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Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Canyondam, California (CA) - May 2026

Current personal loan options available to borrowers in Canyondam, California include: KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR, USC Credit UnionUSC Credit UnionA+5.0 ★Texas Ratio: 5.87% offering GoGreen Loan at 3.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Matadors Community Credit UnionMatadors Community Credit UnionA+5.0 ★Texas Ratio: 1.28% offering Solar Loans at 4.74% APR, and 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% offering Title Loans at 4.74% APR. Personal loan rates as of May 5, 2026 according to verified data from MonitorBankRates.

Canyondam borrowers have access to 62 lenders serving the California area, with personal loan rates as low as 3.99% APR from KeyPoint Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Canyondam, California.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Canyondam, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 5, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
KeyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Credit Mender Loan
3.99%
APR3.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
GoGreen Loan
3.99%
APR3.99%
Last UpdatedMay 5, 2026
Details

As Low As

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Computer Loan
4.49%
APR4.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
GoGreen Loan
4.49%
APR4.49%
Last UpdatedMay 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedMay 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedMay 5, 2026
Details

As Low As

Matadors Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Solar Loans
4.74%
APR4.74%
Last UpdatedMay 5, 2026
Details

As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Title Loans
4.74%
APR4.74%
Last UpdatedMay 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedMay 5, 2026
Details

As Low As

San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loans
4.99%
APR4.99%
Last UpdatedMay 5, 2026
Details

as low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loans
4.99%
APR4.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
4.99%
APR4.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Computer Loan
5.00%
APR5.00%
Last UpdatedMay 5, 2026
Details

$3,000 Max

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Computer Loan
5.00%
APR5.00%
Last UpdatedMay 5, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Special Curriculum Loan
5.00%
APR5.00%
Last UpdatedMay 5, 2026
Details

No additional details available.

Bank of Guam
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
Disaster Relief Loan
5.00%
APR5.00%
Last UpdatedMay 5, 2026
Details

As Low As; Subject to Bank of Guam lending criteria. Terms and conditions apply. Application period from April 22, 2026 through May 31, 2026. Available to qualified applicants residing in Guam and CNMI

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar Energy Loan
5.24%
APR5.24%
Last UpdatedMay 5, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
5.40%
APR5.40%
Last UpdatedMay 5, 2026
Details

No additional details available.

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Go Green Loan
5.49%
APR5.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
APR5.49%
Last UpdatedMay 5, 2026
Details

$50,000; As Low As

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Ministry Church Loan
5.50%
APR5.50%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
5.55%
APR5.55%
Last UpdatedMay 5, 2026
Details

No additional details available.

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
5.59%
APR5.59%
Last UpdatedMay 5, 2026
Details

As Low As; 13.99%

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Vacation Loans
5.69%
APR5.69%
Last UpdatedMay 5, 2026
Details

As Low As; Competitive Low Rates - Rates start as low as 5.69% APR, giving you more spending power for your trip.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
10 Year Fixed High Balance Rate Loans
5.70%
APR5.70%
Last UpdatedMay 5, 2026
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
10 Year Fixed High Balance Rate Loans
5.73%
APR5.73%
Last UpdatedMay 5, 2026
Details

No additional details available.

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
5.74%
APR5.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Go Green Loan Solar Battery Storage or Solar + Battery Bundle
5.74%
APR5.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
5.85%
APR5.85%
Last UpdatedMay 5, 2026
Details

No additional details available.

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Certificate Program Loan
5.90%
APR5.90%
Last UpdatedMay 5, 2026
Details

As Low As

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Technology Loan
5.90%
APR5.90%
Last UpdatedMay 5, 2026
Details

Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Unsecured Loan
5.99%
APR5.99%
Last UpdatedMay 5, 2026
Details

Approximate Term: Up to 24 months

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Energy Loan
5.99%
APR5.99%
Last UpdatedMay 5, 2026
Details

Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
VA Loans
6.07%
APR6.07%
Last UpdatedMay 5, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar Energy Loan
6.24%
APR6.24%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
6.24%
APR6.24%
Last UpdatedMay 5, 2026
Details

No additional details available.

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.24%
APR6.24%
Last UpdatedMay 5, 2026
Details

As Low As

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Solar Loans
6.25%
APR6.25%
Last UpdatedMay 5, 2026
Details

Your Annual Percentage Rate (APR) may be higher, based on credit qualifications. The amount financed may vary, based on approval conditions. Non-members must open a savings account and become a member before the solar loan is funded. Promotional rates do not apply to loan modifications of existing Star One loans.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Construction Loan
6.25%
APR6.25%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
6.25%
APR6.25%
Last UpdatedMay 5, 2026
Details

No additional details available.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
VA Loans
6.30%
APR6.30%
Last UpdatedMay 5, 2026
Details

30-Year Rates As Low As

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Unsecured Loan
6.49%
APR6.49%
Last UpdatedMay 5, 2026
Details

Approximate Term: Up to 60 months

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Energy Loan
6.49%
APR6.49%
Last UpdatedMay 5, 2026
Details

Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
APR6.49%
Last UpdatedMay 5, 2026
Details

As Low As; 15.50%

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.49%
APR6.49%
Last UpdatedMay 5, 2026
Details

As Low As

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Eco-Friendly Loan
6.49%
APR6.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 5 year
6.50%
APR6.50%
Last UpdatedMay 5, 2026
Details

As Low As

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Debt Paydown Loan
6.53%
APR6.53%
Last UpdatedMay 5, 2026
Details

Rates starting at 6.53% APR1

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal loan
6.53%
APR6.53%
Last UpdatedMay 5, 2026
Details

As Low As

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loans
6.53%
APR6.53%
Last UpdatedMay 5, 2026
Details

As Low As

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
6.59%
APR6.59%
Last UpdatedMay 5, 2026
Details

As Low As; 14.99%

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
6.74%
APR6.74%
Last UpdatedMay 5, 2026
Details

As low as

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
6.74%
APR6.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.74%
APR6.74%
Last UpdatedMay 5, 2026
Details

As Low As

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Equipment Loans
6.75%
APR6.75%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
6.75%
APR6.75%
Last UpdatedMay 5, 2026
Details

No additional details available.

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 7 year
6.75%
APR6.75%
Last UpdatedMay 5, 2026
Details

As Low As

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Unsecured Loan
6.79%
APR6.79%
Last UpdatedMay 5, 2026
Details

Approximate Term: Up to 72 months

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
APR6.82%
Last UpdatedMay 5, 2026
Details

As Low As; Variable

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
APR6.84%
Last UpdatedMay 5, 2026
Details

As Low As

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Energy Saver Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Solar (Solar loans will have a UCC Filing attached to them.)
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Valley Oak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.79%
Tech Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Energy Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Unsecured Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

Approximate Term: Up to 84 months

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 10 year
7.00%
APR7.00%
Last UpdatedMay 5, 2026
Details

As Low As

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
APR7.00%
Last UpdatedMay 5, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Improved)
7.00%
APR7.00%
Last UpdatedMay 5, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
APR7.01%
Last UpdatedMay 5, 2026
Details

As Low As; Variable

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
APR7.05%
Last UpdatedMay 5, 2026
Details

As Low As; Variable

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
APR7.09%
Last UpdatedMay 5, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar Energy Loan
7.24%
APR7.24%
Last UpdatedMay 5, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans* 10 years
7.25%
APR7.25%
Last UpdatedMay 5, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
APR7.25%
Last UpdatedMay 5, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
APR7.28%
Last UpdatedMay 5, 2026
Details

As Low As; Fixed

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
10 Year Equity Loan
7.30%
APR7.30%
Last UpdatedMay 5, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
APR7.48%
Last UpdatedMay 5, 2026
Details

As Low As; Fixed

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
APR7.48%
Last UpdatedMay 5, 2026
Details

As Low As; Fixed

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Personal Loans
7.49%
APR7.49%
Last UpdatedMay 5, 2026
Details

*

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.49%
APR7.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
APR7.49%
Last UpdatedMay 5, 2026
Details

As Low As; 16.99%

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Loans
7.50%
APR7.50%
Last UpdatedMay 5, 2026
Details

up to $250,000; No prepayment penalties; Personal guarantees may be waived

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
APR7.74%
Last UpdatedMay 5, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
7.74%
APR7.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
APR7.75%
Last UpdatedMay 5, 2026
Details

No additional details available.

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Unsecured Loans
7.75%
APR7.75%
Last UpdatedMay 5, 2026
Details

As Low As

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Personal Loans
7.90%
APR7.90%
Last UpdatedMay 5, 2026
Details

FICO 720 and above

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Personal Loan
7.90%
APR7.90%
Last UpdatedMay 5, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
APR7.94%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
7.94%
APR7.94%
Last UpdatedMay 5, 2026
Details

No additional details available.

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans - 12 Months
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Adoption Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

Maximum Loan Amount: $50,000.00; Monthly Payment: Estimated payment of $3.13 - $3.62 per $100 borrowed (based on a 36-month term)

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar Energy Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As low as; Loan Type: Personal Loan

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As; Working on a project? Need to make a purchase? We can help!

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

(Fixed)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature
8.00%
APR8.00%
Last UpdatedMay 5, 2026
Details

No additional details available.

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 5, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
APR8.00%
Last UpdatedMay 5, 2026
Details

$10,000; As Low As

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Solar Loans
8.00%
APR8.00%
Last UpdatedMay 5, 2026
Details

Your Annual Percentage Rate (APR) may be higher, based on credit qualifications. The amount financed may vary, based on approval conditions. Non-members must open a savings account and become a member before the solar loan is funded. Promotional rates do not apply to loan modifications of existing Star One loans.

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Ministry Equipment Loan
8.09%
APR8.09%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
8.24%
APR8.24%
Last UpdatedMay 5, 2026
Details

No additional details available.

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Energy Loan
8.24%
APR8.24%
Last UpdatedMay 5, 2026
Details

Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
APR8.24%
Last UpdatedMay 5, 2026
Details

As Low As

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Go Green Unsecured
8.25%
APR8.25%
Last UpdatedMay 5, 2026
Details

As Low As; $5,000 Minimum; $50,000 Maximum

TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
Unsecure Solar Loan
8.25%
APR8.25%
Last UpdatedMay 5, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Special Purpose Loans
8.40%
APR8.40%
Last UpdatedMay 5, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Signature Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As; 17.99%

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Consolidation Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As; 17.45%

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As

United Catholics Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Personal Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

Rates as low as 8.49%

La Loma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Cash Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As

L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Upward Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Personal Loan
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

No additional details available.

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Personal Loan
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

As Low As; APR as low as 8.50%

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Unimproved)
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

As Low As

North County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

As Low As

LONG BEACH CITY EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

Cabrillo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Personal
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Energy Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.

Corrections Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal Loan
8.75%
APR8.75%
Last UpdatedMay 5, 2026
Details

As Low As; Personal Loans

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Special Curriculum Loan
8.75%
APR8.75%
Last UpdatedMay 5, 2026
Details

Variable Rate

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Go Green Unsecured
8.75%
APR8.75%
Last UpdatedMay 5, 2026
Details

As Low As; $5,000 Minimum; $50,000 Maximum

TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
Signature Loans
8.75%
APR8.75%
Last UpdatedMay 5, 2026
Details

As Low As

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Signature Loan
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

As Low As

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Union Dues Loans
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

Qualifications Required: direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account; automatic loan payments made from the same account; As Low As; Proof of income may be required depending on the applicant's credit rating and other underwriting factors.

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
Personal Loan
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

As Low As; Financing Available: Up to $25,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

As Low As; Loan Amount $500-$40,000

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
Personal Loans
8.94%
APR8.94%
Last UpdatedMay 5, 2026
Details

As Low As

California Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Signature
8.95%
APR8.95%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal loans
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As low as

California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As; Rates as low as 8.99% APR

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Adoption Loan
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loans
4.99%
APR4.99%
Last UpdatedMay 5, 2026
Details

as low as

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
5.40%
APR5.40%
Last UpdatedMay 5, 2026
Details

No additional details available.

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal loan
6.53%
APR6.53%
Last UpdatedMay 5, 2026
Details

As Low As

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loans
6.53%
APR6.53%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
APR6.84%
Last UpdatedMay 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
APR7.09%
Last UpdatedMay 5, 2026
Details

As Low As

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Personal Loans
7.49%
APR7.49%
Last UpdatedMay 5, 2026
Details

*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
APR7.74%
Last UpdatedMay 5, 2026
Details

As Low As

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
Personal Loans
7.90%
APR7.90%
Last UpdatedMay 5, 2026
Details

FICO 720 and above

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Personal Loan
7.90%
APR7.90%
Last UpdatedMay 5, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
APR7.94%
Last UpdatedMay 5, 2026
Details

As Low As

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

Maximum Loan Amount: $50,000.00; Monthly Payment: Estimated payment of $3.13 - $3.62 per $100 borrowed (based on a 36-month term)

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans - 12 Months
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As low as; Loan Type: Personal Loan

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As; Working on a project? Need to make a purchase? We can help!

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
APR8.24%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As

United Catholics Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Personal Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

Rates as low as 8.49%

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Personal Loans
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

As Low As

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Personal Loan
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

As Low As; APR as low as 8.50%

Upward Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Personal Loan
8.50%
APR8.50%
Last UpdatedMay 5, 2026
Details

No additional details available.

North County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Personal Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

As Low As

LONG BEACH CITY EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

As Low As

Corrections Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal Loan
8.75%
APR8.75%
Last UpdatedMay 5, 2026
Details

As Low As; Personal Loans

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

As Low As; Loan Amount $500-$40,000

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
Personal Loan
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

As Low As; Financing Available: Up to $25,000

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
Personal Loans
8.94%
APR8.94%
Last UpdatedMay 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal loans
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As Low As; Rates as low as 8.99% APR

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Debt Paydown Loan
6.53%
APR6.53%
Last UpdatedMay 5, 2026
Details

Rates starting at 6.53% APR1

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Debt Consolidation
9.99%
APR9.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Merco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
Debt Consolidation Loan
10.29%
APR10.29%
Last UpdatedMay 5, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
APR11.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Signature Debt Consolidation
11.99%
APR11.99%
Last UpdatedMay 5, 2026
Details

As Low As

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Debt Consolidation
12.00%
APR12.00%
Last UpdatedMay 5, 2026
Details

As Low As

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Debt Consolidation
13.99%
APR13.99%
Last UpdatedMay 5, 2026
Details

As Low As; $30,000 maximum - consolidate your high rate loans

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
APR6.49%
Last UpdatedMay 5, 2026
Details

As Low As; 15.50%

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
6.74%
APR6.74%
Last UpdatedMay 5, 2026
Details

As low as

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
APR7.00%
Last UpdatedMay 5, 2026
Details

No additional details available.

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
APR7.49%
Last UpdatedMay 5, 2026
Details

As Low As; 16.99%

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
7.74%
APR7.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
APR7.75%
Last UpdatedMay 5, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
APR7.99%
Last UpdatedMay 5, 2026
Details

No additional details available.

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature
8.00%
APR8.00%
Last UpdatedMay 5, 2026
Details

No additional details available.

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 5, 2026
Details

As Low As

Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

As Low As; 17.99%

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Signature Loan
8.49%
APR8.49%
Last UpdatedMay 5, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Signature Loan
8.74%
APR8.74%
Last UpdatedMay 5, 2026
Details

No additional details available.

TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
Signature Loans
8.75%
APR8.75%
Last UpdatedMay 5, 2026
Details

As Low As

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Signature Loan
8.90%
APR8.90%
Last UpdatedMay 5, 2026
Details

As Low As

California Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Signature
8.95%
APR8.95%
Last UpdatedMay 5, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 5, 2026
Details

As low as

No home improvement personal loan rates found in Canyondam, CA currently.

Canyondam, CA Personal Loan Rate Trends

Compare local Canyondam, CA personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Personal Loan Trends →
Personal Loan — CA Avg
9.853%
▲ 0.227 vs 7 days ago

California personal loan rates rose 0.227 points over the past 7 days to 9.853% APR.

Signature Loan — CA Avg
10.885%
▼ 0.437 vs 7 days ago

California signature loan rates fell 0.437 points over the past 7 days to 10.885% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in California?

Most lenders in Canyondam, California require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in California often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Canyondam, California require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in California?

Yes. Debt consolidation is one of the most common uses of personal loans in Canyondam, California. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Canyondam, California?

Credit unions in Canyondam, California often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Canyondam, California?

  • KeyPoint Credit Union: 3.99% (Credit Mender Loan)
  • USC Credit Union: 3.99% (GoGreen Loan)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Matadors Community Credit Union: 4.74% (Solar Loans)
  • 1st Northern California Credit Union: 4.74% (Title Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Canyondam, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 5, 2026.