Best Personal Loan Rates in Ivanhoe, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Ivanhoe, California include: KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR, USC Credit UnionUSC Credit UnionA+5.0 ★Texas Ratio: 5.87% offering GoGreen Loan at 3.99% APR, American United Federal Credit UnionAmerican United Federal Credit UnionA5.0 ★Texas Ratio: 7.60% offering Signature Loans Certificate Account at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Matadors Community Credit UnionMatadors Community Credit UnionA+5.0 ★Texas Ratio: 1.28% offering Solar Loans at 4.74% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Ivanhoe borrowers have access to 60 lenders serving the California area, with personal loan rates as low as 3.99% APR from KeyPoint Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ivanhoe, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ivanhoe, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
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Borrow up to $20,000
$3,000 Max
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As Low As; Up to 60 Months
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$50,000; As Low As
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As Low As; 13.99%
As Low As; Competitive Low Rates - Rates start as low as 5.69% APR, giving you more spending power for your trip.
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Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
Borrow up to $5,000
Rates starting at 5.96% APR1
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
Approximate Term: Up to 24 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As; Up to 120 Months
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Your Annual Percentage Rate (APR) may be higher, based on credit qualifications. The amount financed may vary, based on approval conditions. Non-members must open a savings account and become a member before the solar loan is funded. Promotional rates do not apply to loan modifications of existing Star One loans.
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As Low As; Primary Residence
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As Low As; 15.50%
Approximate Term: Up to 60 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As; Borrow up to $25,000
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As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As; 14.99%
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Approximate Term: Up to 72 months
As Low As; Variable
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As Low As; Up to $40,000
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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Approximate Term: Up to 84 months
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As Low As; Variable
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As Low As; Up to 180 Months
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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As Low As; 16.99%
up to $250,000; As Low As; 10 year fixed
As Low As; Up to $40,000
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As Low As; Up to 240 Months
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Your Annual Percentage Rate (APR) may be higher, based on credit qualifications. The amount financed may vary, based on approval conditions. Non-members must open a savings account and become a member before the solar loan is funded. Promotional rates do not apply to loan modifications of existing Star One loans.
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$10,000; As Low As
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As; $5,000 Minimum; $50,000 Maximum
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As Low As; 17.45%
As Low As; 17.99%
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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Variable Rate
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As Low As; $5,000 Minimum; $50,000 Maximum
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Qualifications Required: direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account; automatic loan payments made from the same account; As Low As; Proof of income may be required depending on the applicant's credit rating and other underwriting factors.
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As Low As; Loan Amount $500-$40,000
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As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
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As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
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As Low As; Up to $40,000
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As Low As; Up to $40,000
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As Low As; Loan Amount $500-$40,000
Rates starting at 5.96% APR1
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As Low As; 15.50%
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; 16.99%
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As Low As; 17.99%
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Ivanhoe, CA Personal Loan Rate Trends
Compare local Ivanhoe, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.212 points over the past 7 days to 9.838% APR.
California signature loan rates fell 0.930 points over the past 7 days to 10.392% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Ivanhoe, California?
What are the best personal loan rates in Ivanhoe, California?
- KeyPoint Credit Union: 3.99% (Credit Mender Loan)
- USC Credit Union: 3.99% (GoGreen Loan)
- American United Federal Credit Union: 4.00% (Signature Loans Certificate Account)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Matadors Community Credit Union: 4.74% (Solar Loans)
Personal Loan Calculators
