Best Personal Loan Rates in Hope Valley, Rhode Island (RI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hope Valley, Rhode Island include: Rhode Island Credit UnionRhode Island Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit UnionA+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.82% APR, Westerly Community Credit UnionWesterly Community Credit UnionA+5.0 ★Texas Ratio: 1.26% offering Personal Loans at 8.25% APR, Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR, and Navigant Credit UnionNavigant Credit UnionA+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Hope Valley borrowers have access to 12 lenders serving the Rhode Island area, with personal loan rates as low as 6.65% APR from Rhode Island Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hope Valley, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hope Valley, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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Up to $50,000
As Low As
Up to $50,000
As Low As
As Low As
Up to $50,000
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
As Low As
As Low As
Loan amounts up to $10,000
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Up to $50,000
Loan amounts $10,001 - $15,000
Up to $50,000
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Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
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Up to $50,000
As Low As
Up to $50,000
As Low As
Up to $50,000
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
No additional details available.
Up to $50,000
Up to $50,000
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No additional details available.
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
Hope Valley, RI Personal Loan Rate Trends
Compare local Hope Valley, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.022 points over the past 7 days to 10.377% APR.
Rhode Island signature loan rates rose 0.046 points over the past 7 days to 11.053% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hope Valley, Rhode Island personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hope Valley, Rhode Island directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hope Valley, Rhode Island. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in RI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Hope Valley, Rhode Island?
What are the best personal loan rates in Hope Valley, Rhode Island?
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.82% (Balloon Land Loans (Buildable Lot) 1/1)
- Westerly Community Credit Union: 8.25% (Personal Loans)
- Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
- Navigant Credit Union: 9.24% (Personal Loans)
Personal Loan Calculators
