Best Personal Loan Rates in Clark, Minnesota - June 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Clark, Minnesota include: Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% offering Balance Transfer Loan at 3.99% APR, Lake Central BankLake Central BankA+5.0 ★Texas Ratio: 1.05% offering Credit Builder Loan at 4.01% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Hibbing Cooperative Credit UnionHibbing Cooperative Credit UnionA+5.0 ★Texas Ratio: 0.97% offering New - No Miles Loan at 4.59% APR, and Expedition Credit UnionExpedition Credit UnionA+5.0 ★Texas Ratio: 2.24% offering 2021 and newer Loan at 4.74% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Clark borrowers have access to 18 lenders serving the Minnesota area, with personal loan rates as low as 3.99% APR from Genisys Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Clark, Minnesota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Clark, Minnesota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Clark Personal Loan Rates
As low as 3.99% APR* for 12 Months. APR is Annual Percentage Rate. Click for details.
Annual Percentage Rate. The interest rate is 4.000% (4.009% ARP) is based on a $1,000 personal loan secured by $1,000 held in a Lake Central Bank savings account, with the loan payment term being twelve (12) months. Rates effective as of 3/1/2019 and are subject to change without notice.
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As Low As
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As Low As
As Low As
Vehicle Age: 0-2 years
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Vehicle Age: 0-2 years
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Vehicle Age: 0-2 years
Over $7,000
As Low As
As Low As
Maximum loan amount is $5,000. Co-signer may be required. Loan Funds will be deposited into an AHCU Checking Account. Supports students with little to no credit history.
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Vehicle Age: 0-2 years
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Vehicle Age: 0-2 years
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Vehicle Age: 0-2 years
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Vehicle Age: 3-5 years
Vehicle Age: 3-5 years
Vehicle Age: 3-5 years
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Vehicle Age: 0-2 years
$4,000-$7,000
As Low As
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Vehicle Age: 3-5 years
Vehicle Age: 3-5 years
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Vehicle Age: 3-5 years
$8,000+
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Under $4,000
Your actual rate may vary depending on creditworthiness and other factors. Rates subject to change.
as low as
As Low As
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Vehicle Age: 6-10 years
$4,000-$8,000
as low as
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Vehicle Age: 6-10 years
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Vehicle Age: 6-10 years
As Low As; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
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As Low As; Loan Amount: Up to $10,000
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Vehicle Age: 6-10 years
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Vehicle Age: 6-10 years
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Vehicle Age: 6-10 years
Under $4,000
As Low As; Rates as low as 5.9% for up to 36 months.
As Low As
Rates as low as
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As Low As
As Low As
Rates start at; Your actual rate may be different depending on your payment and credit history.
as low as
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Rates start at; Your actual rate may be different depending on your payment and credit history.
Vehicle Age: 0-2 years
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Vehicle Age: 10+ years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
No additional details available.
Vehicle Age: 10+ years
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Vehicle Age: 10+ years
Vehicle Age: 0-2 years
As Low As
Rates start at; Your actual rate may be different depending on your payment and credit history.
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Vehicle Age: 10+ years
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Vehicle Age: 10+ years
Rates as low as 6.59% APR.
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Vehicle Age: 10+ years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
As Low As
As Low As
As Low As; *
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
As low as
As Low As
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Rates start at; Your actual rate may be different depending on your payment and credit history.
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 3-5 years
Vehicle Age: 3-5 years
Vehicle Age: 3-5 years
Vehicle Age: 3-5 years
Vehicle Age: 0-2 years
Vehicle Age: 3-4 years
Vehicle Age: 3-4 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 0-2 years
Vehicle Age: 3-5 years
Vehicle Age: 0-2 years
Vehicle Age: 3-5 years
As low as
Vehicle Age: 3-4 years
Vehicle Age: 3-5 years
No additional details available.
Vehicle Age: 3-4 years
As Low As *
Rates start at; Your actual rate may be different depending on your payment and credit history.
Vehicle Age: 3-4 years
Vehicle Age: 3-4 years
Vehicle Age: 0-2 years
Vehicle Age: 3-4 years
Vehicle Age: 5-7 years
Vehicle Age: 3-4 years
Vehicle Age: 6-10 years
Vehicle Age: 5-7 years
Vehicle Age: 6-10 years
Vehicle Age: 6-10 years
Vehicle Age: 6-10 years
Vehicle Age: 3-4 years
As Low As; *
Vehicle Age: 5-7 years
Vehicle Age: 0-2 years
Vehicle Age: 3-4 years
Vehicle Age: 0-2 years
Vehicle Age: 6-10 years
Clark Personal Loan Rates
As Low As; Loan Amount: Up to $10,000
As Low As; Rates as low as 5.9% for up to 36 months.
As Low As
Clark Debt Consolidation Loan Rates
Clark Signature Loan Rates
As Low As *
Clark, MN Personal Loan Rate Trends
Compare local Clark, MN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota personal loan rates rose 0.124 points over the past 7 days to 10.602% APR.
Minnesota signature loan rates fell 1.278 points over the past 7 days to 10.599% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Clark, Minnesota personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Clark, Minnesota directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Clark, Minnesota. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Minnesota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Minnesota?
Are credit unions or banks better for personal loans in Clark, Minnesota?
What are the best personal loan rates in Clark, Minnesota?
- Genisys Credit Union: 3.99% (Balance Transfer Loan)
- Lake Central Bank: 4.01% (Credit Builder Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Hibbing Cooperative Credit Union: 4.59% (New - No Miles Loan)
- Expedition Credit Union: 4.74% (2021 and newer Loan)
Personal Loan Calculators
