Current personal loan options available to borrowers in Williamsburg, Kentucky include: Y-12 Federal Credit UnionY-12 Federal Credit Union1048 W Highway 92, Williamsburg, KY, 40769 9800A+5.0 ★Texas Ratio: 3.14% offering Signature Loan (Unsecured) at 12.49% APR, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% offering Signature Loans at 4.75% APR, Lexington Postal Community Credit UnionLexington Postal Community Credit UnionA+5.0 ★Texas Ratio: 1.39% offering DEBT RESTRUCTURE at 6.24% APR, Signet Federal Credit UnionSignet Federal Credit UnionA+5.0 ★Texas Ratio: 3.03% offering Recreational Loan at 6.46% APR, and Labor Management Federal Credit UnionLabor Management Federal Credit UnionA+5.0 ★Texas Ratio: 5.65% offering Signature Loans 12 Months at 7.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Williamsburg has 1 local institution in our database, with personal loan rates as low as 12.49% APR from Y-12 Federal Credit Union at 1048 W Highway 92, Williamsburg, KY, 40769 9800. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Williamsburg, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Williamsburg, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Used Vehicle Loan; no cash out
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$9,500 A 850-680
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As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
$5,000 B 640-679
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$9,500 A 850-680
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$3,500 C 600-639
$5,000 B 640-679
Personal Loan
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*View rates page for full disclosure details.
Credit Score 680+
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$5,000 B 640-679
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$3,500 C 600-639
$9,500 A 850-680
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Credit Score 640-679
As Low As; APR may vary depending on creditworthiness and term of loan.
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$5,000 B 640-679
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$800 D-90% LTV 555-599
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$800 D-90% LTV 555-599
$800 D-90% LTV 555-599
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Credit Score 600-639
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Credit Score 599 or less
$500 E-85% LTV Under 554
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Up to $1,000, $20 Application Fee
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As Low As; Up to $10,000
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As Low As; APR may vary depending on creditworthiness and term of loan.
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Used Vehicle Loan; no cash out
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$9,500 A 850-680
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$5,000 B 640-679
$9,500 A 850-680
As Low As
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$3,500 C 600-639
$5,000 B 640-679
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*View rates page for full disclosure details.
$9,500 A 850-680
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$3,500 C 600-639
$5,000 B 640-679
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$9,500 A 850-680
$3,500 C 600-639
$5,000 B 640-679
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$3,500 C 600-639
$9,500 A 850-680
No additional details available.
$5,000 B 640-679
No additional details available.
As Low As
$3,500 C 600-639
No additional details available.
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$800 D-90% LTV 555-599
$800 D-90% LTV 555-599
$800 D-90% LTV 555-599
$800 D-90% LTV 555-599
$800 D-90% LTV 555-599
No additional details available.
$500 E-85% LTV Under 554
$500 E-85% LTV Under 554
$500 E-85% LTV Under 554
$500 E-85% LTV Under 554
$500 E-85% LTV Under 554
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Compare local Williamsburg, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky personal loan rates rose 2.064 points over the past 7 days to 12.757% APR.
Kentucky signature loan rates rose 0.936 points over the past 7 days to 10.917% APR.