Mortgage Lenders and Brokers in Rayville, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rayville, Louisiana mortgage lenders include Guaranty Bank & Trust Company of Delhi, LouisianaGuaranty Bank & Trust Company of Delhi, Louisiana2899 Louisiana Hwy 133, Rayville, LA 71269A5.0 ★Texas Ratio: 13.90%, Winnsboro State Bank & Trust CompanyWinnsboro State Bank & Trust Company1907 Highway 425, Rayville, LA 71269A5.0 ★Texas Ratio: 6.51%, Citizens Progressive BankCitizens Progressive Bank1211 Louisa St, Rayville, LA 71269B-4.2 ★Texas Ratio: 24.19%, b1BANKb1BANK404 Blackmon St, Rayville, LA 71269A5.0 ★Texas Ratio: 9.53%, Commercial Capital BankCommercial Capital Bank2126 E Madison Ave, Bastrop, LA 71220F2.7 ★Texas Ratio: 43.05%, Origin BankOrigin Bank1927 E Madison Ave, Bastrop, LA 71220A5.0 ★Texas Ratio: 6.66%, Louisiana National BankLouisiana National Bank1081 Hazel St, Arcadia, LA 71001B+4.8 ★Texas Ratio: 16.90%, Cross Keys BankCross Keys BankMonroe, LA, Assurance Financial Group, L.L.C.Assurance Financial Group, L.L.C.Baton Rouge, LA, and Progressive BankProgressive BankMonroe, LAA5.0 ★Texas Ratio: 12.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rayville, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rayville are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rayville, Louisiana
Market share is the lender's share of all home loans closed in Rayville, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Rayville 2899 Louisiana Hwy 133, Rayville, LA 71269 A5.0 ★Texas Ratio: 13.90% |
Conventional | 11 | 14.5% | 100% | $82,272 | View |
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1 office in Rayville 1907 Highway 425, Rayville, LA 71269 A5.0 ★Texas Ratio: 6.51% |
Conventional | 11 | 14.5% | 100% | $105,000 | View |
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1 office in Rayville 1211 Louisa St, Rayville, LA 71269 B-4.2 ★Texas Ratio: 24.19% |
Conventional, FHA | 10 | 13.2% | 100% | $141,000 | View |
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2 offices in Rayville 404 Blackmon St, Rayville, LA 71269 A5.0 ★Texas Ratio: 9.53% |
Conventional | 2 | 2.6% | 66.7% | $385,000 | View |
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2126 E Madison Ave, Bastrop, LA 71220 F2.7 ★Texas Ratio: 43.05% |
Conventional | 2 | 2.6% | 100% | $175,000 | View |
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1927 E Madison Ave, Bastrop, LA 71220 A5.0 ★Texas Ratio: 6.66% |
USDA, HELOC | 1 +2 HELOCs |
1.3% | 100% | $155,000 | View |
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1081 Hazel St, Arcadia, LA 71001 B+4.8 ★Texas Ratio: 16.90% |
Conventional | 1 | 1.3% | 100% | $425,000 | View |
Cross Keys Bank
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Conventional | 6 | 7.9% | 100% | $163,333 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 2 | 2.6% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 1.3% | 100% | $35,000 | View |
Triad Financial Services, Inc.
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Conventional | 4 | 5.3% | 56.2% | $142,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 3 | 3.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 3 | 3.9% | 100% | $111,666 | View |
United Wholesale Mortgage
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FHA | 2 | 2.6% | 50% | $195,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 2.6% | 100% | $65,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.6% | 100% | $100,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.6% | 28.6% | $125,000 | |
Cadence Bank
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FHA, HELOC | 1 +1 HELOCs |
1.3% | 100% | $95,000 | |
Rocket Mortgage
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Conventional | 1 | 1.3% | 50% | $45,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.3% | 100% | $165,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $185,000 | |
Towne Mortgage Company
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VA | 1 | 1.3% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.3% | 100% | $145,000 | |
CSL Financial, LLC
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Conventional | 1 | 1.3% | 100% | $75,000 | |
21St Mortgage
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Conventional | 1 | 1.3% | 20% | $105,000 |
Rayville Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rayville, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Rayville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rayville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rayville, LA
Use these to narrow the list above. Each category shows how many Rayville, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Rayville, LA
Independent mortgage companies closed 31.6 percent of home loans in Rayville, Louisiana in 2025, banks 68.4 percent and credit unions 0 percent. Assurance Financial Group, L.L.C. was the largest mortgage company, Guaranty Bank & Trust Company of Delhi, Louisiana the largest bank. Among lenders headquartered in Louisiana, Guaranty Bank & Trust Company of Delhi, Louisiana led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rayville, LA
By home loans closed in 2025, Guaranty Bank & Trust Company of Delhi, Louisiana was the largest mortgage lender in Rayville, Louisiana with 11 loans, about 14.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Rayville, Louisiana in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by Movement Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 0 credit unions closed home loans in Rayville, Louisiana in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rayville, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rayville, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rayville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
