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Best Personal Loan Rates in Vandervoort, Arkansas (AR) - April 2026

Current personal loan options available to borrowers in Vandervoort, Arkansas include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Personal Loan at 5.00% APR, White County Federal Credit UnionWhite County Federal Credit UnionA+5.0 ★Texas Ratio: 5.15% offering New Recreational and Miscellaneous Loan 2022-2025 at 5.99% APR, Subiaco Federal Credit UnionSubiaco Federal Credit UnionA+5.0 ★Texas Ratio: 0.48% offering Agriculture Loans at 6.49% APR, and Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% offering NEW Loan at 6.75% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.

Vandervoort borrowers have access to 37 lenders serving the Arkansas area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Vandervoort, Arkansas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Vandervoort, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedApril 5, 2026
Details

As Low As

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal Loan
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

100% of available shares

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
New Recreational and Miscellaneous Loan 2022-2025
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
New Recreational and Miscellaneous Loan
6.39%
APR6.39%
Last UpdatedApril 5, 2026
Details

As Low As

Subiaco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Agriculture Loans
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan 2021-2025
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
NEW Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
New Recreational and Miscellaneous Loan
6.79%
APR6.79%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Citizenship Loan
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $1,000 per employed individual

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan 2018-2020
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As; $5,000- $15,000

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
Land Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Used Loan
7.15%
APR7.15%
Last UpdatedApril 5, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
APR7.17%
Last UpdatedApril 5, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan
7.29%
APR7.29%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan 2016-2017
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

As Low As

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Unsecured
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal/Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Special Occasion Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Land Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As; Let the lending team at Alcoa Community Federal Credit Union help you secure your land with competitive rates and flexible terms.

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan 2014-2015
7.79%
APR7.79%
Last UpdatedApril 5, 2026
Details

As Low As

Fort Roots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Signature Loans
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal (Signature) Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Seasonal Special Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Appliance & Electronics Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

$6000 Maximum Rate depends on Credit rating

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Unsecured
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan 2011-2013
8.29%
APR8.29%
Last UpdatedApril 5, 2026
Details

As Low As

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Vacation/Holiday Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

As Low As; Terms up to 18 Months w/ a Max Loan Amount of $3,000

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature
8.54%
APR8.54%
Last UpdatedApril 5, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
NEW Loans
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

$40,000 and above; As Low As

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Unsecured
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Used Recreational and Miscellaneous Loan 2010-Older
8.79%
APR8.79%
Last UpdatedApril 5, 2026
Details

As Low As

UP Arkansas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
PERSONAL
8.80%
APR8.80%
Last UpdatedApril 5, 2026
Details

No additional details available.

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

$5000 Maximum Rate depends on credit rating

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
9.24%
APR9.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Unsecured or Personal Signature Loan
9.24%
APR9.24%
Last UpdatedApril 5, 2026
Details

As Low As; Terms from 24 - 60 Months

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Used Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

$40,000 and above; As Low As

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Signature/Personal
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Unsecured
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

Natural State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Unsecured Loan
9.95%
APR9.95%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; (Similar to a Personal Loan)

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Credit Builder Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Terms up to 24 Months w/ a Max Loan Amount of $3,000

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ouachita Valley Health System Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.80%
Unsecured Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

$4000 Maximum Rate depends on credit rating

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Personal Loans
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As; $250-$10,000

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Personal Loans
10.68%
APR10.68%
Last UpdatedApril 5, 2026
Details

No additional details available.

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Unsecured Loan
10.70%
APR10.70%
Last UpdatedApril 5, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

$3000 Maximum Rate depends on credit rating

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
Personal Loans
11.05%
APR11.05%
Last UpdatedApril 5, 2026
Details

No additional details available.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
Signature Loan
11.90%
APR11.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Signature
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Regular APR: 12.00 - 18.00

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
12-12-12 Specialty Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
12.25%
APR12.25%
Last UpdatedApril 5, 2026
Details

As Low As

Subiaco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Unsecured Loan
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

As Low As

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

$2000 Maximum Rate depends on credit rating

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Loan Type
13.25%
APR13.25%
Last UpdatedApril 5, 2026
Details

Maximum Amount: Credit Limits of Up to $10,000

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured
13.30%
APR13.30%
Last UpdatedApril 5, 2026
Details

As Low As

FCI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.31%
Personal Loans
13.30%
APR13.30%
Last UpdatedApril 5, 2026
Details

As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loans
13.99%
APR13.99%
Last UpdatedApril 5, 2026
Details

As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedApril 5, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Lemonade Loan
13.99%
APR13.99%
Last UpdatedApril 5, 2026
Details

As Low As

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

$1500 Maximum Rate depends on credit rating

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Personal/Signature
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Unsecured Loan
16.75%
APR16.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Lifestyle Loans
17.00%
APR17.00%
Last UpdatedApril 5, 2026
Details

As Low As; Use it for whatever life throws at you - Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit. Rates and terms are fixed for up to 60 months.

UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Personal Loan
17.00%
APR17.00%
Last UpdatedApril 5, 2026
Details

As Low As; $250-$10,000

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal / Signature
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Emergency Help Loan
28.00%
APR28.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
QuickCA$H (PAL Loan)
28.00%
APR28.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Personal Loan
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

100% of available shares

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As; $5,000- $15,000

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Seasonal Special Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
9.24%
APR9.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Personal Loans
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As; $250-$10,000

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Personal Loans
10.68%
APR10.68%
Last UpdatedApril 5, 2026
Details

No additional details available.

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
Personal Loans
11.05%
APR11.05%
Last UpdatedApril 5, 2026
Details

No additional details available.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

As Low As

Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As

Success Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Personal Loan
12.25%
APR12.25%
Last UpdatedApril 5, 2026
Details

As Low As

FCI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.31%
Personal Loans
13.30%
APR13.30%
Last UpdatedApril 5, 2026
Details

As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedApril 5, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loans
13.99%
APR13.99%
Last UpdatedApril 5, 2026
Details

As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.

UARK Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Personal Loan
17.00%
APR17.00%
Last UpdatedApril 5, 2026
Details

As Low As; $250-$10,000

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
APR7.17%
Last UpdatedApril 5, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Dillards Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Personal/Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Fort Roots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
Signature Loans
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As

River Town Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal (Signature) Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

As Low As

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature
8.54%
APR8.54%
Last UpdatedApril 5, 2026
Details

As Low As

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Cooperative Extension Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Unsecured or Personal Signature Loan
9.24%
APR9.24%
Last UpdatedApril 5, 2026
Details

As Low As; Terms from 24 - 60 Months

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

As Low As

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Signature/Flex Loan
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Signature/Personal
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; (Similar to a Personal Loan)

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
Signature Loan
11.90%
APR11.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Signature
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Regular APR: 12.00 - 18.00

Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Personal/Signature
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal / Signature
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

No home improvement personal loan rates found in Vandervoort, AR currently.

Vandervoort, AR Personal Loan Rate Trends

Compare local Vandervoort, AR personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arkansas Personal Loan Trends →
Personal Loan — AR Avg
12.376%

Arkansas personal loan rates currently average 12.376% APR.

Signature Loan — AR Avg
11.121%

Arkansas signature loan rates currently average 11.121% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Arkansas?

Most lenders in Vandervoort, Arkansas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Arkansas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Vandervoort, Arkansas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Arkansas?

Yes. Debt consolidation is one of the most common uses of personal loans in Vandervoort, Arkansas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Vandervoort, Arkansas?

Credit unions in Vandervoort, Arkansas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Vandervoort, Arkansas?

  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Arkansas AM&N College Federal Credit Union: 5.00% (Personal Loan)
  • White County Federal Credit Union: 5.99% (New Recreational and Miscellaneous Loan 2022-2025)
  • Subiaco Federal Credit Union: 6.49% (Agriculture Loans)
  • Red River Employees Federal Credit Union: 6.75% (NEW Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Vandervoort, Arkansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.