Mortgage Lenders and Brokers in Belle Fourche, South Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belle Fourche, South Dakota mortgage lenders include First Interstate BankFirst Interstate Bank41 5th Ave, Belle Fourche, SD 57717A+5.0 ★Texas Ratio: 4.72%, Black Hills Federal Credit UnionBlack Hills Federal Credit Union376 Liberty Boulevard, Box Elder, SD 57719A+5.0 ★Texas Ratio: 0.00%, Pioneer Bank & TrustPioneer Bank & Trust700 State St, Belle Fourche, SD 57717A+5.0 ★Texas Ratio: 0.74%, Black Hills Community Bank, NABlack Hills Community Bank, NA840 Mount Rushmore Rd, Rapid City, SD 57701, Plains Commerce BankPlains Commerce Bank524 S Dakota St, Aberdeen, SD 57401A5.0 ★Texas Ratio: 9.09%, Bankwest, Inc.Bankwest, Inc.703 Main Ave, Armour, SD 57313C+4.1 ★Texas Ratio: 26.29%, Northern Hills FCUNorthern Hills FCU2211 Dakota Ave, Belle Fourche, SD 57717A+5.0 ★Texas Ratio: 2.48%, Highmark Federal Credit UnionHighmark Federal Credit Union1842 5th Ave, Belle Fourche, SD 57717, First National BankFirst National Bank307 E Hustan Ave, Fort Pierre, SD 57532A+5.0 ★Texas Ratio: 2.40%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1808 S Sycamore Ave, Sioux Falls, SD 57110A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belle Fourche, South Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belle Fourche are listed first, then lenders elsewhere in South Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belle Fourche, South Dakota
Market share is the lender's share of all home loans closed in Belle Fourche, South Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Belle Fourche 41 5th Ave, Belle Fourche, SD 57717 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 66.7% | $190,000 | View |
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376 Liberty Boulevard, Box Elder, SD 57719 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, HELOC | 11 +8 HELOCs |
7.1% | 84.6% | $225,909 | View |
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700 State St, Belle Fourche, SD 57717 A+5.0 ★Texas Ratio: 0.74% |
Conventional, FHA | 10 | 6.5% | 76.9% | $456,000 | View |
Black Hills Community Bank, NA
840 Mount Rushmore Rd, Rapid City, SD 57701 |
Conventional, FHA, VA | 7 | 4.5% | 100% | $230,714 | |
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524 S Dakota St, Aberdeen, SD 57401 A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 3.9% | 100% | $401,666 | View |
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703 Main Ave, Armour, SD 57313 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 5 | 3.2% | 71.4% | $193,000 | View |
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2211 Dakota Ave, Belle Fourche, SD 57717 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 4 | 2.6% | 100% | $145,000 | View |
Highmark Federal Credit Union
1842 5th Ave, Belle Fourche, SD 57717 |
Conventional | 2 | 1.3% | 100% | $150,000 | |
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307 E Hustan Ave, Fort Pierre, SD 57532 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA | 2 | 1.3% | 100% | $340,000 | View |
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1808 S Sycamore Ave, Sioux Falls, SD 57110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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2016 6th Ave Se, Aberdeen, SD 57401 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.6% | 50% | $185,000 | View |
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320 S 1st St, Aberdeen, SD 57401 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 20 +4 HELOCs |
12.9% | 96% | $257,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, USDA | 16 | 10.3% | 100% | $217,500 | View |
Rocket Mortgage
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Conventional, VA | 13 | 8.4% | 73.7% | $229,615 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 7.7% | 85.7% | $282,500 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA, USDA | 5 | 3.2% | 100% | $209,000 | View |
Servion
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Conventional, FHA | 3 | 1.9% | 100% | $248,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.9% | 100% | $258,333 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.9% | 42.9% | $225,000 | |
Carrington Mortgage Services LLC
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VA | 3 | 1.9% | 75% | $325,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $100,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.3% | 100% | $250,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.3% | 66.7% | $215,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, FHA | 2 | 1.3% | 100% | $210,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 1.3% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $355,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 33.3% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 0.6% | 25% | $485,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $295,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.6% | 33.3% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 50% | $125,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $645,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 100% | $285,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Lower, LLC
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VA | 1 | 0.6% | 100% | $295,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $735,000 | View |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Belle Fourche Mortgage Rate Trends
Daily average mortgage rates for South Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belle Fourche, South Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Belle Fourche? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belle Fourche in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belle Fourche, SD
Use these to narrow the list above. Each category shows how many Belle Fourche, SD lenders fit and what that kind of lender is usually best for.
Who Lends in Belle Fourche, SD
Independent mortgage companies closed 50.3 percent of home loans in Belle Fourche, South Dakota in 2025, banks 37.4 percent and credit unions 12.3 percent. Cmg Mortgage Inc was the largest mortgage company, First Interstate Bank the largest bank and Black Hills Federal Credit Union the largest credit union. Among lenders headquartered in South Dakota, Black Hills Federal Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in South Dakota. State real estate transfer fee of $0.50 per $500 of value (0.1 percent), paid by the seller (SDCL 43-4-21); no mortgage recording tax.
More South Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belle Fourche, SD
By home loans closed in 2025, First Interstate Bank was the largest mortgage lender in Belle Fourche, South Dakota with 2 loans, about 1.3 percent of the market. The largest lender headquartered in South Dakota was Black Hills Federal Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Belle Fourche, South Dakota in 2025, led by Cmg Mortgage Inc with 7. 16 lenders closed VA loans, led by Cmg Mortgage Inc, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Belle Fourche, South Dakota in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belle Fourche, South Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belle Fourche, South Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belle Fourche. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
