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California Savings Rate Trends

Brentwood, California (CA) Savings Rates - April 2026

The best savings rates for Brentwood, California and the surrounding area include UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union121 Sand Creek Rd, Brentwood, CA 94513B4.4 ★Texas Ratio: 21.76% IRA Savings Account (Traditional, Roth and Coverdell) at 0.30% APY, 1st Northern California Credit Union1st Northern California Credit Union8660 Brentwood Blvd Ste E, Brentwood, CA 94513 5671A+5.0 ★Texas Ratio: 0.24% Share Savings Accounts at 0.25% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union6560 Lone Tree Way Ste D, Brentwood, CA 94513A+5.0 ★Texas Ratio: 3.70% IRA Savings (Traditional and Roth) at 0.15% APY, Wells FargoWells Fargo5415 Maryland Way, Brentwood, TN 37027A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, and Schools Federal Credit UnionSchools Federal Credit UnionA+5.0 ★Texas Ratio: 1.31% Summer Safeguard Savings at 6.60% APY.

Brentwood has 14 local institutions in our database, with savings rates as high as 0.30% APY from UNIFY Financial Federal Credit Union at 121 Sand Creek Rd, Brentwood, CA 94513. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Brentwood, California and the surrounding area. Last Updated and Verified: April 14, 2026

Compare the Best Savings Rates in Brentwood, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
121 Sand Creek Rd, Brentwood, CA 94513
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
8660 Brentwood Blvd Ste E, Brentwood, CA 94513 5671
Share Savings Accounts
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 13, 2026
Details

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
8660 Brentwood Blvd Ste E, Brentwood, CA 94513 5671
Share Savings Accounts
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 13, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6560 Lone Tree Way Ste D, Brentwood, CA 94513
IRA Savings (Traditional and Roth)
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
121 Sand Creek Rd, Brentwood, CA 94513
Regular Savings Account
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
121 Sand Creek Rd, Brentwood, CA 94513
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

2,4

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
121 Sand Creek Rd, Brentwood, CA 94513
eSavings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

2,4

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6560 Lone Tree Way Ste D, Brentwood, CA 94513
Sub Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6560 Lone Tree Way Ste D, Brentwood, CA 94513
Primary Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5415 Maryland Way, Brentwood, TN 37027
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5415 Maryland Way, Brentwood, TN 37027
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5415 Maryland Way, Brentwood, TN 37027
Way2Save Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5415 Maryland Way, Brentwood, TN 37027
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5415 Maryland Way, Brentwood, TN 37027
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Summer Safeguard Savings
6.60%
$0
Rate6.44%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Youth Savings
6.18%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Summer Savings Accounts
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Summertime Savings for School Employees
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Summer Savings Club
6.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 14, 2026
Details

One great rate, all Chaffey Members.

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Early Savers Shares
5.64%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $500.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
Go Savings
5.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 9, 2026
Details

Bonus dividend rate of 5.00% APY* is paid on the first $2,500 balance in the account for the first 12 months

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Harvest High-Yield Savings Daily Balance
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 14, 2026
Details

$0-$5,000

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Harvest High-Yield Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 14, 2026
Details

Qualifying balance up to $5,000.00

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $499.99

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Youth Smart Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings (Personal)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Harvest High-Yield Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $5,000.00

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Non-Profit Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Next Gen Savings
5.00%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $5000

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
First500 Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
First500 Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $500.00

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Purpose Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $1,000.00

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Harvest Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 14, 2026
Details

Qualifying balance up to $5,000.00

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
High Yield Savings Account
4.00%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

introductory promo for new customers*

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Kids Cash Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Earn 10x the National Average2

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
PerformanceĀ® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
EverBank PerformanceĀ® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$25 Bonus

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Terms and Conditions apply.

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 29, 2026
Details

EverTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Smart Saver Savings Account
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Bank of Guam
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
Boost Savings
3.56%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedApr 11, 2026
Details

Interest will be credited upon maturity. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings on the account.

MidFirst Bank
Institution Rating:
F1.0 ★Texas Ratio: 75.49%
Amplify Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Grow Your Savings

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
High Yield Savings Account
3.40%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Existing customers earn 3.40% APY, that's still 8x the national average!

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

RELATIONSHIP

Bank of Guam
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
True Savings Plus
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
VIP savings account
3.00%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedApr 11, 2026
Details

guaranteed through June 30, 2026

PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Your major-milestones savings account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Brentwood, CA Savings Rate Trends

Compare local Brentwood, CA savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
2.657%
▼ 0.071 vs 7 days ago

California high-yield savings rates fell 0.071 points over the past 7 days to 2.657% APY, down from 2.728%.

Standard Savings — CA Avg
0.747%
▲ 0.003 vs 7 days ago

California standard savings rates rose 0.003 points over the past 7 days to 0.747% APY, up from 0.745%.

As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Brentwood, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brentwood, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Brentwood, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Brentwood, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Brentwood, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Brentwood, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Brentwood, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Brentwood, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Brentwood, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Brentwood, California

Here are recent savings rates observed in Brentwood, California and the surrounding area:
  • UNIFY Financial Federal Credit Union
    IRA Savings Account (Traditional, Roth and Coverdell) — 0.30% APY
  • 1st Northern California Credit Union
    Share Savings Accounts — 0.25% APY
  • Nuvision Federal Credit Union
    IRA Savings (Traditional and Roth) — 0.15% APY
  • Wells Fargo
    Platinum Savings — 0.05% APY
  • Schools Federal Credit Union
    Summer Safeguard Savings — 6.60% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Brentwood, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026