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Best Personal Loan Rates in Batson, Texas (TX) - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 20, 2026

Current personal loan options available to borrowers in Batson, Texas include: Tinker Federal Credit UnionTinker Federal Credit Union8800 US Highway 380, Cross Roads, TX, 76227A+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Secured Advantage Federal Credit UnionSecured Advantage Federal Credit Union903 W Highway St, Iowa Park, TX, 76367 1180A5.0 ★Texas Ratio: 7.07% offering Starter Loans at 4.00% APR, Houston Highway Credit UnionHouston Highway Credit Union8120 Washington Ave, Houston, TX, 77007A+5.0 ★Texas Ratio: 1.00% offering Credit Builder Step-Up Loan Process STEP 5 at 4.00% APR, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.98% offering Signature Unsecured Loan at 4.25% APR, and Abilene Teachers Federal Credit UnionAbilene Teachers Federal Credit Union2801 N 6th St, Abilene, TX, 79603A+5.0 ★Texas Ratio: 0.94% offering Credit Builder Loan at 4.35% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Batson, Texas can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Batson, Texas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Batson, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 20, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8800 US Highway 380, Cross Roads, TX, 76227
Storm Shelter Loan
3.99%
View
▼
APR3.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Rate of 3.99% Annual Percentage Rate (APR) is effective 3/1/2026 and subject to change. _The repayment term is based on 12 months per $1,000.00 borrowed with a maximum term of 60 months._ Borrower must be a property owner on which the shelter is being installed. Purchase contract is required with check payable to the contractor. To take advantage of this offer, Tinker Federal Credit Union (TFCU) membership is required, which involves opening an initial share (savings) account with a $5 deposit. All rates and terms are declared by the Board of Directors of TFCU and are subject to change at any time. Subject to credit approval. Visit any TFCU branch or call (405) 732-0324 or 1-800-456-4828 for more details.

Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
903 W Highway St, Iowa Park, TX, 76367 1180
Starter Loans
4.00%
View
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Starter Loans range from $500 to $5,000. Term is based on actual loan amount, not to exceed 12 months.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 5
4.00%
View
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Signature Unsecured Loan
4.25%
View
▼
APR4.25%
Last UpdatedMarch 21, 2026
Details

As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Credit Builder Loan
4.35%
View
▼
APR4.35%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
Recreational Loans/Title Loans
4.36%
View
▼
APR4.36%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
4.40%
View
▼
APR4.40%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed Rate

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.49%
View
▼
APR4.49%
Last UpdatedMarch 21, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
R/V LOANS New/Used 80% Financing MSRP or NADA Retail
4.49%
View
▼
APR4.49%
Last UpdatedMarch 21, 2026
Details

20% down

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 4
4.50%
View
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Recreational/Title Loans
4.60%
View
▼
APR4.60%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 21, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.74%
View
▼
APR4.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
4.75%
View
▼
APR4.75%
Last UpdatedMarch 21, 2026
Details

balance $20,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 21, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
2300 Texas Ave, Texas City, TX, 77590
Unsecured Loan
4.90%
View
▼
APR4.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Months

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
4.90%
View
▼
APR4.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed Rate

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
Fire Station Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
LAND LOANS
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Recreational Equipment Loans
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

As Low As; With Approved Credit

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 3
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
COLLATERAL LOANS NEW
5.24%
View
▼
APR5.24%
Last UpdatedMarch 21, 2026
Details

48 TO 72 MOS*SAME AS NEW CARS

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Used & Refinanced Loans
5.24%
View
▼
APR5.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Subject to credit approval

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
Land Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

balance $75,000

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Land Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
5.40%
View
▼
APR5.40%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed Rate

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
5.49%
View
▼
APR5.49%
Last UpdatedMarch 21, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
R/V LOANS New/Used 90% Financing MSRP or NADA Retail
5.49%
View
▼
APR5.49%
Last UpdatedMarch 21, 2026
Details

10% down

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

balance $75,000

Nueces Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
901 Leopard St, Corpus Christi, TX, 78401 3606
loan promotion
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Call the credit union for loan promotion rates

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Loan Special
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 2
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Various operating loans and lines of credit
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As; must be secured by adequate collateral. See loan officer for more details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
VA Loan
5.67%
View
▼
APR5.67%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Interim Construction Loan
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Unimproved Property Loan
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
Land Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

balance $75,000

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Land Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
VA Refi Loan
5.80%
View
▼
APR5.80%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates as low as 5.625% (5.798% APR)

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.87%
View
▼
APR5.87%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
5.90%
View
▼
APR5.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed Rate

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Holiday Loan
5.90%
View
▼
APR5.90%
Last UpdatedMarch 21, 2026
Details

As Low As; To sweeten the deal, every holiday loan comes with an entry to a raffle to WIN $500! *APR is Annual Percentage Rate. One $500 prize for loans booked before December 24th and one for those booked between December 29th through January 30th. Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value up to 80%
5.94%
View
▼
APR5.94%
Last UpdatedMarch 21, 2026
Details

As Low As

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
Real Estate Equity Loans
5.94%
View
▼
APR5.94%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan-to-Value up to 80%

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
LAND LOANS
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to 70%

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
111 N 2nd St, Alpine, TX, 79830
New Construction Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Credit (Re)Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

Months

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 1
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1939 Strickland Dr, Orange, TX, 77630 2901
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As; With Approved Credit

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

BOM Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
101 Worth St, Hemphill, TX, 75948
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA purchase loan
6.09%
View
▼
APR6.09%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value up to 80%
6.14%
View
▼
APR6.14%
Last UpdatedMarch 21, 2026
Details

As Low As

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
Real Estate Equity Loans
6.14%
View
▼
APR6.14%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan-to-Value up to 80%

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
6.15%
View
▼
APR6.15%
Last UpdatedMarch 21, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
6.24%
View
▼
APR6.24%
Last UpdatedMarch 21, 2026
Details

As Low As

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
LAND LOANS
6.24%
View
▼
APR6.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
FHA Loan
6.27%
View
▼
APR6.27%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates as low as 5.375% (6.265% APR)

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA cash-out refinance loan
6.31%
View
▼
APR6.31%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
Real Estate Equity Loans
6.44%
View
▼
APR6.44%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan-to-Value greater than 80% to 90%

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX, 77338 4090
Equity Loan
6.49%
View
▼
APR6.49%
Last UpdatedMarch 21, 2026
Details

As Low As

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
COLLATERAL LOANS USED
6.49%
View
▼
APR6.49%
Last UpdatedMarch 21, 2026
Details

48 TO 60 MOS*SAME AS USED CARS

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Construction Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
2320 6TH ST, Bay City, TX, 77414 5240
Unsecured
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3301 S Loop 256, Palestine, TX, 75801
Recreational Equipment Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
6.59%
View
▼
APR6.59%
Last UpdatedMarch 21, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
View
▼
APR6.59%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loan
6.60%
View
▼
APR6.60%
Last UpdatedMarch 21, 2026
Details

up to $5,000.00 maximum with approved credit

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
View
▼
APR6.60%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
Real Estate Equity Loans
6.64%
View
▼
APR6.64%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan-to-Value greater than 80% to 90%

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
6.65%
View
▼
APR6.65%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed Rate

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Equipment Loans
6.70%
View
▼
APR6.70%
Last UpdatedMarch 21, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
Low down payment purchase loan
6.72%
View
▼
APR6.72%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Photovoltaic System Loan*
6.74%
View
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
701 Harvey Rd, College Station, TX, 77840
Back on Track Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3700 Avenue F, Bay City, TX, 77414
Unsecured Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
409 E Loop 281, Longview, TX, 75605 7916
Instant Cash Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
4545 Hondo Pass Dr, El Paso, TX, 79904 1303
Anything Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
View
▼
APR6.79%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 21, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Construction Loan
6.88%
View
▼
APR6.88%
Last UpdatedMarch 21, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Land Loan 10 Year Fixed
6.88%
View
▼
APR6.88%
Last UpdatedMarch 21, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
View
▼
APR6.89%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
400 E MARCY DR, BIG SPRING, TX, 79720 5714
Texas Extra Credit Parent Loan
6.89%
View
▼
APR6.89%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
1900 Country Club Dr, Mansfield, TX, 76063 3490
Texas Extra Credit Parent Loan
6.89%
View
▼
APR6.89%
Last UpdatedMarch 21, 2026
Details

Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)

Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity
6.95%
View
▼
APR6.95%
Last UpdatedMarch 21, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As; 71% to 80%

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As; No-fee, fixed-rate Debt Consolidation Loan

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan 5-year Fixed
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

up to $5,000; As Low As

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
3001 JIMMY JOHNSON BLVD, PORT ARTHUR, TX, 77642
Annual Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As; With Approved Credit

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

5.00% A+ rating

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
2455 Stringer St, Brenham, TX, 77833
Summer/Holiday Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Southern Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
HOLIDAY LOANS
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

CONTACT LOAN DEPARTMENT FOR DETAILS

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 21, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 21, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
7.11%
View
▼
APR7.11%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
View
▼
APR7.14%
Last UpdatedMarch 21, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
7.19%
View
▼
APR7.19%
Last UpdatedMarch 21, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
View
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
4400 W Interstate 40, Amarillo, TX, 79106 5940
New Teacher Loan Unsecured
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX, 78415
50/50 LOAN
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
Land Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5213 Lake Shore Dr, Waco, TX, 76710 1732
Recreational Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Vacant Land Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As; from $1,001 to $75,000

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
View
▼
APR7.29%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1119 Corpus Christi St, Laredo, TX, 78040 5258
Residential Lot Loans
7.35%
View
▼
APR7.35%
Last UpdatedMarch 21, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
4545 Hondo Pass Dr, El Paso, TX, 79904 1303
Anything Loan
7.35%
View
▼
APR7.35%
Last UpdatedMarch 21, 2026
Details

As Low As

Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
8384 N Belt Line Rd, Irving, TX, 75063 6006
Recreational Loans
7.39%
View
▼
APR7.39%
Last UpdatedMarch 21, 2026
Details

As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
View
▼
APR7.39%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1505 N Midland Dr, Midland, TX, 79703
Collateral Loans New or Used (Non Purchase)
7.42%
View
▼
APR7.42%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to 84 Months

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

As Low As; 81% to 90%

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan 10-year Fixed
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
9978 FM 3129, Queen City, TX, 75572
Special Occasion Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Personal Property NEW
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

UP TO 48 MONTHS

Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1119 Corpus Christi St, Laredo, TX, 78040 5258
Residential Lot Loans
7.58%
View
▼
APR7.58%
Last UpdatedMarch 21, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.59%
View
▼
APR7.59%
Last UpdatedMarch 21, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
View
▼
APR7.64%
Last UpdatedMarch 21, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
7.69%
View
▼
APR7.69%
Last UpdatedMarch 21, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
View
▼
APR7.71%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to $35,000 Financing

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Premier Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

As Low As; from $75,001 to $250,000

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
View
▼
APR7.79%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
7.80%
View
▼
APR7.80%
Last UpdatedMarch 21, 2026
Details

10% Down

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
View
▼
APR7.84%
Last UpdatedMarch 21, 2026
Details

As Low As

Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
1424 W Southwest Loop 323, Tyler, TX, 75701 9347
Personal Loans
7.89%
View
▼
APR7.89%
Last UpdatedMarch 21, 2026
Details

As Low As; Unsecured personal loans for any need-vacations, repairs, emergencies, and more; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

10% Down

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loan
6.60%
View
▼
APR6.60%
Last UpdatedMarch 21, 2026
Details

up to $5,000.00 maximum with approved credit

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
View
▼
APR6.60%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

5.00% A+ rating

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 21, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
View
▼
APR7.14%
Last UpdatedMarch 21, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
View
▼
APR7.64%
Last UpdatedMarch 21, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
View
▼
APR7.71%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to $35,000 Financing

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
View
▼
APR7.84%
Last UpdatedMarch 21, 2026
Details

As Low As

Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
1424 W Southwest Loop 323, Tyler, TX, 75701 9347
Personal Loans
7.89%
View
▼
APR7.89%
Last UpdatedMarch 21, 2026
Details

As Low As; Unsecured personal loans for any need-vacations, repairs, emergencies, and more; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
12930 Northwest Fwy, Houston, TX, 77040 6304
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As; No-fee, fixed-rate Debt Consolidation Loan

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount Up to $50,000

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
4174 Old Anson Rd, Abilene, TX, 79601
Debt Consolidation
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX, 77501
Debt Consolidation Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As; 90 day no pay

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Debt Consolidation Unsecured Personal
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

NAFT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
901 N Veterans Blvd, Pharr, TX, 78577
Signature, Debt Consolidation
10.90%
View
▼
APR10.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Debt Consolidation
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
View
▼
APR12.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2904 E Stan Schlueter loop Bldg A, Killeen, TX, 76542 4813
Debt Consolidation Loans
12.90%
View
▼
APR12.90%
Last UpdatedMarch 21, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
Debt Consolidation
13.99%
View
▼
APR13.99%
Last UpdatedMarch 21, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loan
14.24%
View
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loans
14.24%
View
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Signature Unsecured Loan
4.25%
View
▼
APR4.25%
Last UpdatedMarch 21, 2026
Details

As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

As Low As; With Approved Credit

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As; With Approved Credit

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

Months

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
View
▼
APR6.59%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
View
▼
APR6.79%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
View
▼
APR6.89%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As; With Approved Credit

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

up to $5,000; As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
7.11%
View
▼
APR7.11%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured / Signature Personal
7.24%
View
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Unsecured Signature Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As; from $1,001 to $75,000

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
View
▼
APR7.29%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
View
▼
APR7.39%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
View
▼
APR7.79%
Last UpdatedMarch 21, 2026
Details

No additional details available.

No home improvement personal loan rates found in Batson, TX currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Texas?

Most lenders in Batson, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Batson, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Texas?

Yes. Debt consolidation is one of the most common uses of personal loans in Batson, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Batson, Texas?

Credit unions in Batson, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Batson, Texas?

  • Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
  • Secured Advantage Federal Credit Union: 4.00% (Starter Loans)
  • Houston Highway Credit Union: 4.00% (Credit Builder Step-Up Loan Process STEP 5)
  • IBEW Local 66 Federal Credit Union: 4.25% (Signature Unsecured Loan)
  • Abilene Teachers Federal Credit Union: 4.35% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Batson, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026.

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