Best Personal Loan Rates in Cedar Hill, Texas (TX) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cedar Hill, Texas include: Resource One Credit UnionResource One Credit Union755 N Highway 67, Cedar Hill, TX, 75104B+4.7 ★Texas Ratio: 19.00% offering Personal Loans at 8.99% APR, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit UnionA+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Victoria City County Employees Federal Credit UnionVictoria City County Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.81% offering Recreational/Title Loans at 4.58% APR, and Kelly Community Federal Credit UnionKelly Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.21% offering PERSONAL LOAN at 4.89% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Cedar Hill has 1 local institution in our database, with personal loan rates as low as 8.99% APR from Resource One Credit Union at 755 N Highway 67, Cedar Hill, TX, 75104. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cedar Hill, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cedar Hill, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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As Low As; Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
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As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
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As Low As; Regular APR: 10.090%
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UP TO 48 MONTHS
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As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
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Rate, amount and length of payout set according to credit rating). May be renewed every 6 months if there have been no delinquencies on BFCU loans
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up to $15,000
up to $5,000; As Low As
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Minimum APR (has an AMOCO Mortgage Loan)
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up to $15,000
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up to $15,000
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UP TO 48 MONTHS
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Tier Level: A+ (Equifax Score 750+)
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Flat Rate -Up to $25,000
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Beacon Score: 720+
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up to $15,000
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Cedar Hill, TX Personal Loan Rate Trends
Compare local Cedar Hill, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates rose 0.241 points over the past 7 days to 10.820% APR.
Texas signature loan rates fell 0.165 points over the past 7 days to 12.673% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Cedar Hill, Texas?
What are the best personal loan rates in Cedar Hill, Texas?
- Resource One Credit Union: 8.99% (Personal Loans)
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Victoria City County Employees Federal Credit Union: 4.58% (Recreational/Title Loans)
- Kelly Community Federal Credit Union: 4.89% (PERSONAL LOAN)
Personal Loan Calculators
