savings — 0.10% APY - Radiant Credit Union
Even-Up Share* — 10.00% APY - Panhandle Credit Union
Rising Tide Youth Share — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Seffner, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
