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Nebraska Rate Trends

Mortgage Rates Bee, Nebraska (NE) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Bee, Nebraska. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Mortgage Rates Last Updated and Verified: March 22, 2026

Current 30-year fixed mortgage rates in Bee, Nebraska as of March 22, 2026 are as follows, according to verified data from MonitorBankRates: U.S. BankU.S. Bank100 N 56th St, Beatrice, NE, 68005A5.0 ★Texas Ratio: 6.46% at 6.49%.

Mortgage rates in Bee, Nebraska (NE) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.

Mortgage Rates reflect actual verified offers from lenders actively lending to Nebraska borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 22, 2026

Bee, NE Mortgage Rate Trends

Compare local Bee, NE mortgage rate quotes against the statewide average

Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Trends →
30-Year Fixed — NE Avg
6.689%
▲ 0.522 from last week

For buyers in Bee, NE, the broader Nebraska 30-year fixed average mortgage rate rose 0.522 points this week to 6.689%, according to MonitorBankRates trend data.

15-Year Fixed — NE Avg
6.047%
▼ 0.143 from last week

For buyers in Bee, NE, the broader Nebraska 15-year fixed average mortgage rate fell 0.143 points this week to 6.047%, according to MonitorBankRates trend data.

As of Mar 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Mortgage Rates Today in Bee, Nebraska & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
30-year fixed refinance
30-year
6.49%
6.65%
View
▼
Rate6.49%
APR6.65%
Points0.000
UpdatedMar 22, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3001 L St, Omaha, NE, 68107 1409
15 Year Fixed Rate Mortgage Loans
15 Year
5.49%
5.69%
View
▼
Rate5.49%
APR5.69%
Points0.000
UpdatedMar 13, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.34%
View
▼
Rate5.88%
APR6.34%
Points0.805
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.35%
View
▼
Rate5.88%
APR6.35%
Points0.930
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.35%
View
▼
Rate6.00%
APR6.35%
Points0.875
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.36%
View
▼
Rate6.00%
APR6.36%
Points1.000
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.45%
View
▼
Rate6.25%
APR6.45%
Points0.800
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.46%
View
▼
Rate6.25%
APR6.46%
Points0.925
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.924
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.963
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.75%
6.77%
View
▼
Rate6.75%
APR6.77%
Points1.146
UpdatedMar 22, 2026
Details

No additional details available.

Home Federal S&L of Grand Island
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
201 W 7th St, Grand Island, NE, 68526
Adjustable Rate Home Loans (1-year ARM)
30 years
5.75%
6.83%
View
▼
Rate5.75%
APR6.83%
Points1.000
UpdatedMar 20, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.75%
6.83%
View
▼
Rate6.75%
APR6.83%
Points1.222
UpdatedMar 22, 2026
Details

No additional details available.

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3001 L St, Omaha, NE, 68107 1409
Adjustable Rate Mortgage Loans
10/1 - 30 years
5.49%
6.85%
View
▼
Rate5.49%
APR6.85%
Points0.000
UpdatedMar 13, 2026
Details

No additional details available.

Home Federal S&L of Grand Island
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
201 W 7th St, Grand Island, NE, 68526
FHA / VA 30 years
30 years
6.00%
6.99%
View
▼
Rate6.00%
APR6.99%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3001 L St, Omaha, NE, 68107 1409
Adjustable Rate Mortgage Loans
5/1 - 30 years
5.24%
7.56%
View
▼
Rate5.24%
APR7.56%
Points0.000
UpdatedMar 13, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
12434 Southport Pkwy, LaVista, NE, 68046
Jumbo Loan
5.88%
6.03%
View
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 21, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo loans 15-year
15-year
6.38%
6.62%
View
▼
Rate6.38%
APR6.62%
Points0.665
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo loans 15-year
15-year
6.38%
6.64%
View
▼
Rate6.38%
APR6.64%
Points0.790
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo loans 20-year
20-year
6.50%
6.71%
View
▼
Rate6.50%
APR6.71%
Points0.760
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo loans 20-year
20-year
6.50%
6.72%
View
▼
Rate6.50%
APR6.72%
Points0.885
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo loans 30-year
30-year
6.62%
6.78%
View
▼
Rate6.62%
APR6.78%
Points0.710
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Jumbo loans 30-year
30-year
6.62%
6.79%
View
▼
Rate6.62%
APR6.79%
Points0.835
UpdatedMar 22, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
12434 Southport Pkwy, LaVista, NE, 68046
FHA Loan
5.50%
6.41%
View
▼
Rate5.50%
APR6.41%
Points0.000
UpdatedMar 21, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
6.98%
View
▼
Rate6.12%
APR6.98%
Points0.533
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
6.99%
View
▼
Rate6.12%
APR6.99%
Points0.658
UpdatedMar 22, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
12434 Southport Pkwy, LaVista, NE, 68046
VA Loan
5.50%
5.81%
View
▼
Rate5.50%
APR5.81%
Points0.000
UpdatedMar 21, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.49%
View
▼
Rate6.12%
APR6.49%
Points0.783
UpdatedMar 22, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
100 N 56th St, Beatrice, NE, 68005
Veterans Affairs (VA) loans 30-year
30-year
6.25%
6.61%
View
▼
Rate6.25%
APR6.61%
Points0.673
UpdatedMar 22, 2026
Details

No additional details available.

The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Mortgage Calculators

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Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Bee, Nebraska directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Bee, Nebraska. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Bee, Nebraska

How does my credit score affect my rate in Nebraska?

Your credit score is a major factor. Generally, borrowers in Bee, Nebraska with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Nebraska because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Nebraska?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Nebraska, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Bee, Nebraska, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Bee, Nebraska?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Nebraska, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Nebraska?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Bee, Nebraska offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Bee, Nebraska?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Bee, Nebraska?

  • U.S. Bank: 6.49% (30-year fixed refinance)
Mortgage Rates reflect actual verified offers from lenders actively lending to Nebraska borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 22, 2026

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