Best Personal Loan Rates in Port Lavaca, Texas (TX) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Port Lavaca, Texas include: Texas Dow Employees Credit UnionTexas Dow Employees Credit Union2318 W Main St Unit A, Port Lavaca, TX, 77979 3659B-4.4 ★Texas Ratio: 22.42% offering Pool Loans at 9.87% APR, Cal-Com Federal Credit UnionCal-Com Federal Credit Union1401 N Virginia ST, Port Lavaca, TX, 77979A+5.0 ★Texas Ratio: 0.81% offering Signature at 14.00% APR, Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Secured Advantage Federal Credit UnionSecured Advantage Federal Credit UnionA5.0 ★Texas Ratio: 7.07% offering Starter Loans at 4.00% APR, and Houston Highway Credit UnionHouston Highway Credit UnionA+5.0 ★Texas Ratio: 1.00% offering Credit Builder Step-Up Loan Process STEP 5 at 4.00% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Port Lavaca has 2 local institutions in our database, with personal loan rates as low as 9.87% APR from Texas Dow Employees Credit Union at 2318 W Main St Unit A, Port Lavaca, TX, 77979 3659. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Port Lavaca, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Port Lavaca, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
$500 for 12 months at 4.35% APR = $42.65 monthly payment
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20% down
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balance $20,000
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48 TO 72 MOS*SAME AS NEW CARS
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balance $75,000
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10% down
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balance $75,000
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As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
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As Low As; must be secured by adequate collateral. See loan officer for more details
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balance $75,000
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As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
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Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
above TSC rate
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Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
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48 TO 60 MOS*SAME AS USED CARS
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As Low As; Rates as low as 5.625% (6.508% APR)
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As Low As; Regular APR: 10.090%
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up to $5,000.00 maximum with approved credit
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As Low As; Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)
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5.00% A+ rating
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CONTACT LOAN DEPARTMENT FOR DETAILS
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As Low As; Take a vacation, consolidate bills, fund home or auto repairs, or even if you just need some cash.
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As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
As Low As; 81% to 90%
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UP TO 48 MONTHS
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10% Down
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up to $5,000.00 maximum with approved credit
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As Low As; Take a vacation, consolidate bills, fund home or auto repairs, or even if you just need some cash.
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As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
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Port Lavaca, TX Personal Loan Rate Trends
Compare local Port Lavaca, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates fell 0.455 points over the past 7 days to 10.918% APR.
Texas signature loan rates currently average 12.418% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Port Lavaca, Texas?
What are the best personal loan rates in Port Lavaca, Texas?
- Texas Dow Employees Credit Union: 9.87% (Pool Loans)
- Cal-Com Federal Credit Union: 14.00% (Signature)
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
- Secured Advantage Federal Credit Union: 4.00% (Starter Loans)
- Houston Highway Credit Union: 4.00% (Credit Builder Step-Up Loan Process STEP 5)
Personal Loan Calculators
