Lutz, Florida (FL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Lutz, Florida and the surrounding area include Midflorida Credit UnionMidflorida Credit Union23551 SR 54, Lutz, FL 33559A+5.0 ★Texas Ratio: 2.45% Share Savings Account at 5.00% APY, Suncoast Credit UnionSuncoast Credit Union1837 Collier Pkwy, Lutz, FL 33549A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, PNC BankPNC Bank18811 State Road 54, Lutz, FL 33558A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, GTE Federal Credit UnionGTE Federal Credit Union21827 State Road 54, Lutz, FL 33549A5.0 ★Texas Ratio: 6.42% Non-Profit High Yield Savings at 0.60% APY, and Tampa Postal Federal Credit UnionTampa Postal Federal Credit Union15916 N Florida Ave, Lutz, FL 33549A+5.0 ★Texas Ratio: 2.00% Share Savings IRA (Traditional & Roth) at 0.25% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lutz, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lutz, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lutz, Florida and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Lutz, Florida & Surrounding Communities
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00; High yield checking required.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper.
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. Rates may change. No minimum balance required to earn interest. Fees may reduce earnings.
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Introductory APY
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
terms apply; A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.
E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
Introductory APY
Introductory APY
Qualifying balance up to $250,000
RELATIONSHIP
Introductory APY
Introductory APY
Daily Balances Of $5,000-$100,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lutz, FL Savings Rate Trends
Compare local Lutz, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.848 points this week to 0.652% APY, down from 4.500% last week.
Florida standard savings rates fell 1.262 points this week to 0.786% APY, down from 2.048% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lutz, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lutz, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lutz, Florida
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lutz, Florida safe?
How often do savings rates change in Lutz, Florida?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lutz, Florida?
How do I open a savings account in Lutz, Florida?
Best Savings Rates in Lutz, Florida
- Midflorida Credit Union
Share Savings Account — 5.00% APY - Suncoast Credit Union
High Yield Savings Account — 4.50% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - GTE Federal Credit Union
Non-Profit High Yield Savings — 0.60% APY - Tampa Postal Federal Credit Union
Share Savings IRA (Traditional & Roth) — 0.25% APY
