Seaford, Delaware (DE) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Seaford, Delaware and the surrounding area include PNC BankPNC Bank1200 W Stein Hwy, Seaford, DE 19973A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, DEL ONEDEL ONE24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470A+5.0 ★Texas Ratio: 0.36% Rainy Day Savings at 3.00% APY, Tidemark Federal Credit UnionTidemark Federal Credit Union1941 Bridgeville Hwy, Seaford, DE 19973A+5.0 ★Texas Ratio: 1.45% Savings at 1.51% APY, Community Bank DelawareCommunity Bank Delaware1025 W Stein Highway, Seaford, DE 19973A+5.0 ★Texas Ratio: 0.47% Sand Dollar MMA Plus at 0.25% APY, and FsnbFsnb36 Jerome Dr, Dover, DE 19901A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Seaford, Delaware, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Seaford, Delaware (DE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Seaford, Delaware and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Seaford, Delaware & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1200 W Stein Hwy, Seaford, DE 19973
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Rainy Day Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Rainy Day Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Savings
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Savings
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Savings
1.20%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Savings
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Rainy Day Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Educational Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA Plus
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA Plus
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
I.R.A. Share
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA Plus
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Primary Business Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Rainy Day Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Prime Share Account
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Health Savings Account (HSA)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
High Tide Special Savings
0.10%
$1
▼
Rate0.10%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Safe Harbor Statement Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sand Dollar MMA Plus
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1025 W Stein Highway, Seaford, DE 19973
Sandpiper Student Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1941 Bridgeville Hwy, Seaford, DE 19973
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
WINcentive Savings Account
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
A minimum deposit of $25 is needed to be entered to win. Potential winnings would be awarded after the first $25 deposit. Winners will be paid on a monthly, quarterly and annual basis. Conditions/Restrictions Apply.
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
WINcentive Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
24488 Sussex Hwy Ste 1, Seaford, DE 19973 8470
Regular Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1200 W Stein Hwy, Seaford, DE 19973
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1200 W Stein Hwy, Seaford, DE 19973
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
Retirement High-Yield Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High-Yield Savings Account
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High Yield Savings
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000.00-$249,999.99
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.40%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $49,999.99
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Holiday Club Savings
1.00%
$0
▼
Rate1.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000.00-$99,999.99
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Shares***
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000.00-$49,999.99
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE 19963 1098
High-Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
IRA Shares
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Money Fund Shares**
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE 19703
Vacation Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Name Your Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Seaford, DE Savings Rate Trends
Compare local Seaford, DE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — DE Avg
1.347%
▲ 0.034 from last week
Delaware high-yield savings rates rose 0.034 points this week to 1.347% APY, up from 1.313% last week.
Standard Savings — DE Avg
0.108%
▼ 0.177 from last week
Delaware standard savings rates fell 0.177 points this week to 0.108% APY, down from 0.285% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Seaford, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seaford, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Seaford, Delaware
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Delaware, help your money grow faster through a higher APY.
Are savings accounts in Seaford, Delaware safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.
How often do savings rates change in Seaford, Delaware?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Seaford, Delaware may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Seaford, Delaware?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Seaford, Delaware offer in-person customer service, which some customers prefer.
How do I open a savings account in Seaford, Delaware?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Seaford, Delaware
Here are recent savings rates observed in Seaford, Delaware and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - DEL ONE
Rainy Day Savings — 3.00% APY - Tidemark Federal Credit Union
Savings — 1.51% APY - Community Bank Delaware
Sand Dollar MMA Plus — 0.25% APY - Fsnb
Cents-able Savings — 7.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Seaford, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
