Best Personal Loan Rates in Sidon, Mississippi - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Sidon, Mississippi include: Sunbelt Federal Credit UnionSunbelt Federal Credit UnionA+5.0 ★Texas Ratio: 1.85% offering 24 Months Loan at 3.99% APR, Singing River Federal Credit UnionSinging River Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Introductory Rate Loan at 3.99% APR, Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering New and Used Tractor Loans at 4.50% APR, AMPOT Federal Credit UnionAMPOT Federal Credit UnionA5.0 ★Texas Ratio: 5.91% offering Preferred Loan at 4.50% APR, and Mississippi Public Employees Credit UnionMississippi Public Employees Credit UnionA+5.0 ★Texas Ratio: 2.90% offering Vacation Loan Special at 4.95% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Sidon borrowers have access to 32 lenders serving the Mississippi area, with personal loan rates as low as 3.99% APR from Sunbelt Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sidon, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sidon, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Sidon Personal Loan Rates
As Low As
No additional details available.
As Low As
No additional details available.
Score: 715+
Credit Score: 660 and up
No additional details available.
Score: 680-714
Preferred tier
As Low As
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
As Low As; Beginning as low as 5.50%
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Score: 640-679
As Low As
No additional details available.
Credit Score: 660 and up
As Low As; Category A: 690 or above
No additional details available.
As Low As; Starts at 7.00%
Tier A
As Low As; Starts at 7.00%
Credit Score 700+ Rate
As Low As
As Low As
No additional details available.
As Low As
Credit Score: 659 - 620
Credit Score: 660 and up
As low as; Starts May 18, 2026
As Low As; Starts at 7.50%
As low as
As Low As; Starts at 7.50%
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Maximum Amount: 20% of Gross Income - Depends on Credit Score
No additional details available.
One-time loan application fee of $85; Origination Fee of 3%; Collateral Required.
No additional details available.
No additional details available.
As Low As
As low as 7.99 % APR*
Score: 715+
Tier B
No additional details available.
As Low As
As Low As; Credit Score Performance Based
Credit Score: 659 - 620
No additional details available.
Rates as Low As; *
Borrow up to $10,000
As Low As; Credit Score Performance Based
Maximum Amount: $1,000
No additional details available.
As Low As; Beginning as low as 8.50%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Category B: 660-689
As Low As; Limit $20,000
As Low As; Limit $40,000
Member's interest rate decreased from 13.99% to 8.99%.
As Low As
$50,000
As Low As; APR*
As Low As
Pick Your Payment
No additional details available.
No additional details available.
Pick Your Payment
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Example: Monthly payments are approximately $87.93 per $1,000 borrowed for 12 months at 9.99%. Loans above $35,000 may be financed for 120 months with a 5 year balloon payment. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
As Low As; *Loans must be paid in full within 12 months or less, depends on when the loan origination date.
Credit Score 760 +
$50,000
No additional details available.
As Low As; APR*
Credit Score: 659 - 620
Score: 600-639
Score: 680-714
Credit Score 600-699 Rate
No additional details available.
As Low As; Credit Score Performance Based
No additional details available.
As Low As
Flexible personal borrowing with no collateral required. Rates are subject to credit approval, term, and product eligibility.
No additional details available.
Category C: 620-659
As Low As; Rates Effective as of 01/01/2024. Rates subject to change without notice.
As Low As; APR*
No additional details available.
Credit Score 720 - 759
Credit Score 750+ Rate
No additional details available.
Credit Score 700-749 Rate
No additional details available.
No additional details available.
Credit Score 680 - 719
Score: 640-679
Score: 550-599
Tier C
As Low As; Credit Score Performance Based
No additional details available.
As Low As; Credit Score Performance Based
As Low As
Up to $10,000
Credit Score 660-699 Rate
No additional details available.
As Low As; Credit Score Performance Based
Credit Score 640 - 679
Score: 600-639
Credit Score: 619 - 600
No additional details available.
Tier D
Credit Score 600 - 639
Score: 550-599
Score: Under 549
No additional details available.
Credit Score 620-659 Rate
Credit Score: 619 - 600
No additional details available.
Pick Your Payment
Credit Score 0 - 599
No additional details available.
Credit Score: All
Tier E
Score: Under 549
Minimum amount $300 & maximum amount $3,500. Example: Monthly payments are approximately $87.13 per $1,000 borrowed for 12 months at 18%. 50% of the loan amount will be placed in savings account and frozen. Member may access funds once loan is paid off. The other 50% will be released to the member at time of closing. Application fee required. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson or Stone County.
No additional details available.
Credit Score 515-619 Rate
Example: Monthly payments are approximately $87.13 per $1,000 borrowed for 12 months at 18%. Loan amount will be placed in savings account and frozen. Member may access funds once loan is paid off. Application fee required. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
Category D: less than 620; Minimum score of 575 to qualify
Credit Score: 599 - 515
Sidon Personal Loan Rates
As low as
As low as 7.99 % APR*
No additional details available.
As Low As
No additional details available.
No additional details available.
Example: Monthly payments are approximately $87.93 per $1,000 borrowed for 12 months at 9.99%. Loans above $35,000 may be financed for 120 months with a 5 year balloon payment. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
No additional details available.
No additional details available.
As Low As
No additional details available.
Sidon Debt Consolidation Loan Rates
No additional details available.
Sidon Signature Loan Rates
Credit Score: 660 and up
As Low As; Starts at 7.00%
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Credit Score: 660 and up
As Low As
Credit Score: 659 - 620
Rates as Low As; *
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
As Low As; *Loans must be paid in full within 12 months or less, depends on when the loan origination date.
Credit Score 760 +
No additional details available.
Credit Score: 659 - 620
As Low As; Credit Score Performance Based
No additional details available.
As Low As
Flexible personal borrowing with no collateral required. Rates are subject to credit approval, term, and product eligibility.
No additional details available.
As Low As; APR*
Credit Score 720 - 759
Credit Score 750+ Rate
Credit Score 700-749 Rate
No additional details available.
Credit Score 680 - 719
As Low As; Credit Score Performance Based
As Low As; Credit Score Performance Based
Credit Score 660-699 Rate
As Low As; Credit Score Performance Based
Credit Score 640 - 679
Credit Score 600 - 639
No additional details available.
Credit Score 620-659 Rate
Credit Score: 619 - 600
Credit Score 0 - 599
Credit Score 515-619 Rate
No additional details available.
Credit Score: 599 - 515
Sidon, MS Personal Loan Rate Trends
Compare local Sidon, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates fell 1.205 points over the past 7 days to 9.250% APR.
Mississippi signature loan rates rose 0.059 points over the past 7 days to 11.495% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sidon, Mississippi personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Sidon, Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Sidon, Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Sidon, Mississippi?
What are the best personal loan rates in Sidon, Mississippi?
- Sunbelt Federal Credit Union: 3.99% (24 Months Loan)
- Singing River Federal Credit Union: 3.99% (Introductory Rate Loan)
- Rivertrust Federal Credit Union: 4.50% (New and Used Tractor Loans)
- AMPOT Federal Credit Union: 4.50% (Preferred Loan)
- Mississippi Public Employees Credit Union: 4.95% (Vacation Loan Special)
Personal Loan Calculators
