Townsend, Delaware (DE) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Townsend, Delaware and the surrounding area include edU Federal Credit UnionedU Federal Credit Union570 Tony Marchio Dr, Townsend, DE 19734 2215A5.0 ★Texas Ratio: 8.99% IRA Shares at 0.01% APY, FsnbFsnb36 Jerome Dr, Dover, DE 19901A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Comenity BankComenity Bank1 Righter Pkwy, Wilmington, DE 19803B4.4 ★Texas Ratio: 21.76% High-Yield Savings Account at 4.00% APY, Dexsta Federal Credit UnionDexsta Federal Credit Union300 Foulk Rd, Wilmington, DE 19803A5.0 ★Texas Ratio: 8.79% High Yield Savings at 3.45% APY, and Cross River BankCross River Bank1000 N West St, Wilmington, DE 19801F1.0 ★Texas Ratio: 85.67% I Connect/E Connect Tiered Savings at 3.40% APY.
To see how these savings rates in Townsend, Delaware, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Townsend, Delaware (DE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Townsend, Delaware and the surrounding area. Last Updated and Verified: March 20, 2026
Townsend, DE Savings Rate Trends
Compare local Townsend, DE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — DE Avg
1.618%
Delaware high-yield savings rates currently average 1.618% APY based on data from institutions in our monitoring network.
Standard Savings — DE Avg
0.107%
▼ 0.343 from last week
Delaware standard savings rates fell 0.343 points this week to 0.107% APY, down from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Townsend, Delaware & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
570 Tony Marchio Dr, Townsend, DE 19734 2215
IRA Shares
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
570 Tony Marchio Dr, Townsend, DE 19734 2215
Regular Shares
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
$50 - $5,000
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
570 Tony Marchio Dr, Townsend, DE 19734 2215
Share Draft Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High-Yield Savings Account
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High Yield Savings
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
Retirement High-Yield Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.40%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
300 Delaware Ave, Wilmington, DE 19801
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Premier Relationship Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
RELATIONSHIP
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $49,999.99
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Statement Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
50 Atlantic Ave, Ocean View, DE 19970
Health Savings Account
1.46%
$100
▼
Rate1.45%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.20%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Educational Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Savings Tier Three
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Shares***
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
IRA Shares
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Savings Tier Two
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
50 Atlantic Ave, Ocean View, DE 19970
Savings
0.40%
$25
▼
Rate0.40%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Money Fund Shares**
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Savings Tier One
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Premier Yield Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Name Your Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Regular Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Shares
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Balance
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000.00 - $249,999.99
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Balance: and up
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$250,000.00
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Plus Balance: and up
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000.00
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Balance
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$50,000.00 - $99,999.99
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
16982 Kings Hwy, Lewes, DE 19958
Sand Dollar MMA Plus Balance
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$50,000.00 - $99,999.99
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Premier Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
I.R.A. Share
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Townsend, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Townsend, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Townsend, Delaware
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Delaware, help your money grow faster through a higher APY.
Are savings accounts in Townsend, Delaware safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.
How often do savings rates change in Townsend, Delaware?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Townsend, Delaware may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Townsend, Delaware?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Townsend, Delaware offer in-person customer service, which some customers prefer.
How do I open a savings account in Townsend, Delaware?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Townsend, Delaware
Here are recent savings rates observed in Townsend, Delaware and the surrounding area:
- edU Federal Credit Union
IRA Shares — 0.01% APY - Fsnb
Cents-able Savings — 7.00% APY - Comenity Bank
High-Yield Savings Account — 4.00% APY - Dexsta Federal Credit Union
High Yield Savings — 3.45% APY - Cross River Bank
I Connect/E Connect Tiered Savings — 3.40% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Townsend, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
