Dover, Delaware (DE) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Dover, Delaware and the surrounding area include FsnbFsnb36 Jerome Dr, Dover, DE 19901A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, PNC BankPNC Bank3 Loockerman Plz, Dover, DE 19901A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, DEL ONEDEL ONE150 E Water St, Dover, DE 19901 3619A+5.0 ★Texas Ratio: 0.36% Rainy Day Savings at 3.00% APY, Dover Federal Credit UnionDover Federal Credit Union1075 Silver Lake Blvd, Dover, DE 19904 2411B4.5 ★Texas Ratio: 21.46% High-Yield Savings at 2.00% APY, and Artisans BankArtisans Bank1555 S Governors Ave, Dover, DE 19904A+5.0 ★Texas Ratio: 4.35% Premier Yield Savings Account at 0.30% APY.
To see how these savings rates in Dover, Delaware, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dover, Delaware (DE) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dover, Delaware and the surrounding area. Last Updated and Verified: March 20, 2026
Dover, DE Savings Rate Trends
Compare local Dover, DE savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — DE Avg
1.618%
Delaware high-yield savings rates currently average 1.618% APY based on data from institutions in our monitoring network.
Standard Savings — DE Avg
0.107%
▼ 0.343 from last week
Delaware standard savings rates fell 0.343 points this week to 0.107% APY, down from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Dover, Delaware & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3 Loockerman Plz, Dover, DE 19901
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
High-Yield Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $49,999.99
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
High-Yield Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
High-Yield Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Savings Tier Three
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
High-Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Savings Tier Two
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Premier Yield Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
Savings Tier One
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Holiday Club Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
I.R.A. Share
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Statement Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
Teen Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
Primary/Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
Primary & Secondary Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Premier Yield Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Primary Business Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Money Market Statement Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Business Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
WINcentive Savings
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Regular Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
150 E Water St, Dover, DE 19901 3619
Rainy Day Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Dover, DE 19901
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
58 Carver Rd, Dover, DE 19904
Youth Shares
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
58 Carver Rd, Dover, DE 19904
Share Account
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3 Loockerman Plz, Dover, DE 19901
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1555 S Governors Ave, Dover, DE 19904
Holiday Club Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3 Loockerman Plz, Dover, DE 19901
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
6349 N Dupont Highway, Dover, DE 19901
Share Draft (Checking)
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1075 Silver Lake Blvd, Dover, DE 19904 2411
Share Draft
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Dover, DE 19901
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
How to avoid the $5 monthly service fee
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Dover, DE 19901
Way2Save Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Dover, DE 19901
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
58 Carver Rd, Dover, DE 19904
Regular Checking (Share Draft)
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High-Yield Savings Account
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High Yield Savings
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.20%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Savings
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE 19963
Educational Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Shares***
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dover, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dover, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dover, Delaware
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Delaware, help your money grow faster through a higher APY.
Are savings accounts in Dover, Delaware safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.
How often do savings rates change in Dover, Delaware?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Dover, Delaware may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Dover, Delaware?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Dover, Delaware offer in-person customer service, which some customers prefer.
How do I open a savings account in Dover, Delaware?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Dover, Delaware
Here are recent savings rates observed in Dover, Delaware and the surrounding area:
- Fsnb
Cents-able Savings — 7.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - DEL ONE
Rainy Day Savings — 3.00% APY - Dover Federal Credit Union
High-Yield Savings — 2.00% APY - Artisans Bank
Premier Yield Savings Account — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dover, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
