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Best Personal Loan Rates in Mapleville, Rhode Island (RI) - March 2026

Current personal loan options available to borrowers in Mapleville, Rhode Island include: Citizens BankCitizens Bank8 Washington Sq, Newport, RI, 02840A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, Coastal1 Credit UnionCoastal1 Credit Union540 Broadway, Pawtucket, RI, 02860 1227A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.60% APR, Rhode Island Credit UnionRhode Island Credit Union160 Francis St, Providence, RI, 02903 1118A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Washington Trust Company, of WesterlyWashington Trust Company, of Westerly156 Westminster St, Providence, RI, 02903A5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR, and Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit Union2145 Diamond Hill Rd, Cumberland, RI, 02864 5135A+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Mapleville, Rhode Island can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mapleville, Rhode Island.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mapleville, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
8 Washington Sq, Newport, RI, 02840
Medical Residency Refinance Loan - Fixed
5.45%
APR5.45%
Last UpdatedMarch 22, 2026
Details

As Low As; 9.99%

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
8 Washington Sq, Newport, RI, 02840
Medical Residency Refinance Loan - Variable
5.51%
APR5.51%
Last UpdatedMarch 22, 2026
Details

As Low As; 10.31%APR

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
8 Washington Sq, Newport, RI, 02840
Variable Rate Loan
5.51%
APR5.51%
Last UpdatedMarch 22, 2026
Details

Your interest rate and monthly payments can fluctuate during the repayment period.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Balloon Land Loans (Buildable Lot) 1/1
6.60%
APR6.60%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI, 02903 1118
Personal Loan
6.65%
APR6.65%
Last UpdatedMarch 22, 2026
Details

As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Balloon Land Loans (Buildable Lot) 5/1
7.11%
APR7.11%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Equity Loans
7.13%
APR7.13%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Loans
7.13%
APR7.13%
Last UpdatedMarch 22, 2026
Details

As Low As; Low Fixed Rates

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Equity Loans
7.38%
APR7.38%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Equity Loans
7.63%
APR7.63%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Equity Loans
7.88%
APR7.88%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Land Loans (Buildable Land)
8.24%
APR8.24%
Last UpdatedMarch 22, 2026
Details

Up to 65% LTV

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Land Loans (Buildable Land)
8.54%
APR8.54%
Last UpdatedMarch 22, 2026
Details

Up to 65% LTV

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Land Loans (Buildable Land)
8.74%
APR8.74%
Last UpdatedMarch 22, 2026
Details

Up to 65% LTV

Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
2145 Diamond Hill Rd, Cumberland, RI, 02864 5135
Holiday Loan
9.00%
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
9.24%
APR9.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
1615 Pontiac Ave, Cranston, RI, 02920
Personal Loans
9.49%
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
9.74%
APR9.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Wave Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
480 Greenwich Ave, Warwick, RI, 02886 1606
Personal Unsecured Loan
9.99%
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

The Peoples Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI, 02842
Any Purpose Loan
9.99%
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Westerly Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
122 Granite St, Westerly, RI, 02891
Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
10.24%
APR10.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
131 Franklin St, Westerly, RI, 02891
Personal Loan
10.25%
APR10.25%
Last UpdatedMarch 22, 2026
Details

Dime Deposit Account Holder

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI, 02895
Personal with co-maker
10.45%
APR10.45%
Last UpdatedMarch 22, 2026
Details

As Low As

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI, 02895
Personal Unsecured
10.45%
APR10.45%
Last UpdatedMarch 22, 2026
Details

As Low As

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Personal/Consolidation Loans
10.49%
APR10.49%
Last UpdatedMarch 22, 2026
Details

Loan amounts up to $10,000

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI, 02903 1118
Personal Loan
10.65%
APR10.65%
Last UpdatedMarch 22, 2026
Details

As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
10.74%
APR10.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI, 02860 1227
Personal/Consolidation Loans
10.99%
APR10.99%
Last UpdatedMarch 22, 2026
Details

Loan amounts $10,001 - $15,000

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
11.24%
APR11.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
2145 Diamond Hill Rd, Cumberland, RI, 02864 5135
Personal Loan
12.00%
APR12.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
131 Franklin St, Westerly, RI, 02891
Personal Loan
12.25%
APR12.25%
Last UpdatedMarch 22, 2026
Details

Non Dime Deposit Account Holder

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Pet Expense Loan
12.49%
APR12.49%
Last UpdatedMarch 22, 2026
Details

Regular APR: 12.49%- 15.49% depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Pet Expense Loan
12.74%
APR12.74%
Last UpdatedMarch 22, 2026
Details

Regular APR: 12.74% - 15.74% depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Pet Expense Loan
12.99%
APR12.99%
Last UpdatedMarch 22, 2026
Details

Regular APR: 12.99% - 16.24% depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Pet Expense Loan
13.24%
APR13.24%
Last UpdatedMarch 22, 2026
Details

Regular APR: 13.24% - 16.24% depending on credit score

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Unsecured Personal Loans
13.75%
APR13.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
13.75%
APR13.75%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI, 02895
Unsecured Personal Loan
14.00%
APR14.00%
Last UpdatedMarch 22, 2026
Details

Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
14.25%
APR14.25%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
14.75%
APR14.75%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Unsecured Personal Loans
15.65%
APR15.65%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
15.75%
APR15.75%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI, 02816
Personal Loan
15.75%
APR15.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI, 02816
Unspecified Loan
15.75%
APR15.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Bridge Loan
16.00%
APR16.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Bridge Loan
18.00%
APR18.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Bridge Loan
20.00%
APR20.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI, 02903 1118
Personal Loan
6.65%
APR6.65%
Last UpdatedMarch 22, 2026
Details

As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
9.24%
APR9.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
1615 Pontiac Ave, Cranston, RI, 02920
Personal Loans
9.49%
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
9.74%
APR9.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Westerly Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
122 Granite St, Westerly, RI, 02891
Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
10.24%
APR10.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
131 Franklin St, Westerly, RI, 02891
Personal Loan
10.25%
APR10.25%
Last UpdatedMarch 22, 2026
Details

Dime Deposit Account Holder

Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI, 02903 1118
Personal Loan
10.65%
APR10.65%
Last UpdatedMarch 22, 2026
Details

As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
10.74%
APR10.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Navigant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
693 Broad St, Central Falls, RI, 02863
Personal Loans
11.24%
APR11.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
2145 Diamond Hill Rd, Cumberland, RI, 02864 5135
Personal Loan
12.00%
APR12.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
131 Franklin St, Westerly, RI, 02891
Personal Loan
12.25%
APR12.25%
Last UpdatedMarch 22, 2026
Details

Non Dime Deposit Account Holder

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Unsecured Personal Loans
13.75%
APR13.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
13.75%
APR13.75%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI, 02895
Unsecured Personal Loan
14.00%
APR14.00%
Last UpdatedMarch 22, 2026
Details

Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
14.25%
APR14.25%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
14.75%
APR14.75%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
156 Westminster St, Providence, RI, 02903
Unsecured Personal Loans
15.65%
APR15.65%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI, 02886 3039
Personal Loan
15.75%
APR15.75%
Last UpdatedMarch 22, 2026
Details

depending on credit score

Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI, 02816
Personal Loan
15.75%
APR15.75%
Last UpdatedMarch 22, 2026
Details

As Low As

No debt consolidation personal loan rates found in Mapleville, RI currently.
No signature loans personal loan rates found in Mapleville, RI currently.
No home improvement personal loan rates found in Mapleville, RI currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Rhode Island?

Most lenders in Mapleville, Rhode Island require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Rhode Island often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Mapleville, Rhode Island require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Rhode Island?

Yes. Debt consolidation is one of the most common uses of personal loans in Mapleville, Rhode Island. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Mapleville, Rhode Island?

Credit unions in Mapleville, Rhode Island often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Mapleville, Rhode Island?

  • Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
  • Coastal1 Credit Union: 6.60% (Balloon Land Loans (Buildable Lot) 1/1)
  • Rhode Island Credit Union: 6.65% (Personal Loan)
  • Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
  • Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mapleville, Rhode Island. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.