Best Personal Loan Rates in Darwin, Minnesota (MN) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Darwin, Minnesota include: Alexandria Schools Employees Credit UnionAlexandria Schools Employees Credit Union2303 E Golf Course Rd NE, Alexandria, MN, 56308A+5.0 ★Texas Ratio: 2.54% offering Share Loan at 4.00% APR, Lake Central BankLake Central Bank2010 Minnesota Ave, Benson, MN, 56215A+5.0 ★Texas Ratio: 1.05% offering Credit Builder Loan at 4.01% APR, TopLine Financial Credit UnionTopLine Financial Credit Union9353 Jefferson Hwy, Maple Grove, MN, 55369A5.0 ★Texas Ratio: 6.64% offering Drive 4 Less Loans 2022 & Newer at 4.49% APR, Baxter Credit UnionBaxter Credit Union2 Scimed Pl, Maple Grove, MN, 55311 1565A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and My Credit Union Bloomington, MNMy Credit Union Bloomington, MN4025 W Old Shakopee Rd, Bloomington, MN, 55437A5.0 ★Texas Ratio: 7.81% offering Recreational Loans at 4.74% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Darwin, Minnesota can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Darwin, Minnesota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Darwin, Minnesota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
The share loan rate is determined by adding 1.50% to the tiered savings rate. Secured by share/savings account at Credit Union pledged as collateral.
Waived processing fee
The share loan rate is determined by adding 1.50% to the tiered savings rate. Secured by share/savings account at Credit Union pledged as collateral.
As Low As
No additional details available.
As Low As
As Low As
The share loan rate is determined by adding 1.50% to the tiered savings rate. Secured by share/savings account at Credit Union pledged as collateral.
As Low As
As Low As
As Low As
As Low As; new or used motor & recreational vehicles
co-signer may be required
No additional details available.
As Low As
This APR will vary with the market based on the dividend rate.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
The share loan rate is determined by adding 1.50% to the tiered savings rate. Secured by share/savings account at Credit Union pledged as collateral.
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; including up to 36 months and rates as low as 5.9%.
As Low As
As Low As
As Low As
As Low As
No additional details available.
interest only
Fixed-Rate
As Low As
As Low As
As Low As
Interest-only 12 month terms; APR based off of a $250,000 loan. Rates and qualifications are subject to change. Loans subject to approval. Construction loans referred to HomeTown Bank by a third party lender who will complete the term financing of construction loans are ineligible for the 3.99% special rate. Payments do not include taxes and insurance and actual payments will be greater. Monthly interest payment estimate of $820 based on a $250,000 loan being fully advanced.
As Low As
As Low As
As Low As; Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As; Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As
As Low As
As Low As
As Low As; Fixed-Rate
As Low As
As Low As
As Low As; Enjoy 60 days with No Payments
Receive rewards for purchasing Toro Equipment. Talk to us.
As Low As; Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As
As Low As; Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As
As Low As; Fixed-Rate
As Low As
As Low As
As Low As; $5,00 Minimum
w/ Max Discount
As Low As
As Low As; Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details.
As Low As
As Low As
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
As Low As
As Low As; Fixed-Rate
As Low As
As Low As
As Low As
As Low As
w/ Max Discount
No additional details available.
As Low As
As Low As; $15,000 Minimum
As Low As
As Low As; Fixed-Rate
As Low As; $25,000 Minimum
As Low As
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
w/ Max Discount
w/ Max Discount
As Low As; Fixed-Rate
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
As Low As
No additional details available.
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
No additional details available.
As Low As; Fixed-Rate
No additional details available.
As Low As
w/ Max Discount
As Low As
Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
As Low As
As Low As
As Low As; Minimum Loan $500.00
As Low As
No additional details available.
w/ Max Discount
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
Fixed rates starting at
As Low As; Maximum amount of $25,000 or 20% of annual income.
Unsecured up to $5,000 with a qualifying credit score.
As Low As
No additional details available.
As Low As
As Low As
As Low As
Be Free in Up to 5 Years
No additional details available.
As Low As; Maximum without collateral is $5000
No additional details available.
As Low As
Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
As Low As; N/A
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
As Low As; $10,000 maximum * up to 60 months financing
As Low As
up to $20,000
As Low As
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
No additional details available.
As Low As
As Low As
As Low As; APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval.
No additional details available.
up to $20,000
As Low As
No additional details available.
Credit Score: B; Paper Grade: 640 - 679; Maximum Amount*: 90%
Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
As Low As
As Low As
As Low As
As Low As; including up to 36 months and rates as low as 5.9%.
As Low As
As Low As; Enjoy 60 days with No Payments
No additional details available.
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
No additional details available.
As Low As
As Low As; Minimum Loan $500.00
No additional details available.
As Low As
As Low As
As Low As
Fixed rates starting at
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
No additional details available.
As Low As
Be Free in Up to 5 Years
No additional details available.
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
No additional details available.
As Low As; APR - Annual Percentage Rate. The posted rate is based on a credit score of at least 750 and a loan term of 36-months. Your loan rate will be determined by your credit score, the term of the loan, and the repayment method. Loans are subject to credit approval.
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Unsecured up to $5,000 with a qualifying credit score.
No additional details available.
No additional details available.
Credit Score: A+; Paper Grade: 730 & UP; Maximum Amount*: 120%
As Low As; N/A
As Low As
up to $20,000
As Low As
As Low As; $10,000 maximum * up to 60 months financing
No additional details available.
up to $20,000
Credit Score: A; Paper Grade: 680 - 729; Maximum Amount*: 100%
As Low As
As Low As
Frequently Asked Questions
What credit score do I need for a personal loan in Minnesota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Minnesota?
Are credit unions or banks better for personal loans in Darwin, Minnesota?
What are the best personal loan rates in Darwin, Minnesota?
- Alexandria Schools Employees Credit Union: 4.00% (Share Loan)
- Lake Central Bank: 4.01% (Credit Builder Loan)
- TopLine Financial Credit Union: 4.49% (Drive 4 Less Loans 2022 & Newer)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- My Credit Union Bloomington, MN: 4.74% (Recreational Loans)
Personal Loan Calculators
