Best Personal Loan Rates in Kalispell, Montana (MT) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Kalispell, Montana include: Whitefish Credit Union AssociationWhitefish Credit Union Association234 E Montana St, Kalispell, MT, 59901A+5.0 ★Texas Ratio: 0.87% offering PERSONAL LOAN at 9.75% APR, Mountain West Federal Credit UnionMountain West Federal Credit Union400 E Park St, Butte, MT, 59701 1916A-4.9 ★Texas Ratio: 16.59% offering New Toy Loan at 4.00% APR, Montana Federal Credit UnionMontana Federal Credit Union15 14th St S, Great Falls, MT, 59401 3800A+5.0 ★Texas Ratio: 1.84% offering Residential Land Loans at 6.49% APR, Altana Federal Credit UnionAltana Federal Credit Union1111 24th St W, Billings, MT, 59102 3809A+5.0 ★Texas Ratio: 5.84% offering Construction Loan at 7.00% APR, and Mile High Federal Credit UnionMile High Federal Credit Union3410 MONROE AVE, BUTTE, MT, 59701A+5.0 ★Texas Ratio: 0.03% offering Vacation Loan at 7.50% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Kalispell, Montana can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kalispell, Montana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kalispell, Montana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
As Low As
This Recreation Vehicle Loan Rate applies to current and previous year.
This Recreation Vehicle Loan Rate applies to current and previous year.
This includes all recreational vehicles two to seven years old.
This includes all recreational vehicles older than 7 years.
This includes all recreational vehicles two to seven years old.
This Recreation Vehicle Loan Rate applies to current and previous year and must exceed $20,000.
No additional details available.
This includes all recreational vehicles two to seven years old.
As Low As
This includes all recreational vehicles two to seven years old
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
No additional details available.
This includes all recreational vehicles two to seven years old Must exceed $20,000.
As Low As
As Low As
$65.00 Administrative Fee; Loan closings completed electronically via DocuSign
Variable
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As; *Rates apply to skid loaders, tractors, lawn mowers, golf carts or similar. APR is defined as Annual Percentage Rate. Rates effective May 1, 2025. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment exampled based on a a $5,000 loan: $225.02 at 7.49% APR with a 24 month term; $120.90 at 7.49% APR with a 48 month term; and $87.67 at 7.99% APR with a 72 month term. Your APR may differ based on your loan amount, repayment method, and other factors.
1 year payback period
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As Low As
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Variable
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As Low As
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No additional details available.
As Low As
As Low As; (36 months)
No additional details available.
No additional details available.
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
No additional details available.
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No additional details available.
As Low As
As Low As
As Low As; fixed rate
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No additional details available.
Effective May 1, 2006
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
No additional details available.
No additional details available.
No additional details available.
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As Low As; (60 months)
No additional details available.
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As Low As
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; (36 months)
No additional details available.
As Low As; fixed rate
As Low As
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No additional details available.
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As Low As
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
As Low As; (60 months)
No additional details available.
No additional details available.
As Low As; Your APR will be between 11.24% and 18.00% based on creditworthiness at time of application for amounts between $1,000-$15,000 and flexible loan terms of 12-48 months.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
As Low As
No additional details available.
No additional details available.
No additional details available.
Frequently Asked Questions
What credit score do I need for a personal loan in Montana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Montana?
Are credit unions or banks better for personal loans in Kalispell, Montana?
What are the best personal loan rates in Kalispell, Montana?
- Whitefish Credit Union Association: 9.75% (PERSONAL LOAN)
- Mountain West Federal Credit Union: 4.00% (New Toy Loan)
- Montana Federal Credit Union: 6.49% (Residential Land Loans)
- Altana Federal Credit Union: 7.00% (Construction Loan)
- Mile High Federal Credit Union: 7.50% (Vacation Loan)
Personal Loan Calculators
