Best Personal Loan Rates in San Angelo, Texas (TX) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in San Angelo, Texas include: Concho Valley Credit UnionConcho Valley Credit Union1002 S Abe St, San Angelo, TX, 76903 7240A+5.0 ★Texas Ratio: 0.64% offering New Personal Loans at 8.90% APR, 1st Community Federal Credit Union1st Community Federal Credit Union3505 Wildewood Dr, San Angelo, TX, 76904A-4.9 ★Texas Ratio: 16.28% offering Personal Loan Special at 9.00% APR, San Angelo Federal Credit UnionSan Angelo Federal Credit Union235 W 1ST ST, SAN ANGELO, TX, 76903 5704A+5.0 ★Texas Ratio: 2.14% offering Heating & Air Conditioning Loans at 9.50% APR, Texas Trust Credit UnionTexas Trust Credit Union2601 Loop 306, San Angelo, TX, 76904A5.0 ★Texas Ratio: 7.42% offering Personal Loans at 9.99% APR, and Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit UnionA+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR. Personal loan rates as of May 15, 2026 according to verified data from MonitorBankRates.
San Angelo has 4 local institutions in our database, with personal loan rates as low as 8.90% APR from Concho Valley Credit Union at 1002 S Abe St, San Angelo, TX, 76903 7240. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in San Angelo, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in San Angelo, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 15, 2026
As Low As; Maximum Loan: up to $7,500.00 or approved limit.
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As Low As; Feel free to choose any licensed installer!
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Discount of 3% APR available with form of auto-payment.
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A+ rating
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As Low As; Regular APR: 10.090%
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UP TO 48 MONTHS
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As Low As; APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
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Rate, amount and length of payout set according to credit rating). May be renewed every 6 months if there have been no delinquencies on BFCU loans
Up to 6 months
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Minimum APR (has an AMOCO Mortgage Loan)
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up to $15,000
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up to $15,000
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up to $15,000
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Tier Level: A+ (Equifax Score 750+)
As Low As; Fixed rate for the life of the loan; Terms up to 48 months *Disclosing restrictions apply
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UP TO 48 MONTHS
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As Low As; Maximum Loan: up to $7,500.00 or approved limit.
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A+ rating
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up to $15,000
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up to $15,000
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Debt Consolidation
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Up to 6 months
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San Angelo, TX Personal Loan Rate Trends
Compare local San Angelo, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates fell 0.037 points over the past 7 days to 10.784% APR.
Texas signature loan rates fell 0.237 points over the past 7 days to 12.436% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our San Angelo, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for San Angelo, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in San Angelo, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in San Angelo, Texas?
What are the best personal loan rates in San Angelo, Texas?
- Concho Valley Credit Union: 8.90% (New Personal Loans)
- 1st Community Federal Credit Union: 9.00% (Personal Loan Special)
- San Angelo Federal Credit Union: 9.50% (Heating & Air Conditioning Loans)
- Texas Trust Credit Union: 9.99% (Personal Loans)
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
Personal Loan Calculators
