Best Personal Loan Rates in Missoula, Montana (MT) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Missoula, Montana include: Mountain America Federal Credit UnionMountain America Federal Credit Union2825 N Reserve St, Missoula, MT, 59808A5.0 ★Texas Ratio: 11.38% offering Construction loan at 7.66% APR, Whitefish Credit Union AssociationWhitefish Credit Union Association1635 S Russell St, Missoula, MT, 59801 5636A+5.0 ★Texas Ratio: 0.87% offering PERSONAL LOAN at 9.75% APR, Montana Educators Credit UnionMontana Educators Credit Union2000 S Russell St, Missoula, MT, 59801 6658A+5.0 ★Texas Ratio: 4.94% offering Personal Signature Loans at 10.00% APR, St Pats Employees Federal Credit UnionSt Pats Employees Federal Credit Union500 W Broadway St, Missoula, MT, 59802 4008A5.0 ★Texas Ratio: 7.44% offering Personal Loans at 10.50% APR, and Horizon Credit UnionHorizon Credit Union2330 S Reserve St, Missoula, MT, 59801A+5.0 ★Texas Ratio: 1.53% offering Personal Unsecured Loan at 11.90% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Missoula, Montana can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Missoula, Montana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Missoula, Montana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
As Low As
As Low As
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
No additional details available.
As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
This Recreation Vehicle Loan Rate applies to current and previous year.
This Recreation Vehicle Loan Rate applies to current and previous year.
This includes all recreational vehicles two to seven years old.
As Low As; 2023 and newer (mileage limitations)**
This includes all recreational vehicles older than 7 years.
As Low As; 2023 and newer (mileage limitations)**
This includes all recreational vehicles two to seven years old.
This Recreation Vehicle Loan Rate applies to current and previous year and must exceed $20,000.
As Low As; 2016 to 2022 (mileage limitations)***
No additional details available.
This includes all recreational vehicles two to seven years old.
As Low As; 2016 to 2022 (mileage limitations)***
As Low As; 2023 and newer (mileage limitations)**
As Low As
This includes all recreational vehicles two to seven years old
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
No additional details available.
This includes all recreational vehicles two to seven years old Must exceed $20,000.
$65.00 Administrative Fee; Loan closings completed electronically via DocuSign
As Low As
As Low As
As Low As; 2016 to 2022 (mileage limitations)***
Variable
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
1 year payback period
As Low As
As Low As
No additional details available.
Variable
As Low As
No additional details available.
As Low As
As Low As; Interest rates are currently available as low as 8.49% for well qualified borrowers.
As Low As; 2015 or older or high mileage
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; (36 months)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; fixed rate
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Effective May 1, 2006
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
No additional details available.
No additional details available.
No additional details available.
As Low As; (60 months)
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Interest rates are currently available as low as 8.49% for well qualified borrowers.
As Low As
As Low As; (36 months)
As Low As
As Low As
As Low As
As Low As; fixed rate
No additional details available.
As Low As
As Low As
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
As Low As
As Low As; (60 months)
No additional details available.
No additional details available.
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Frequently Asked Questions
What credit score do I need for a personal loan in Montana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Montana?
Are credit unions or banks better for personal loans in Missoula, Montana?
What are the best personal loan rates in Missoula, Montana?
- Mountain America Federal Credit Union: 7.66% (Construction loan)
- Whitefish Credit Union Association: 9.75% (PERSONAL LOAN)
- Montana Educators Credit Union: 10.00% (Personal Signature Loans)
- St Pats Employees Federal Credit Union: 10.50% (Personal Loans)
- Horizon Credit Union: 11.90% (Personal Unsecured Loan)
Personal Loan Calculators
