Best Personal Loan Rates in Waynesburg, Kentucky - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Waynesburg, Kentucky include: CLASS ACTCLASS ACTA+5.0 ★Texas Ratio: 4.37% offering 2022 or newer Loan at 3.99% APR, Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.49% offering 24 months Loan at 4.39% APR, Autotruck Financial Credit UnionAutotruck Financial Credit UnionA+5.0 ★Texas Ratio: 3.18% offering New 2025-2027 models <20,000 miles Loan at 4.74% APR, KUE Federal Credit UnionKUE Federal Credit UnionA+5.0 ★Texas Ratio: 2.68% offering New Loan at 4.75% APR, and Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.42% offering Signature Loans at 4.75% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Waynesburg borrowers have access to 23 lenders serving the Kentucky area, with personal loan rates as low as 3.99% APR from CLASS ACT. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Waynesburg, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Waynesburg, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Waynesburg Personal Loan Rates
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As Low As
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As Low As
Score: A+; Maximum: $5,000.00
Minimum balance of $20,000 required.
Purchase APR as low as*; Refinance APR as low as**
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Purchase APR; As Low As*; Refinance APR: 4.94%**
Refinance APR; **
As Low As
As Low As
Purchase APR; As Low As*; Refinance APR: 4.94%**
Purchase APR as low as*; Refinance APR as low as**
Score: A; Maximum: $4,000.00
Minimum balance of $30,000 required.
Refinance APR; **
As Low As
Purchase APR; As Low As*; Refinance APR: 5.14%**
Purchase APR; *
As Low As
Purchase APR as low as*; Refinance APR as low as**
Refinance APR; **
Purchase APR; *
As Low As; APR* as low as
No Points
No additional details available.
Score: B; Maximum: $2,500.00
Purchase APR; As Low As*; Refinance APR: 5.64%**
As Low As**; Refinance APR
Refinance APR; **
Purchase APR; *
As Low As**; Refinance APR
As Low As
Purchase APR as low as*; Refinance APR as low as**
As Low As*; Purchase APR
As Low As
Purchase APR; *
As Low As**; Refinance APR
Refinance APR; **
As Low As*; Purchase APR
As Low As
Purchase APR; As Low As*; Refinance APR: 6.49%**
Credit Score 850-680
As Low As; $15,000 Max
Purchase APR; *
As Low As*; Purchase APR
Credit Score 640-679
As Low As
As Low As
Credit Score 850-680
As Low As
Credit Score 600-639
Credit Score 640-679
Borrow up to $10,000
As Low As; Rate accurate as of July 3, 2026
No additional details available.
As Low As;*
View rates page for full disclosure details.
Credit Score 850-680
No additional details available.
As Low As; Unsecured
As Low As; Rate accurate as of July 3, 2026
As Low As
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As Low As
Credit Score 600-639
Credit Score 640-679
No additional details available.
Rate accurate as of July 3, 2026
As Low As; Rate accurate as of July 3, 2026
Score: C; Maximum: $1,500.00
As Low As
Rates as low as: 9.75%
As Low As; Payment Example: $106.21 (based on $5,000)
As Low As
As Low As; *
Credit Score 850-680
As Low As; Unsecured
As Low As; $15,000 Max
As Low As
Rate accurate as of July 3, 2026
Credit Score 600-639
Credit Score 640-679
Rate accurate as of July 3, 2026
As Low As
As Low As
As Low As; Loan Amount: $500 - $50,000
Rate accurate as of July 3, 2026
No additional details available.
As Low As; *
Credit Score 600-639
Credit Score 850-680
Score: D; Maximum: $1,000.00
Rate accurate as of July 3, 2026
No additional details available.
As Low As
As Low As
As Low As; Fixed
Credit Score 640-679
Credit Score: 730 and over; Eligible Limit: $10,000.00
As Low As; As Low As
As Low As*
Credit Score 600-639
Credit Score: 680-729; Eligible Limit: $10,000.00
No additional details available.
balance transfer 10.90%; Credit Score: 600 - 639 (C); Eligible Limit: $3000.00
As Low As; Fixed
No additional details available.
No additional details available.
Credit Score: 640-679; Eligible Limit: $8,000.00
Score: E; Maximum: $1,000.00
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score: 600-639; Eligible Limit: $5,000.00
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Between $300 and $500
No additional details available.
Credit Score: 550-599; Eligible Limit: $2,500.00
Credit Score: 500-549; Eligible Limit: $1,000.00
Waynesburg Personal Loan Rates
As Low As
Rate accurate as of July 3, 2026
As Low As
Rate accurate as of July 3, 2026
Rate accurate as of July 3, 2026
As Low As; Loan Amount: $500 - $50,000
Rate accurate as of July 3, 2026
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Rate accurate as of July 3, 2026
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Waynesburg Debt Consolidation Loan Rates
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Waynesburg Signature Loan Rates
Score: A+; Maximum: $5,000.00
Score: A; Maximum: $4,000.00
Score: B; Maximum: $2,500.00
Credit Score 850-680
Credit Score 640-679
Credit Score 850-680
Credit Score 600-639
Credit Score 640-679
Credit Score 850-680
No additional details available.
View rates page for full disclosure details.
No additional details available.
Credit Score 600-639
Credit Score 640-679
Score: C; Maximum: $1,500.00
As Low As
Rates as low as: 9.75%
As Low As
As Low As; Payment Example: $106.21 (based on $5,000)
Credit Score 850-680
As Low As; $15,000 Max
Credit Score 600-639
Credit Score 640-679
As Low As
As Low As; *
Credit Score 850-680
Credit Score 600-639
Score: D; Maximum: $1,000.00
As Low As; Fixed
Credit Score 640-679
Credit Score: 730 and over; Eligible Limit: $10,000.00
As Low As; As Low As
Credit Score 600-639
Credit Score: 680-729; Eligible Limit: $10,000.00
Credit Score: 640-679; Eligible Limit: $8,000.00
Score: E; Maximum: $1,000.00
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score 555-599, 90% LTV
Credit Score: 600-639; Eligible Limit: $5,000.00
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score Under 554, 85% LTV
Credit Score: 550-599; Eligible Limit: $2,500.00
Credit Score: 500-549; Eligible Limit: $1,000.00
Waynesburg, KY Personal Loan Rate Trends
Compare local Waynesburg, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky personal loan rates fell 0.491 points over the past 7 days to 11.385% APR.
Kentucky signature loan rates rose 0.381 points over the past 7 days to 11.252% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Waynesburg, Kentucky personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Waynesburg, Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Waynesburg, Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kentucky?
Are credit unions or banks better for personal loans in Waynesburg, Kentucky?
What are the best personal loan rates in Waynesburg, Kentucky?
- CLASS ACT: 3.99% (2022 or newer Loan)
- Delta Community Credit Union: 4.39% (24 months Loan)
- Autotruck Financial Credit Union: 4.74% (New 2025-2027 models <20,000 miles Loan)
- KUE Federal Credit Union: 4.75% (New Loan)
- Louisville Gas & Electric Company Credit Union: 4.75% (Signature Loans)
Personal Loan Calculators
