Best Personal Loan Rates in Richmond, Vermont (VT) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Richmond, Vermont include: Northfield Savings BankNorthfield Savings Bank23 Pleasant Street, Richmond, VT, 05477A+5.0 ★Texas Ratio: 4.01% offering Energy Improvement at 6.75% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR, Community BankCommunity BankA+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.49% APR, and North Country Federal Credit UnionNorth Country Federal Credit UnionA5.0 ★Texas Ratio: 7.37% offering Loan at 7.84% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Richmond has 1 local institution in our database, with personal loan rates as low as 6.75% APR from Northfield Savings Bank at 23 Pleasant Street, Richmond, VT, 05477. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Richmond, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Richmond, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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Richmond, VT Personal Loan Rate Trends
Compare local Richmond, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont personal loan rates currently average 9.171% APR.
Vermont signature loan rates rose 0.010 points over the past 7 days to 11.020% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in Richmond, Vermont?
What are the best personal loan rates in Richmond, Vermont?
- Northfield Savings Bank: 6.75% (Energy Improvement)
- TrustCo Bank: 4.00% (Passbook Loan)
- Vermont Federal Credit Union: 4.40% (Consumer Loans)
- Community Bank: 7.49% (Unsecured Personal loan)
- North Country Federal Credit Union: 7.84% (Loan)
Personal Loan Calculators
