Best Personal Loan Rates in Bristol, Rhode Island (RI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bristol, Rhode Island include: Rhode Island Credit UnionRhode Island Credit Union390 Metacom Ave, Bristol, RI, 02809A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit Union576 Metacom Ave Ste 1, Bristol, RI, 02809 5168A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.82% APR, The Peoples Credit UnionThe Peoples Credit Union50 Gooding Ave, Bristol, RI, 02809A+5.0 ★Texas Ratio: 3.41% offering Any Purpose Loan at 9.99% APR, Westerly Community Credit UnionWesterly Community Credit UnionA+5.0 ★Texas Ratio: 1.26% offering Personal Loans at 8.25% APR, and Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Bristol has 3 local institutions in our database, with personal loan rates as low as 6.65% APR from Rhode Island Credit Union at 390 Metacom Ave, Bristol, RI, 02809. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bristol, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bristol, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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As Low As
Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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Up to $50,000
As Low As
Up to $50,000
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Up to $50,000
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
Up to $50,000
Up to $50,000
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Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
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Up to $50,000
As Low As
Up to $50,000
As Low As
Up to $50,000
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
Up to $50,000
Up to $50,000
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depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
Bristol, RI Personal Loan Rate Trends
Compare local Bristol, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.023 points over the past 7 days to 10.377% APR.
Rhode Island signature loan rates rose 0.072 points over the past 7 days to 11.053% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Bristol, Rhode Island?
What are the best personal loan rates in Bristol, Rhode Island?
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.82% (Balloon Land Loans (Buildable Lot) 1/1)
- The Peoples Credit Union: 9.99% (Any Purpose Loan)
- Westerly Community Credit Union: 8.25% (Personal Loans)
- Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
Personal Loan Calculators
