Mortgage Lenders and Brokers in Ringgold, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ringgold, Louisiana mortgage lenders include Regions BankRegions Bank1439 Centre Ct, Alexandria, LA 71301A+5.0 ★Texas Ratio: 4.37%, Citizens Bank and Trust CoCitizens Bank and Trust Co623 Kingston Road, Benton, LA 71006A-4.5 ★Texas Ratio: 5.80%, Progressive National BankProgressive National Bank8386 Highway 171, Grand Cane, LA 71032A5.0 ★Texas Ratio: 12.78%, Bonvenu Bank, NaBonvenu Bank, Na10725 Perkins Road, Baton Rouge, LA 70810A+5.0 ★Texas Ratio: 0.95%, Pierremont Mortgage, Inc.Pierremont Mortgage, Inc.Shreveport, LA, 21St Mortgage, loanDepot.com LLC, Mortgage Research Center, Rocket Mortgage, and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ringgold, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ringgold are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ringgold, Louisiana
Market share is the lender's share of all home loans closed in Ringgold, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 9.1% | 100% | $215,000 | View |
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623 Kingston Road, Benton, LA 71006 A-4.5 ★Texas Ratio: 5.80% |
Conventional, VA | 2 | 9.1% | 100% | $65,000 | View |
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8386 Highway 171, Grand Cane, LA 71032 A5.0 ★Texas Ratio: 12.78% |
Conventional | 2 | 9.1% | 100% | $130,000 | View |
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10725 Perkins Road, Baton Rouge, LA 70810 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 4.5% | 100% | $55,000 | View |
Pierremont Mortgage, Inc.
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USDA | 1 | 4.5% | 100% | $265,000 | |
21St Mortgage
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Conventional | 6 | 27.3% | 60% | $88,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 9.1% | 66.7% | $295,000 | |
Mortgage Research Center
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VA | 2 | 9.1% | 66.7% | $430,000 | |
Rocket Mortgage
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FHA | 1 | 4.5% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 4.5% | 100% | $265,000 | |
Land Home Financial Services,
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Conventional | 1 | 4.5% | 100% | $85,000 | |
Lower, LLC
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USDA | 1 | 4.5% | 100% | $165,000 |
Ringgold Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ringgold, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Ringgold? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ringgold in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ringgold, LA
Use these to narrow the list above. Each category shows how many Ringgold, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Ringgold, LA
Independent mortgage companies closed 68.2 percent of home loans in Ringgold, Louisiana in 2025, banks 31.8 percent and credit unions 0 percent. Pierremont Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank. Among lenders headquartered in Louisiana, Citizens Bank and Trust Co led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ringgold, LA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Ringgold, Louisiana with 2 loans, about 9.1 percent of the market. The largest lender headquartered in Louisiana was Citizens Bank and Trust Co with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Ringgold, Louisiana in 2025, led by loanDepot.com LLC with 1. 2 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 0 credit unions closed home loans in Ringgold, Louisiana in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ringgold, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ringgold, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ringgold. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
