Brandon, Florida (FL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Brandon, Florida and the surrounding area include Midflorida Credit UnionMidflorida Credit Union825 W Brandon Blvd, Brandon, FL 33511A+5.0 ★Texas Ratio: 2.45% High Five Savings at 5.00% APY, Suncoast Credit UnionSuncoast Credit Union1370 Oakfield Dr, Brandon, FL 33511A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, PNC BankPNC Bank301 W Brandon Blvd, Brandon, FL 33511A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union1314 Oakfield Dr, Brandon, FL 33511A+5.0 ★Texas Ratio: 1.05% Business Savings at 3.00% APY, and GTE Federal Credit UnionGTE Federal Credit Union101 E Bloomingdale Ave, Brandon, FL 33511A5.0 ★Texas Ratio: 6.42% Non-Profit High Yield Savings at 0.60% APY.
To see how these savings rates in Brandon, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Brandon, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Brandon, Florida and the surrounding area. Last Updated and Verified: March 20, 2026
Brandon, FL Savings Rate Trends
Compare local Brandon, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — FL Avg
1.034%
Florida high-yield savings rates currently average 1.034% APY based on data from institutions in our monitoring network.
Standard Savings — FL Avg
0.605%
▲ 0.155 from last week
Florida standard savings rates rose 0.155 points this week to 0.605% APY, up from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Brandon, Florida & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
825 W Brandon Blvd, Brandon, FL 33511
High Five Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $2,000.00
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
1370 Oakfield Dr, Brandon, FL 33511
High Yield Savings Account
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00; High yield checking required.
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
825 W Brandon Blvd, Brandon, FL 33511
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
301 W Brandon Blvd, Brandon, FL 33511
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
825 W Brandon Blvd, Brandon, FL 33511
High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Savings
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
101 E Bloomingdale Ave, Brandon, FL 33511
Non-Profit High Yield Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
825 W Brandon Blvd, Brandon, FL 33511
Extreme Business Savings
0.53%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
825 W Brandon Blvd, Brandon, FL 33511
Extreme Business Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
101 E Bloomingdale Ave, Brandon, FL 33511
Non-Profit High Yield Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL 33511
Health Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1009 Providence Rd, Brandon, FL 33511
IRA Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
668 Oakfield Dr, Brandon, FL 33511
Kids First Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
No minimum balance; Available for minors under 18
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
959 E Brandon Blvd, Brandon, FL 33511
Share Savings IRA (Traditional & Roth)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1009 Providence Rd, Brandon, FL 33511
Coverdell Education Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1009 Providence Rd, Brandon, FL 33511
Roth IRA Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
334 Oakfield Dr, Brandon, FL 33511 5706
IRA Savings
0.21%
$0
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
101 E Bloomingdale Ave, Brandon, FL 33511
Non-Profit High Yield Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL 33511
Health Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL 33511
IRA Savings Traditional/Roth
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1009 Providence Rd, Brandon, FL 33511
Business Savings Account
0.15%
$1
▼
Rate0.15%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
101 E Bloomingdale Ave, Brandon, FL 33511
Business High Yield Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
101 E Bloomingdale Ave, Brandon, FL 33511
Regular shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1009 Providence Rd, Brandon, FL 33511
Basic Savings Account
0.15%
$1
▼
Rate0.15%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1009 Providence Rd, Brandon, FL 33511
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
101 E Bloomingdale Ave, Brandon, FL 33511
Business High Yield Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL 33511
Health Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
668 Oakfield Dr, Brandon, FL 33511
Tiered Money Market Savings
0.10%
$2,000
▼
Rate0.00%
Min Deposit$2,000
Min Balance—
UpdatedMar 15, 2026
Details
Earn great rates on large balances; No maintenance charge for average daily balances of $10,000 or more
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
668 Oakfield Dr, Brandon, FL 33511
Money Market Savings
0.05%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 15, 2026
Details
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
510 East Bloomingdale Avenue, Brandon, FL 33511
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
301 W Brandon Blvd, Brandon, FL 33511
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
301 W Brandon Blvd, Brandon, FL 33511
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
510 East Bloomingdale Avenue, Brandon, FL 33511
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
510 East Bloomingdale Avenue, Brandon, FL 33511
Way2Save Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
510 East Bloomingdale Avenue, Brandon, FL 33511
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
How to avoid the $5 monthly service fee
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
668 Oakfield Dr, Brandon, FL 33511
All Access Savings
0.01%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
Cash Kids Club Savings
4.94%
$10
▼
Rate4.82%
Min Deposit$10
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $500.00
Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Personal High Yield Savings
4.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings Account
4.01%
$50
▼
Rate3.93%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. Rates may change. No minimum balance required to earn interest. Fees may reduce earnings.
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings
4.01%
$50
▼
Rate3.93%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper.
First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 Crosspointe Dr, Naples, FL 34110
Online Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
550 Wells Rd, Orange Park, FL 32073
Savings Special
3.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Savings
3.56%
$50
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
terms apply; A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Youth Savings
3.56%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Goal Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $250,000
Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
SMB Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2950 Aventura Blvd, Aventura, FL 33180
Premier Relationship Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1050 Lake Sumter Lndg, The Villages, FL 32162
Savings
3.15%
$2,500
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connection Plus Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Structured Savings IRA
3.02%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Daily Balances Of $5,000-$100,000
ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connection Plus Savings
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Brandon, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brandon, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Brandon, Florida
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.
Are savings accounts in Brandon, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do savings rates change in Brandon, Florida?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Brandon, Florida may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Brandon, Florida?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Brandon, Florida offer in-person customer service, which some customers prefer.
How do I open a savings account in Brandon, Florida?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Brandon, Florida
Here are recent savings rates observed in Brandon, Florida and the surrounding area:
- Midflorida Credit Union
High Five Savings — 5.00% APY - Suncoast Credit Union
High Yield Savings Account — 4.50% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Dfcu Financial Credit Union
Business Savings — 3.00% APY - GTE Federal Credit Union
Non-Profit High Yield Savings — 0.60% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Brandon, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
