Best Personal Loan Rates in Flat Lick, Kentucky (KY) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Flat Lick, Kentucky include: Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR, Northern Kentucky Federal Credit UnionNorthern Kentucky Federal Credit Union2805 Alexandria Way, Highland Heights, KY, 41076A+5.0 ★Texas Ratio: 2.13% offering Recreation Loan at 5.00% APR, ARH Federal Credit UnionARH Federal Credit Union3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965A+5.0 ★Texas Ratio: 4.18% offering Real Estate Equity Loans 85% Loan-To-Value NO CLOSING at 5.25% APR, Citizens BankCitizens Bank332 15th St, Ashland, KY, 41101A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, and Lexington Postal Community Credit UnionLexington Postal Community Credit Union124 Louie Pl, Lexington, KY, 40511A+5.0 ★Texas Ratio: 1.39% offering DEBT RESTRUCTURE at 6.24% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Flat Lick, Kentucky can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Flat Lick, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Flat Lick, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
4.75%
▼
APR4.75%
Last UpdatedMarch 21, 2026
Details
Maximum: $5,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2805 Alexandria Way, Highland Heights, KY, 41076
Recreation Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Terms up to 120 months
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans 85% Loan-To-Value NO CLOSING
5.25%
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans 85% LTV PLUS CLOSING
5.25%
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
5.25%
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details
Maximum: $4,000.00
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan - Fixed
5.45%
▼
APR5.45%
Last UpdatedMarch 21, 2026
Details
As Low As; 9.99%
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan - Variable
5.51%
▼
APR5.51%
Last UpdatedMarch 21, 2026
Details
As Low As; 10.31%APR
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 21, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
OVER $50,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
6.00%
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details
Maximum: $2,500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Land Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedMarch 21, 2026
Details
Used Vehicle Loan; no cash out
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
163 Pecan CT, Paducah, KY, 42001
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedMarch 21, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Land Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
Loan-to-Value: 80%; Amount: 10 acres
Lake Chem Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
35 US Highway 68 E, Benton, KY, 42025
Recreational Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details
As Low As; All rates are subject to credit approval.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / A
6.90%
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / A+
6.90%
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details
$3000
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / B
7.90%
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details
$3000
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to $2,000
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Fixed Equity Rich Loan 10-year Fixed
8.02%
▼
APR8.02%
Last UpdatedMarch 21, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
Personal Loan
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Holiday Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 21, 2026
Details
As Low As; Available for $500-$5000
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3939 S Dixie Blvd, Radcliff, KY, 40160 5113
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 21, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Promotional rate as low as
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
Personal Loan
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
*View rates page for full disclosure details.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
900 S 12th St, Louisville, KY, 40210
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Vacation Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
Maximum: $1,500.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
9.90%
▼
APR9.90%
Last UpdatedMarch 21, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
Personal Loan
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
10.40%
▼
APR10.40%
Last UpdatedMarch 21, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / C
10.90%
▼
APR10.90%
Last UpdatedMarch 21, 2026
Details
$3000
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to $10,000
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedMarch 21, 2026
Details
As Low As; Based upon loan amount and creditworthiness, rates as low as
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 21, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
11.75%
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details
Maximum: $1,000.00
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
Signature
11.90%
▼
APR11.90%
Last UpdatedMarch 21, 2026
Details
As Low As; $5,000.00
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
Score: A = 680-749
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Credit Builder Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
12.40%
▼
APR12.40%
Last UpdatedMarch 21, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Fixed
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
Score: B = 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
As Low As; months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
▼
APR12.66%
Last UpdatedMarch 21, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
Score: B = 640-679
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedMarch 21, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.49%
▼
APR13.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
Score: C = 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
As Low As; Revolving
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Fixed
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 21, 2026
Details
Score: C = 600-639
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / D
14.40%
▼
APR14.40%
Last UpdatedMarch 21, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
Score: C = 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
14.75%
▼
APR14.75%
Last UpdatedMarch 21, 2026
Details
Maximum: $1,000.00
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / E
16.40%
▼
APR16.40%
Last UpdatedMarch 21, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.50%
▼
APR16.50%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3939 S Dixie Blvd, Radcliff, KY, 40160 5113
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 21, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
900 S 12th St, Louisville, KY, 40210
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
Personal Loan
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to $10,000
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedMarch 21, 2026
Details
As Low As; Based upon loan amount and creditworthiness, rates as low as
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 21, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
Score: A+ = 750+
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
Score: A = 680-749
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
Score: B = 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
As Low As; months
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
Score: B = 640-679
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedMarch 21, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.49%
▼
APR13.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 21, 2026
Details
Score: C = 600-639
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.50%
▼
APR16.50%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 21, 2026
Details
Score: D = 550-599
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedMarch 21, 2026
Details
Used Vehicle Loan; no cash out
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
*View rates page for full disclosure details.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
$9,500 A 850-680
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
Signature
11.90%
▼
APR11.90%
Last UpdatedMarch 21, 2026
Details
As Low As; $5,000.00
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As; Fixed
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
$5,000 B 640-679
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
▼
APR12.66%
Last UpdatedMarch 21, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$800 D-90% LTV 555-599
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
17.50%
▼
APR17.50%
Last UpdatedMarch 21, 2026
Details
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Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Flat Lick, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Flat Lick, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Flat Lick, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Flat Lick, Kentucky?
Credit unions in Flat Lick, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Flat Lick, Kentucky?
- Louisville Gas & Electric Company Credit Union: 4.75% (Holiday & Anything Loan Special)
- Northern Kentucky Federal Credit Union: 5.00% (Recreation Loan)
- ARH Federal Credit Union: 5.25% (Real Estate Equity Loans 85% Loan-To-Value NO CLOSING)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
- Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Flat Lick, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.
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