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Florida Savings Rate Trends

Eustis, Florida (FL) Savings Rates - March 2026

The best savings rates for Eustis, Florida and the surrounding area include Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL 32726A+5.0 ★Texas Ratio: 0.00% Super Duper Savings at 4.01% APY, Addition Financial Credit UnionAddition Financial Credit Union15830 US Highway 441, Eustis, FL 32726 6500A+5.0 ★Texas Ratio: 4.12% Savings Plus at 4.00% APY, Insight Credit UnionInsight Credit Union15120 US HIGHWAY 441, Eustis, FL 32726A+5.0 ★Texas Ratio: 5.93% Grow Green Savings at 0.15% APY, United Southern BankUnited Southern Bank2701 S Bay St, Eustis, FL 32726A5.0 ★Texas Ratio: 7.88% Regular Savings at 0.05% APY, and Radiant Credit UnionRadiant Credit Union405 SE 2nd PL, Gainesville, FL 32601 6808A+5.0 ★Texas Ratio: 5.29% Even-Up Share* at 10.00% APY.

To see how these savings rates in Eustis, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Eustis, Florida (FL) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Eustis, Florida and the surrounding area. Last Updated and Verified: March 22, 2026

Eustis, FL Savings Rate Trends

Compare local Eustis, FL savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Savings Trends →
High-Yield Savings — FL Avg
0.540%
▼ 3.960 from last week

Florida high-yield savings rates fell 3.960 points this week to 0.540% APY, down from 4.500% last week.

Standard Savings — FL Avg
0.635%
▼ 2.175 from last week

Florida standard savings rates fell 2.175 points this week to 0.635% APY, down from 2.810% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Eustis, Florida & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2755 E Orange Ave, Eustis, FL 32726
Super Duper Savings
4.01%
$50
Rate3.93%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper.

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2755 E Orange Ave, Eustis, FL 32726
Super Duper Savings Account
4.01%
$50
Rate3.93%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. Rates may change. No minimum balance required to earn interest. Fees may reduce earnings.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Savings Plus
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000.00

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2755 E Orange Ave, Eustis, FL 32726
Youth Savings
3.56%
$25
Rate3.50%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2755 E Orange Ave, Eustis, FL 32726
Super Savings
3.56%
$50
Rate3.50%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

terms apply; A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.

Insight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
15120 US HIGHWAY 441, Eustis, FL 32726
Grow Green Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
IRA and Deferred Option Plan Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Health Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Insight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
15120 US HIGHWAY 441, Eustis, FL 32726
Youth Share Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

United Southern Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
2701 S Bay St, Eustis, FL 32726
Regular Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Savings Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Share Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Youth Savings, Holiday and Summer Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Insight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
15120 US HIGHWAY 441, Eustis, FL 32726
Regular Share
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

United Southern Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
2701 S Bay St, Eustis, FL 32726
Holiday Club Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Share Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Health Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
15830 US Highway 441, Eustis, FL 32726 6500
Youth Savings, Holiday and Summer Share
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
405 SE 2nd PL, Gainesville, FL 32601 6808
Even-Up Share*
10.00%
$0
Rate10.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408
Rising Tide Youth Share
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
12125 N 56th St, Temple Terrace, FL 33617
Youth Share
5.10%
$5
Rate4.99%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
3407 Bahia Vista St, Sarasota, FL 34239
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
Emergency Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $1,000.00

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
129 S Kentucky Ave, Lakeland, FL 33801
Share Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $10,000.00

BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
Cash Kids Club Savings
4.94%
$10
Rate4.82%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $500.00

Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6536 E Hillsborough Ave, Tampa, FL 33610
High Yield Savings Account
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $500.00; High yield checking required.

Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Personal High Yield Savings
4.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
Youth Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
High-Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL 33027
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

when you add Direct Deposit to a new or existing Justice Federal Checking Account.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Ocala Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
2675 SE 36th Ave, Ocala, FL 34471
IRA Savings
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 Crosspointe Dr, Naples, FL 34110
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
550 Wells Rd, Orange Park, FL 32073
Savings Special
3.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

New money only. Fees may reduce earnings. Offer applies to personal accounts only.

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL 32224 1865
Premium Money Market Savings
3.40%
$0
Rate3.36%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL 33406 5195
High Yield Savings
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Enhanced Money Market Savings
3.30%
$10,000
Rate3.25%
Min Deposit$10,000
Min Balance
UpdatedMar 21, 2026
Details

Minimum to open is $10,000

Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
Save Smart Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $100,000.00

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL 33010 4719
High Yield/High Balance Share Accounts
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$100,000 & Over

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
200 E Broad St, Groveland, FL 34736
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Goal Savings
3.25%
$25
Rate3.20%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $250,000

Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
SMB Savings
3.25%
$25
Rate3.20%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2950 Aventura Blvd, Aventura, FL 33180
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

RELATIONSHIP

Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1050 Lake Sumter Lndg, The Villages, FL 32162
Savings
3.15%
$2,500
Rate3.10%
Min Deposit$2,500
Min Balance
UpdatedMar 18, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connection Plus Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Structured Savings IRA
3.02%
$0
Rate3.02%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Daily Balances Of $5,000-$100,000

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connection Plus Savings
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
201 Center Rd, Venice, FL 34285
Above the Norm Personal Market Savings
2.99%
$500,000
Rate0.00%
Min Deposit$500,000
Min Balance
UpdatedMar 15, 2026
Details

Grow your money

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Eustis, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Eustis, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Eustis, Florida

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.

Are savings accounts in Eustis, Florida safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.

How often do savings rates change in Eustis, Florida?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Eustis, Florida may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Eustis, Florida?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Eustis, Florida offer in-person customer service, which some customers prefer.

How do I open a savings account in Eustis, Florida?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Eustis, Florida

Here are recent savings rates observed in Eustis, Florida and the surrounding area:
  • Climate First Bank
    Super Duper Savings — 4.01% APY
  • Addition Financial Credit Union
    Savings Plus — 4.00% APY
  • Insight Credit Union
    Grow Green Savings — 0.15% APY
  • United Southern Bank
    Regular Savings — 0.05% APY
  • Radiant Credit Union
    Even-Up Share* — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Eustis, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 22, 2026