Best Personal Loan Rates in Magnolia, Arkansas (AR) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Magnolia, Arkansas include: Carter Federal Credit UnionCarter Federal Credit Union45 Highway 79 Byp N, Magnolia, AR, 71753 3244D3.6 ★Texas Ratio: 31.89% offering Personal Loans at 11.05% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Personal Loan at 5.00% APR, White County Federal Credit UnionWhite County Federal Credit UnionA+5.0 ★Texas Ratio: 5.15% offering New Recreational and Miscellaneous Loan 2022-2025 at 5.99% APR, and Subiaco Federal Credit UnionSubiaco Federal Credit UnionA+5.0 ★Texas Ratio: 0.48% offering Agriculture Loans at 6.49% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Magnolia has 1 local institution in our database, with personal loan rates as low as 11.05% APR from Carter Federal Credit Union at 45 Highway 79 Byp N, Magnolia, AR, 71753 3244. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Magnolia, Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Magnolia, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
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As Low As; Borrow up to $1,500 Rates as low as 9.99% 12 Month Repayment No Prepayment Fees *If you already have a loan and are a member in good standing, you are automatically APPROVED!*
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Regular APR: 12.00 - 18.00
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As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.
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Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; The Credit Union alternative for Pay Day Loans for when you're short between pay checks or have an unexpected expense. For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
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As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.
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Regular APR: 12.00 - 18.00
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Magnolia, AR Personal Loan Rate Trends
Compare local Magnolia, AR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates fell 0.027 points over the past 7 days to 12.349% APR.
Arkansas signature loan rates fell 0.584 points over the past 7 days to 10.537% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Magnolia, Arkansas?
What are the best personal loan rates in Magnolia, Arkansas?
- Carter Federal Credit Union: 11.05% (Personal Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Arkansas AM&N College Federal Credit Union: 5.00% (Personal Loan)
- White County Federal Credit Union: 5.99% (New Recreational and Miscellaneous Loan 2022-2025)
- Subiaco Federal Credit Union: 6.49% (Agriculture Loans)
Personal Loan Calculators
