Best Personal Loan Rates in Springfield, Vermont (VT) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Springfield, Vermont include: Community BankCommunity Bank108 Springfield Plaza Rd, Springfield, VT, 05156A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.89% APR, 802 Credit Union802 Credit Union34 Clinton St, Springfield, VT, 05156A+5.0 ★Texas Ratio: 5.91% offering Personal/Signature at 10.74% APR, Green Mountain Credit UnionGreen Mountain Credit Union1250 Shelburne Rd, South Burlington, VT, 05403 7783C4.0 ★Texas Ratio: 27.55% offering Renewable Energy Loan at 3.99% APR, TrustCo BankTrustCo Bank215 North St, Bennington, VT, 05201A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, and Vermont Federal Credit UnionVermont Federal Credit Union84 Pine St, Burlington, VT, 05401 4441A+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Springfield, Vermont can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Springfield, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Springfield, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026
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Up to 10 model years old
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Up to 4 model years old
As Low As; 9.99%
As Low As; Funds must be payable to fuel provider. Rates effective 9/2/25 until further notice
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Up to 3 model years old ((Minimum $15K)
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
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Up to 2 model years old (Minimum $25K)
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
New Only (Min $35K)
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MAX LOAN $ 1,200.00
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FIXED APR WITH AUTO PAY
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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As Low As; [1](https://www.hfcuvt.com/#ftnt-1)
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Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in Springfield, Vermont?
What are the best personal loan rates in Springfield, Vermont?
- Community Bank: 7.89% (Unsecured Personal loan)
- 802 Credit Union: 10.74% (Personal/Signature)
- Green Mountain Credit Union: 3.99% (Renewable Energy Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Vermont Federal Credit Union: 4.40% (Consumer Loans)
Personal Loan Calculators
