Best Personal Loan Rates in Cressey, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Cressey, California include: American United Federal Credit UnionAmerican United Federal Credit UnionA5.0 ★Texas Ratio: 7.60% offering Signature Loans Certificate Account at 4.00% APR, 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% offering Title Loans at 4.50% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Matadors Community Credit UnionMatadors Community Credit UnionA+5.0 ★Texas Ratio: 1.28% offering Solar Loans at 4.74% APR, and Coast Central Credit UnionCoast Central Credit UnionA+5.0 ★Texas Ratio: 1.13% offering Fixed Real Estate Loans at 4.85% APR. Personal loan rates as of May 15, 2026 according to verified data from MonitorBankRates.
Cressey borrowers have access to 62 lenders serving the California area, with personal loan rates as low as 4.00% APR from American United Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cressey, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cressey, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 15, 2026
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Rate reflects a .50% discount for Automatic Payment.
As Low As
As Low As
As Low As
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
As Low As; Subject to Bank of Guam lending criteria. Terms and conditions apply. Application period from April 22, 2026 through May 31, 2026. Annual Percentage Rate. Available to qualified applicants residing in Guam and CNMI
No additional details available.
No additional details available.
$3,000 Max
As Low As; Up to 60 Months
No additional details available.
As Low As
$50,000; As Low As
No additional details available.
As Low As
No additional details available.
$2,500; As Low As
As Low As
No additional details available.
Solar Battery Storage or Solar + Battery Bundle
No additional details available.
No additional details available.
Borrow up to $5,000
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
No additional details available.
Rates starting at 5.96% APR1
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Up to 120 Months
As Low As
As Low As
As Low As; Primary Residence
No additional details available.
No additional details available.
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Borrow up to $25,000
As Low As
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
No additional details available.
No additional details available.
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
No additional details available.
Up to $50,000
As Low As; Up to $40,000
As Low As
As Low As
As Low As
$100,000; As Low As
As Low As
$100,000; As Low As
As Low As; Up to 180 Months
As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
No additional details available.
As Low As
$100,000; As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
*
Up to $50,000
No additional details available.
As Low As; null
up to $250,000; As Low As; 10 year fixed
As Low As; Up to $40,000
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Up to $50,000
As Low As
No additional details available.
As Low As; Up to 240 Months
As Low As
No additional details available.
As Low As
(Fixed)
As Low As
As Low As
No additional details available.
As Low As
$10,000; As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As
No additional details available.
As Low As; $5,000 Minimum; $50,000 Maximum
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Amount Financed: $500 to $50,000
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
No additional details available.
As Low As; $5,000 Minimum; $50,000 Maximum
As Low As
As Low As; Plus, no payments for 60-days.
As Low As
As Low As
Variable Rate
As Low As
As Low As
Qualifications Required: direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account; automatic loan payments made from the same account; As Low As; Proof of income may be required depending on the applicant's credit rating and other underwriting factors.
As Low As
No additional details available.
As Low As; Up to $25,000
As Low As; Loan Amount $500-$40,000
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Including Debt Consolidation
As Low As
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required
As Low As; Amount Up to $25,000
As Low As
No additional details available.
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
No additional details available.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As; Up to $40,000
No additional details available.
*
As Low As; Up to $40,000
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Amount Financed: $500 to $50,000
As Low As
As Low As
As Low As
As Low As
As Low As; Loan Amount $500-$40,000
As Low As; Up to $25,000
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required
As Low As; Amount Up to $25,000
Rates starting at 5.96% APR1
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; (based on term)
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Including Debt Consolidation
Cressey, CA Personal Loan Rate Trends
Compare local Cressey, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.091 points over the past 7 days to 9.664% APR.
California signature loan rates rose 0.592 points over the past 7 days to 10.898% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cressey, California personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Cressey, California directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Cressey, California. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Cressey, California?
What are the best personal loan rates in Cressey, California?
- American United Federal Credit Union: 4.00% (Signature Loans Certificate Account)
- 1st Northern California Credit Union: 4.50% (Title Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Matadors Community Credit Union: 4.74% (Solar Loans)
- Coast Central Credit Union: 4.85% (Fixed Real Estate Loans)
Personal Loan Calculators
