Best Personal Loan Rates in Shelbiana, Kentucky (KY) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Shelbiana, Kentucky include: Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR, Northern Kentucky Federal Credit UnionNorthern Kentucky Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Recreation Loan at 5.00% APR, ARH Federal Credit UnionARH Federal Credit UnionA+5.0 ★Texas Ratio: 4.18% offering Real Estate Equity Loans 85% Loan-To-Value NO CLOSING at 5.25% APR, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, and Lexington Postal Community Credit UnionLexington Postal Community Credit UnionA+5.0 ★Texas Ratio: 1.39% offering DEBT RESTRUCTURE at 6.24% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Shelbiana borrowers have access to 44 lenders serving the Kentucky area, with personal loan rates as low as 4.75% APR from Louisville Gas & Electric Company Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Shelbiana, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Shelbiana, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
4.75%
▼
APR4.75%
Last UpdatedApril 5, 2026
Details
Maximum: $5,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Recreation Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As; Terms up to 120 months
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
Maximum: $4,000.00
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans 85% Loan-To-Value NO CLOSING
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans 85% LTV PLUS CLOSING
5.25%
▼
APR5.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 5, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 5, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 5, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Real Estate Equity Loans
5.75%
▼
APR5.75%
Last UpdatedApril 5, 2026
Details
OVER $50,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
Maximum: $2,500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Land Loans
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedApril 5, 2026
Details
As Low As
Lake Chem Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
Recreational Loans
6.75%
▼
APR6.75%
Last UpdatedApril 5, 2026
Details
As Low As; All rates are subject to credit approval.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
6.90%
▼
APR6.90%
Last UpdatedApril 5, 2026
Details
$3000; Score: A+ = 750+
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Signature Special
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
7.90%
▼
APR7.90%
Last UpdatedApril 5, 2026
Details
$3000; Score: B = 640-679
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedApril 5, 2026
Details
As Low As; Up to $2,000
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 5, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan 10-year Fixed
8.02%
▼
APR8.02%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR8.90%
Last UpdatedApril 5, 2026
Details
As Low As; Available for $500-$5000
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
Personal Loan
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
Credit Score: 680+, A+/A
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
*View rates page for full disclosure details.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
Personal Loan
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
Maximum: $1,500.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
Fixed rates
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
Personal Loan
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedApril 5, 2026
Details
Variable rates
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
10.40%
▼
APR10.40%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.49%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
Personal Loan
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
$3000; Score: C = 600-639
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As; Up to $10,000
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR11.09%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.49%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
11.75%
▼
APR11.75%
Last UpdatedApril 5, 2026
Details
Maximum: $1,000.00
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature
11.90%
▼
APR11.90%
Last UpdatedApril 5, 2026
Details
As Low As; $5,000.00
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
Credit Score: 640-679, B
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
Score: A = 680-749
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Credit Builder Loans
12.24%
▼
APR12.24%
Last UpdatedApril 5, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
Lifestyle Loan/Personal (No Collateral)
12.40%
▼
APR12.40%
Last UpdatedApril 5, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedApril 5, 2026
Details
As Low As; Fixed
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
Score: B = 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR12.66%
Last UpdatedApril 5, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
Score: B = 640-679
APR13.12%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
Score: C = 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedApril 5, 2026
Details
As Low As; Fixed
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 5, 2026
Details
Score: C = 600-639
APR14.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR14.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
14.40%
▼
APR14.40%
Last UpdatedApril 5, 2026
Details
$3000; Score: D = 550-599
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedApril 5, 2026
Details
Score: C = 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Holiday & Anything Loan Special
14.75%
▼
APR14.75%
Last UpdatedApril 5, 2026
Details
Maximum: $1,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Unsecured Loans
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
Credit Score: 600-639, C
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedApril 5, 2026
Details
Score: D = 550-599
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
Personal Loan
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
Personal Loan
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
APR10.49%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
Personal Loan
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As; Up to $10,000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR11.09%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.49%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 5, 2026
Details
Score: A+ = 750+
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
Score: A = 680-749
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
Score: B = 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
Score: B = 640-679
APR13.12%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
Score: C = 600-639
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedApril 5, 2026
Details
Score: C = 600-639
APR14.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR14.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedApril 5, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedApril 5, 2026
Details
Score: D = 550-599
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Signature Special
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
*View rates page for full disclosure details.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedApril 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedApril 5, 2026
Details
$9,500 A 850-680
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature
11.90%
▼
APR11.90%
Last UpdatedApril 5, 2026
Details
As Low As; $5,000.00
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedApril 5, 2026
Details
As Low As; Fixed
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedApril 5, 2026
Details
$5,000 B 640-679
APR12.66%
Last UpdatedApril 5, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedApril 5, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
$800 D-90% LTV 555-599
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MonitorBankRates
No home improvement personal loan rates found in Shelbiana, KY currently.
Shelbiana, KY Personal Loan Rate Trends
Compare local Shelbiana, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KY Avg
12.786%
Kentucky personal loan rates currently average 12.786% APR.
Signature Loan — KY Avg
10.189%
Kentucky signature loan rates currently average 10.189% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Shelbiana, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Shelbiana, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Shelbiana, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Shelbiana, Kentucky?
Credit unions in Shelbiana, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Shelbiana, Kentucky?
- Louisville Gas & Electric Company Credit Union: 4.75% (Holiday & Anything Loan Special)
- Northern Kentucky Federal Credit Union: 5.00% (Recreation Loan)
- ARH Federal Credit Union: 5.25% (Real Estate Equity Loans 85% Loan-To-Value NO CLOSING)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Shelbiana, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026.
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