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Florida Savings Rate Trends

Lake Butler, Florida (FL) Savings Rates - April 2026

The best savings rates for Lake Butler, Florida and the surrounding area include Community State Bank Starke, FLCommunity State Bank Starke, FL255 Se 6th St, Lake Butler, FL 32054A5.0 ★Texas Ratio: 12.85% Regular Savings at 0.10% APY, Radiant Credit UnionRadiant Credit UnionA+5.0 ★Texas Ratio: 5.29% Even-Up Share* at 10.00% APY, Panhandle Credit UnionPanhandle Credit UnionA+5.0 ★Texas Ratio: 1.21% Rising Tide Youth Share at 10.00% APY, Trax Federal Credit UnionTrax Federal Credit UnionA+5.0 ★Texas Ratio: 5.81% Youth Share at 5.10% APY, and Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY.

Lake Butler has 2 local institutions in our database, with savings rates as high as 0.10% APY from Community State Bank Starke, FL at 255 Se 6th St, Lake Butler, FL 32054. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Lake Butler, Florida and the surrounding area. Last Updated and Verified: April 12, 2026

Compare the Best Savings Rates in Lake Butler, Florida & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community State Bank Starke, FL
Institution Rating:
A5.0 ★Texas Ratio: 12.85%
255 Se 6th St, Lake Butler, FL 32054
Regular Savings
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Community State Bank Starke, FL
Institution Rating:
A5.0 ★Texas Ratio: 12.85%
255 Se 6th St, Lake Butler, FL 32054
Youth Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Even-Up Share*
10.00%
$0
Rate10.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $0.01

Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Rising Tide Youth Share
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $1,000.00

Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
Youth Share
5.10%
$5
Rate4.99%
Min Deposit$5
Min Balance
UpdatedApr 6, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings (Personal)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $499.99

BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
Cash Kids Club Savings
4.83%
$10
Rate4.72%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
High Yield Savings Account
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $500.00; $0 min opening deposit. No monthly fees. High yield checking required.

Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Personal High Yield Savings
4.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Evermore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High-Yield Senior Savings Account
4.10%
$100
Rate4.02%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Super Duper Savings
4.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Youth Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
High Yield Savings Account
4.00%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

introductory promo for new customers*

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Savings Plus
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $5,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Freedom Direct Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Direct Deposit to a new or existing Justice Federal Checking Account

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
High-Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Max Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Earns tiered interest rates based on balance amounts; No minimum deposit; Earn 4.00% APY on balances $1,000,000.00+

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
IRA Savings
3.82%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Ocala Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
IRA Savings
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 29, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
Business High-Yield Savings
3.56%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
High-Yield Savings
3.56%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
Rate3.36%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
High Yield Savings
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
High Yield Savings Account
3.40%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Existing customers earn 3.40% APY, that's still 8x the national average!

Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
Goal Savings
3.25%
$25
Rate3.20%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Up to $250,000

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
High Yield/High Balance Share Accounts
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

$100,000 & Over

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
SMB Savings
3.25%
$25
Rate3.20%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

RELATIONSHIP

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Enhanced Money Market Savings
3.20%
$10,000
Rate3.15%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open is $10,000

Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Savings
3.15%
$2,500
Rate3.10%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Connection Plus Savings
3.10%
$2,500
Rate3.05%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
Rate3.02%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Structured Savings IRA
3.02%
$0
Rate3.02%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Daily Balances Of $5,000-$100,000

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $2,500.00

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Money Market Savings
3.00%
$2,500
Rate2.96%
Min Deposit$2,500
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open is $2,500

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings
3.00%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
MORE Money Market Savings Account
3.00%
$50,000
Rate2.96%
Min Deposit$50,000
Min Balance
UpdatedApr 11, 2026
Details

Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
MORE Money Market Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $50,000.00

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
College Savings Plan
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Connection Plus Savings
3.00%
$2,500
Rate2.95%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Above the Norm Personal Market Savings
2.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
2.98%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Savings
2.63%
$2,500
Rate2.60%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Structured Savings IRA
2.55%
$0
Rate2.52%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Daily Balances Of up to $4,999.99

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lake Butler, FL Savings Rate Trends

Compare local Lake Butler, FL savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Savings Trends →
High-Yield Savings — FL Avg
3.596%
▲ 0.368 vs 7 days ago

Florida high-yield savings rates rose 0.368 points over the past 7 days to 3.596% APY, up from 3.229%.

Standard Savings — FL Avg
0.498%
▼ 0.081 vs 7 days ago

Florida standard savings rates fell 0.081 points over the past 7 days to 0.498% APY, down from 0.579%.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lake Butler, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lake Butler, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Lake Butler, Florida

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.

Are savings accounts in Lake Butler, Florida safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.

How often do savings rates change in Lake Butler, Florida?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lake Butler, Florida may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Lake Butler, Florida?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lake Butler, Florida offer in-person customer service, which some customers prefer.

How do I open a savings account in Lake Butler, Florida?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Lake Butler, Florida

Here are recent savings rates observed in Lake Butler, Florida and the surrounding area:
  • Community State Bank Starke, FL
    Regular Savings — 0.10% APY
  • Radiant Credit Union
    Even-Up Share* — 10.00% APY
  • Panhandle Credit Union
    Rising Tide Youth Share — 10.00% APY
  • Trax Federal Credit Union
    Youth Share — 5.10% APY
  • Together Credit Union
    Accelerate It Savings — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lake Butler, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026